Older monkeys, have you ever wondered “what if”?

I was scrolling through my Facebook/LinkedIn/IG and checking out posts from my hometown friends who aren’t in the industry. And I was wondering: “what if I stayed home?”

For context, I grew up in a large & fairly international city, but it doesn’t really have a finance scene. Most of my friends are back home and are doing a variety of jobs: marketing managers, real estate development, project managers at mid-sized companies, etc.

Most of us have young families now and part of me is envious of them: despite earning (what I presume) multiple times less than me, they don’t seem troubled by the rat race, they are surrounded by family, they meet on the weekends for kid play dates etc. I did have this rush of nostalgia and wondered what life would have been like if I stayed home.

Anyone else?

 
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Think about it all the time, but from today's perspective. Have a wife, two kids, house in the suburbs but (through a series of events, primarily since March of this year) have realized that I don't have the time to do this job and enjoy the important things. So I've throttled back on work significantly (rarely do anything post-5pm or on weekends / work from home days) and am looking to move into a normal career. It doesn't hurt that I'm one of (if not the) top performer(s) where I'm at, so there has not been a noticeable drop off in quality - I've just gotten more productive and stopped doing busy work type shit (passed it on to others).

I think if I didn't take a run at it and enjoy some success, I'd always wonder "what if" the other way.

Sometimes I'm jealous of my buddies that had their parents buy them a house two houses down, leave the office in time for beer league softball, and have never stressed about work one day in their lives -- but I've seen interesting things, done some exciting work, and gained perspective on what is actually important.

From where I sit now, I could walk away tomorrow and never look back.

 

I think about this a good amount. Really starts with the college decision, staying in your own state / within 2hrs driving distance or going far away. In today's world geo mobility is crucial for career success. I'm looking for a new job and limited myself to 2 geos (my current one and my hometown) -- this alone drastically limits my opportunity set even though I'm coming from a top shop / target undergrad / CFA. I have other friends who are also looking but don't care much where their geo is (outside of eliminating maybe 2-3) and they have WAY more shots on goal.

But at some point you have to decide what's important to you and to what extent. I value my friends and family WAY more than I did post graduation. I go home frequently to see my parents and friends in my hometown right now, but longer term my preference would be to move closer to them. We'll see what ends up panning out, but you're completely on the money on this struggle. All the money in the world can't buy time with your loved ones 

I wish sometimes that I'd gone to college near home now, but then again I 99% wouldn't have ended up with the career success I've experienced thus far and hopefully am set to have as I transition up at some point. If we were born a few generations earlier, the story would've been different but these are the cards we're dealt. I suppose life is full of tradeoffs, especially modern life where we seemingly have endless choice (though I'd argue lower levels of happiness / contentment)

 

Yes, but my "what if" is different. Instead of thinking about how comfortable I would have been, I can only think what a depressive and unfulfilling life - through my current lens - I could have led (by looking at classroom colleagues, acquaintances, etc.)  The fact that I accomplished 3-5 years ago something that my 16 y.o. self considered impossible for him speaks on how fruitful my journey has been, and maybe the most important lesson that I grabbed from that is that you can't understand how low quality your life is until you don't experience the other side (e.g. being unhealthy vs. being healthy, one can't just rationalize it, instead one must feel it by living it). For instance, maybe something that I couldn't even envision as an adolescent was that I would end up living in 8 countries (>6 months) which I'm proud of (huge savings, logistics, and a combination of using my university & professional perks). 

So if you're younger, don't settle so fast, take risks, try new things, be open to new ideas, and throw the bag over the fence & then figure out how to jump it - because from such a place you can only go up, as I did.

 

Not older, but I'd say this is a common thing. You always wonder the other side, but it boils down to " this is difficult, and this other side is difficult, choose your difficult", for example, it's difficult to try and stay in shape, but its also difficult to be out of shape (health is bad, you don't feel great on the daily). So if you'd have stayed local, you'd probably wonder what would have happened if you left. 

Thing is, you only get to do it once, so just do what  you feel you enjoy, don't do anything in excess. 

One other tidbit, if you get a chance go watch the movie "The Family Man" starring Nick Cage. It's about how he's a big business guy but gets a wish to what his life would have been like if he never left his hometown, but he retained memories. 

 

Very real grass is greener. Can give you the complete opposite perspective. I started off in med school and was fully planning to do just that, graduate and qualify and work in a sleepy suburban town earning good money and living in a nice community. It was a good dream and I would've been content but no way whatsoever would I be fulfilled. Its nice visiting these type of people but you feel paralysed by constantly being around unmotivated people. Once I started getting into finance I realised I love the thrill of the action and being in the centre of what's happening. Also constantly competing to be at the top.

I can tell you firsthand that no amount of dopamine from having a good nice life can match the euphoria you feel from winning at something you grinded for. You only get this feeling from working at the top level in competitive industries.

Yeah I could've felt quite nice about helping people, living in a nice suburban community but it would've left a deep unfilled hole inside of me and I never would've been truly happy. Of course you have to be a certain type of person for this but I'd imagine most people in IB are.

 

Agree. You didn't get where you got by accident, your drive and ego brought you there. You'd be bored stiff back home with small town thinking. There's pros and cons to all paths anyways. Come to terms with your hunger to be a Master of the Universe. The feeling of wasted potential is worse.

 

100%. Feeling of wasted potential is the worst, made me genuinely depressed before I made the move to finance. Yeah definitely there's pros and cons to everything, so it's important to reflect on exactly what you want and pursue that and don't follow the crowd. Personally I can comfortable say I'm somewhat of a hardo so I want to pursue competitive stuff

 

I'd probably be an oncologist. Got a full ride to the local university's direct admit med school program. Would've gone there with 30+ other kids from my high school including my 2 best friends and probably had a great time. I did the whole pre med shindig with MCAT, research, etc. at the college I did end up going to so I'm reasonably sure I would have ended up a doctor. Probably would have ended up moving for residency and fellowship eventually, though who knows where.

Instead I picked up a double major in business, realized that a desk job with lots of free food/perks right out undergrad was pretty attractive and the work was interesting enough. Besides that, I met a lot of really cool people in college. Hard to say what would have happened had I stayed but, but I don't really have any regrets over what-ifs/could have beens.

 
cap182375

I'd probably be an oncologist. Got a full ride to the local university's direct admit med school program. Would've gone there with 30+ other kids from my high school including my 2 best friends and probably had a great time. I did the whole pre med shindig with MCAT, research, etc. at the college I did end up going to so I'm reasonably sure I would have ended up a doctor. Probably would have ended up moving for residency and fellowship eventually, though who knows where.

Instead I picked up a double major in business, realized that a desk job with lots of free food/perks right out undergrad was pretty attractive and the work was interesting enough. Besides that, I met a lot of really cool people in college. Hard to say what would have happened had I stayed but, but I don't really have any regrets over what-ifs/could have beens.

Nice - what were your majors?

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

Comparison is the thief of joy. Happiness is a state of mind - not a place. 

Each of these hypothetical cases could result in equal unhappiness. For me, I wonder what would have happened if I pursued harder and more taxing career options - and took more risks. It's because I'm doing very well right now where I am, I have a significant other, and I have been blessed with good fortune. 

I do wonder about the impact certain decisions had on other areas of my life, even good decisions can close doors, but I don't think I made the wrong decision with the information I had.

My best advice is analyze your life decisions thoroughly. Try to always live several years in the future thinking what would be the best thing to do today. If you do this to the best of your ability, looking back will you ever be able to say you did something wrong? You simply did your best.

 

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