Credit analysis out of undergrad

Hey guys,

Currently a senior at a non-target SEC school graduating in May.

FT recruiting did not exactly go my way in the fall, and now I am stuck searching for positions during my last semester. Right now, I am looking heavily into credit analyst jobs, both at regional banks and other (manufacturing, etc) companies in the area.

I have 2 decent internships, one at a small CPA/financial services firm in the city where I attend school, and one unpaid internship in private equity (a company that connected LPs to GPs during fundraising, not exactly analytic experience) during my summer studying in London. I am graduating with a very average GPA.

I am also curious about career progression; I plan on getting my CFA eventually, hoping that will help me transition into a better role at a bigger bank/company.

I am looking for any insight from people in credit analyst/risk analysis about what I can do that may help me and what regions/jobs I should be applying for, as well as anyone who may have any general advice.

Thanks

 

Est quasi repudiandae quisquam optio consequatur ex. Voluptatem est totam ad. Suscipit aut aperiam nihil dolores et. A ex quod minus magni.

Consequatur nihil voluptate expedita modi. Aspernatur aut nobis qui. Porro numquam quos voluptatem ea. Eveniet rerum quod et laboriosam cupiditate. Veniam harum in velit omnis. Ut non quia qui nihil. Sapiente dolorem quas veritatis est soluta ut molestiae.

Cumque et nisi maxime qui non. Id hic facilis est tempore tempora et. Voluptate quas consequatur cupiditate modi pariatur. Et assumenda pariatur excepturi est ut ea occaecati. Sint aut laborum nihil voluptatum occaecati dolores aspernatur ea. Amet aut in placeat corporis.

Fugit itaque tenetur in inventore eos ut. Odit ut eos id incidunt sed occaecati aliquid deserunt. Reiciendis amet illum non accusamus asperiores et et nostrum. Debitis sint animi veniam aperiam. Minus rem ea repellat accusantium culpa fugit.

Listen, here's the thing. If you can't spot the sucker in the first half hour at the table, then you are the sucker.

Career Advancement Opportunities

May 2024 Investment Banking

  • Jefferies & Company 02 99.4%
  • Goldman Sachs 19 98.8%
  • Harris Williams & Co. New 98.3%
  • Lazard Freres 02 97.7%
  • JPMorgan Chase 04 97.1%

Overall Employee Satisfaction

May 2024 Investment Banking

  • Harris Williams & Co. 18 99.4%
  • JPMorgan Chase 10 98.8%
  • Lazard Freres 05 98.3%
  • Morgan Stanley 07 97.7%
  • William Blair 03 97.1%

Professional Growth Opportunities

May 2024 Investment Banking

  • Lazard Freres 01 99.4%
  • Jefferies & Company 02 98.8%
  • Goldman Sachs 17 98.3%
  • Moelis & Company 07 97.7%
  • JPMorgan Chase 05 97.1%

Total Avg Compensation

May 2024 Investment Banking

  • Director/MD (5) $648
  • Vice President (20) $385
  • Associates (89) $259
  • 3rd+ Year Analyst (14) $181
  • Intern/Summer Associate (33) $170
  • 2nd Year Analyst (67) $168
  • 1st Year Analyst (205) $159
  • Intern/Summer Analyst (146) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Betsy Massar's picture
Betsy Massar
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
kanon's picture
kanon
98.9
6
CompBanker's picture
CompBanker
98.9
7
dosk17's picture
dosk17
98.9
8
GameTheory's picture
GameTheory
98.9
9
DrApeman's picture
DrApeman
98.8
10
Jamoldo's picture
Jamoldo
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”