Married men of WSO, what did you spend on an engagement ring?
Title, just curious. Because we make more for our age than most, I’m wondering what an appropriate amount is.
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Almost 40.
$40 ?
$40,000.
$700, simple gold band, no diamonds
So you didn't get an engagement ring, you only bought a wedding band
There are now rules about what is an engagement ring vs wedding band? Engagement ring = ring bought to symbolize/celebrate the engagement, it can be a piece of string, it’s the occasion not the style…
Not married yet, but planning on proposing within the next year. Gf and I looked at rings and she's loving moissanite (cheaper but just as pretty as diamond). Ring she picked out is just under $5k
A moissanite is an artificial diamond, Lincoln.
It's Mickey Mouse, mate
Spurious
Not genuine
and it's worth... fuck all!
whatever makes the lady happy is good enough for me brotha
people missed the reference huh?
Lol, all diamonds are worth fuck all. Diamonds are a commodity like gold, silver, or any other precious material except they don't actually retain their value once they become an engagement ring. Engagement rings are a fucking joke.
You plan on pawning you wife’s diamond ring or something? If she likes it, and you like her, who gives fuck all about the value? He got lucky that she isn’t some materialistic brat who needs an outsized diamond her finger can barely carry to show off to other brats. It’s not like anyone can tell anyway. The way I see it, man won.
People just don't appreciate thoughtful comedy anymore
Took me a minute. Nicely done :)
Can't believe it's been two decades.
This. I spent around 2.5k (this was even extra to get platinum). Luckily my fiance’s hands are small so the big rings didn’t even look good on her. Money will be saved towards a sick honeymoon, wedding and downpayment.
…
Spent about $32k. In hindsight I could have spent $25k and been good. Look online at Blue Nile for price reference.
If you have the money I'd recommend 2-2.5 carrots (I went to 3.25 and really didn't need to go so big), I or J color (no one is ever going to be holding next to a D for comparison), SL1 (again no one is going to be grilling your diamond), and excellent cut. Big and sparkly is all the matters.
If perceptions matter to you, I will say is that everyone will judge you based on the diamond. . I don't mind that I overspent a little because she gets a TON of compliments and will wear it a lot and that ultimately gets me some respect. Just being honest.
You just wanted head from her didn't you my guy?
Round, excellent cut. Easiest to shop for and most brilliant. I have a buddy that's a diamond wholesaler and saved about 10k but ultimately ended up spending more overall because I was getting a good deal.
"wear it a lot"
lol... when is she taking it off????
I'd prefer if she wore it forever, but some married women eventually choose to only wear their wedding band.
Not that diamonds hold a lot of value, but "big and sparkly" is pretty much the main path towards a diamond that won't have resale value. Better clarity and color may not be as immediately noticeable when your fiance is showing off her ring, but those are the qualities that drive value.
Like $800 on the band, $20k on the rock.
I asked my wife to send me what band she wanted, ordered that and then went to a family friend to fill it with the nicest stone he could find around $20k.
Ultimately she was very happy (not materialistic, but I was able to find something bigger than she thought), her friends and family were impressed, and her dad spent 10x more on the wedding.
I know people will get all bitchy about spending a lot, but it's really one of the only things you have to buy and you do want her to be proud to show it, at least in my opinion.
This and the wedding band were more about her happiness than the cost, in my opinion.
If you don't want to spend a lot, apparently the lab grown ones are nice. I don't really understand diamonds but an appropriately clear and cut one can look nicer, objectively, than size alone.
200k for a wedding? sorry for my ignorance but do weddings cost that much now? fucking hell
There's no way that it's just some standard, run-of-the-mill wedding, at least I'd hope not?
Data point from my friend who just got engaged, he's an 8th year associate in Big Law (you can google his pay) and spent $57k.
Single dude here and I can’t fathom spending so much on a ring. Recently dropped 10k on a vacation for my parents and about to give 10k to my sibling as a wedding gift.
I guess if I get engaged I’ll understand, but to me it’s a no brainer to spend that money on experiences rather than a ring. Idk, maybe I’ll come around in a few years
I'd much rather do something for myself/my partner than give my siblings $10k for getting married....
Holy shit the amount of consooomers in the comments
De Beers thanks your low IQ
Based. Everyone here falling for the modern day scam known as the diamond market.
It's the same as a brand name bag, a high end watch, etc.
And agree, it's all a modern day scam
Eh, it's no more a scam than any other luxury good. You can make a similar argument for any other expensive item, and say that buying a fake or copy is a cheaper way to do it... but at least with the ring you're making someone happy.
based
I had a ring designed and built custom for ~23-24k. Stone is 1.8 and I wish I had gone at least like 2-2.25. I also wonder if she/anyone would have noticed if I went with a fake stone and saved the money..
Yeah I’m sure lying to your wife is a great way to start your marriage…
Every good relationship is built on a bed of lies. It’s about finding someone who’s lies you can tolerate.
what does 2-2.5 run you disregarding the band?
So the answer is “it depends” on what other qualities you want. You can increase size and keep price down by going lower in quality for example. I found that there was a price jump once you hit 2.X so I stayed below it. Based on my limited experience (which was all in NYC) I think you can get a low 2.X for like 25-30k for the stone with solid clarity / cut / color etc. This is also for oval for instance and there are certain shapes which are less expensive. For reference, my stone was like 17-18k. Band was custom (relatively intricate design featuring a second smaller stone) and platinum so cost a little more.
If you get a good dealer they will sit you down and walk you through the matrix. Sacrifice color for size and price etc.
6k
if you can comfortably afford it then sure spend more. Key is getting a woman that doesn’t need a 15k+ ring though, and if you think it’s a one time payment have news for you - you’ll be supporting her lifestyle until your dying breath
be frugal, be thrifty, dont be cheap.
Between $10 to $15k
$0, passed down. Ring itself probably worth 4k, white gold band, smallish diamond and ruby. If she wants more jewelry I'll buy but she appreciated significance over size or value. Very good looking ring for price might I add.
KEEPER
50k.
Her family got me a watch in return, but was only 35k.
I bring it up all the time to my father in law and he just laughs.
What watch?
VC traditional complete calendar. We bought from a wholesaler so didn’t pay sticker
You're all fucked in the head. I'll get a simple gold band, maybe one of the family rings of my mother, let it get worked over a bit and put a zirconia in. 2k max, if even. 50k on a fucking ring that you'll wear like 6 months until the wedding, you people are insane. You're sucking DeBeers shriveled cock because Don Draper et al made you love it, and you don't even know it. Engagement rings do not exist, historically, not in the way you think. Diamonds and those rings - the most ridiculous fucking scam in the history of humanity, together with "butter is bad for you", "circumcision is necessary for hygiene", and "breastfeeding is icky and unsanitary". Fucking ridiculous.
The girls wear it forever, not just 6 months before the wedding. Are you married? She just stopped wearing the ring? I’m
I think any of the guys here (hopefully) know the diamond industry is bullshit, but willingly make that purchase to appease their fiancé’s/future wives - which IMO is the problem. Unless you want to just flaunt wealth but if your net worth is under 7 figures then buying a 30k+ ring is just absurd. Wedding industry in general is just a scam. Middle class buying/financing an engagement ring and then a wedding that costs more than that ring in likely a year? Probably spend more on that than what’s in there retirement account
also, engagement rings are worn for the entirety of the marriage. Don’t disagree with what you said otherwise
under 7 figs? associates at my desk have 50k watches, yet can't get a 30k wedding ring... cmon.
Spend whatever the fuck you want, know guys my age (30ish) who grabbed 50-70k + rings. Same guys have 150k watches... not crazy. Chick rock it forever (hopefully lol). I don't get the push back on high cost rings... not apples to apples, but is it wild for someone to rock an aquanaut daily? Bc that's almost common.
I don’t think a lot of people know tbh. I only learned about the Debeers thing on this website.
I'm honestly shocked at the amount of people that think they are special saying the diamond industry is a scam. Correct, they inflate prices by controlling/restricting the supply of the market to keep demand high to charge high prices. No different that literally any designer/luxury clothing and accessories (LVMH brands keep supply low and burn stock of anything extra to protect image of exclusivity), luxury cars (companies purposely produce a limited amount compared to regular manufacturers and relay on advertising/effective marketing to increase their perceived value to the consumer), even something as mundane as glasses ((a company Luxottica has its piece in almost every vertical of the market, owns many brands (Oakley and Ray Ban), retail stores and optometrists (Sunglass Hut, Lenscrafters, Pearle Vision), and even insurance (EyeMed Vision care is the second largest in the country)). At the end of the day, almost all luxury items are not worth it/are a "scam" in this sense. Not everything needs to be looked at in a scope of a economic cost analysis.
+1 for an extremely logical comparison that everyone else seems to forget about.
I will say that one key differentiator is that diamonds have no useful value, so when you compare them to a car it is a bit different. E.g., a unique car like a Audi R8 Deccenium may come at somewhat of a premium due to the low number of vehicles manufactured and sold in each country, but it also comes with a unique advantage of being faster and a better performing vehicle with unique parts.
I think the clothing analogy is perfect though. Buying a $500 pair of Tom Ford sunglasses vs. a $10 pair of polarized gas station shades is almost the exact same as a premium diamond ring vs synthetic diamonds. With that said, most of the women I have met (anecdotal data Im sorry I dont have better) would prefer a true diamond. Therefore, I think it is not about what is most logical, but about appeasing the person you expect to spend your life with. If my future wife didnt care, I would go synthetic. Because she does, I will likely go traditional. You can buy an extremely nice ring for $5-10k (data points includes friends who recently bought them for that range), and you dont really need to spend much more, regardless of industry.
If you call people out on here they get mad, tread lightly.
$6k when i was an associate on poor comp. she still loves it
~$2k, not a diamond tho. gemstone that's rarer than diamond but not artificially inflated. wife is a bit eccentric and didn't want a diamond, guess I lucked out. highly recommend you have any girl you're wanting to marry watch the below video
I just wish they could get Magic Mike to tell all women that engagement rings are a scam.
$21k, 2-carat, gold band, from the diamond district in NYC. Thankfully I was referred to a specific person because otherwise I don't know how the hell mortals navigate that place. Ratty street where you pick any building, get on the elevator to any floor, and see 12 identical doors all with names like "Luxury Corp" or "Diamond Corp". Fascinating place but was happy to get in and out quickly.
Had a family ring, and most likely my kids and grandkids will do the same. no need to spend more than 20k on a ring. 10k should be fine. diamonds are not worth the paper they are printed on.
20k. 2ct solitaire. We both know its a scam but its the first and only thing the lady ever asked for.
I wish I had something meaningful like a family heirloom or mom's ring to hand down but sadly do not.
$0. Spending thousands of dollars on a worthless rock because society says I need to in order to get married is the dumbest thing in the world to me.
does your wife agree though
Well obviously, doesn't really work if she doesn't share the same sentiment. It's easy for women not to agree with such a statement because it's not their money, flip the script and tell them you want an engagement gift such as a watch of equal value to the ring and see them change their tune real quick about what kind of ring they want. Doesn't even have to be of the same value, just a watch that costs maybe a few grand because it's not really about the money. Friends of mine have done this, it's hilarious because their fiance knows they don't have a leg to stand on if they tried to object.
Actually just went through this process.
Find someone who sells rocks wholesale (do your research on what you want beforehand), get the setting and band done elsewhere.
Spent ~15K total but the ring was appraised at 32K.
2.2 Ct and it actually looks huge (oval shape)
You do not need to go better than an SI1 on Clarity and H on color and you can get away with an SI2.
Spent $20K total and it got appraised for $40K.
1.75ct, round cut, D color, VVS1
Had a friend whose family runs a shop in the diamond district. They helped with a custom design and gave me the ring at cost. Definitely recommend sourcing the diamond yourself and finding a jeweler to make the band.
Spending 20k on a ring when you made 80k lmao Jesus
Your “finance”? hahaha
My guy is married to the game.
Has anyone bought one on analyst comp then re-upped later for a bigger shinier one?
$3k. Delicate and intricate rose gold band, one diamond in the middle. Wife is not materialistic at all. I bought it without her knowing, came into town and surprised her with the engagement (she knew it was coming eventually, didnt know I was coming into town that weekend). She loved it. Couldn't stop staring at her ring and saying what a good job I did.
My wife is more frugal than I am. Happy with a simple life, which makes it all the better as I earn more and am able to give her nicer things since she is already happy with what she has. I married well.
Good job, definitely a keeper
You didn't even ask about his sex life?
Looking at rings now. Had a good conversation with my lady and we both decided to go the lab-grown route and spend ~$5k rather than ~$20k.
Still a diamond and you can't tell the difference without some high-end equipment. Told her I'd be happy to upgrade in the future if she wants natural but it doesn't make any sense for people in their 20's to spend $20k on a ring. In the end, it will be her money too.
Don't care about value retention as I am not planning on selling it and by the time we would trade it in, I plan on having made much more than 33% on the $15k of initial savings.
$6k combined for engagement ring and wedding band
Amazing to see how much the finance bro communities spend on rings for a marriage that is (hate to say it) 50% likely to fail...
Divorce rate is much lower when you control for college educated and higher income levels which this community both has. Still decently high , but nowhere near 50%
and if you’re divorced an engagement ring expense will be the least of your net worth worries haha
Do you realize 60%+ of the top 10 richest people in the world right now are divorced?
A friend of mine works in PWM and tells me that rich people often times don't get "officially" divorced because of taxes, asset/estate protection, bad optics, etc. But they move on with other people, relationships and places.
And don't even get me started on how many people cheat. The same friend in PWM has a female client that's paying her secret lover a monthly allowance so that he doesn't have to work and can be available for a booty call on demand. Must nice if/until caught!
Life can be as expensive or not as you want. You can pay up for watches, cars, bags, nannies, etc.
You also don't know everyone's situation. Various people can make 100k, 500k or 5m. They can have 0 to start with or a 10m trust fund
30-40k
It is what it is. I'm someone though who doesn't get / understand luxury watch market, name brand bags, etc. She helped pick it out. We don't need the money, but honestly nobody can tell the difference between a lab grown diamond and a real one.
Unfortunately it just isn't an option for most people (in these types of circles) - either the partner wants to pick / be included or, after the fact, wants to know all the stats to tell their fam and, if they like it, maybe mention to a few friends when it comes up. And even if she thinks it is beautiful when she sees it, the moment you tell her it's lab grown, she may internalize that you are being cheap on her
That’s because lab grown is real lol. A diamond is just a chemical composition of carbon. They are chemically superior is most cases as well. The ‘real’ diamond argument is a scam played on gullible women and male ego.
This is 100% partner based and not reality, and unless her family and my family knowingly came from old money then a girlfriend picking out a 40k ring is grounds to call off the relationship and save yourself the future trouble
Mostly agree. Also dependent on age / income. There's a difference between a third year analyst making 200k with little NW buying that and a principal who's made mid-to-high six figures for years.
Also I've mentioned before, but girlfriend was a high earner - there's very little of "I make the money so you only get XX" in our household (they're more fully joint decisions)
Consider looking at Adiamor for purchasing the diamond. Directly purchasing it from an online diamond auction and cuts off the 1000%+ price increase from most jeweler’s. Allows you to choose cut, clarity, weight and all that. Also a 30 day grace period for you to get it appraised from a 3rd party after purchasing. As an example, I was looking at rings in the $10-15k range at jewelers and decided to buy the diamond separately from Adiamor and cut off about $3k for a slightly bigger diamond
Lab grown seems like a decent middle ground. Chemically identical to a mined diamond but at a lower cost.
Yea as long as it’s GIA certified then who cares
literally no one will ask the jewelry store. They will just ask details on color, carat, etc
wish I considered that route
Spent about $10k all in on mine. Thankfully have a jeweler that my family has gone to for decades so I got a decent deal
Spent a shockingly low number on a ring based on stuff we’d looked at together. Real gold, real diamond, just scaled down. She comes from one of those families that started with very literally nothing and built a small empire: she couldn't fathom blowing any meaningful amount of money on baubles like jewelry.
Wedding reception was a shockingly lower number than the ring. Private event with immediate family only. At home. Honeymoon was basic trip the the islands where we sampled local cuisine etc on the cheap and otherwise bummed around doing beach/snorkeling/surfing type stuff.
Took all the money we didn't waste and plowed it into real estate.
10/10 would do it again.
$18k through a diamond dealer, appraised at $24k
Going through the process I thought this was the biggest waste of money as the ring/diamond has no functional use (at least a watch tells time, a handbag can store stuff etc). She really wanted a real diamond even though a lab made one would be more perfect but much less expensive. Ah well, she loves it and I still see her looking at it and admiring it and it's definitely nicer than her friends'.
She does know that it's an expensive gift, however, and got me a nice watch as a wedding gift as well.
I would recommend getting an idea of what she wants first - we went to Tiffany’s early in the process so I could see what kind of ring / diamond she wanted and she said the one I eventually had made turned out better than she imagined. Some her friends didn’t do that and there’s been a bunch of “well I don’t like this part of it or that” which sucks
ITT a lot of divorces waiting to happen
dudes on here talking about their girl’s ring being the “largest in the friend group” y’all are cringe
What’s cringe is someone who isn’t married predicting divorces lol. Shocked you ain’t married lol
Spoken like someone who has never gotten laid.
When proposing to your fiancee - the main objective is to make her feel special and for that feeling to hopefully last forever.
Is a diamond ring a frivolous, contrived expense - 100%. Is it effective at making your fiancee feel special? Also 100%. This is marriage, sometimes you have to do things that make no sense to you as a man in order to make your woman happy. This one costs money - but I can certify that 7 years later it still makes her feel special.
If your fiancee feels you went cheap on your engagement, that feeling will last a lifetime....
Spoken like a true Beta Bux
Yep lmao
“One time purchase to make her happy” my ass. If she is comparing her ring to her friends with the goal of biggest = best then what do you think will happen when her…
- friends get bigger house or expensive remodels
- friend gets a new car
- friend sends their kid to private school
- friend just did a week ski trip in europe
- friend just joined a nice country club
etc. etc. how you do one thing is how you do everything. Setting up yourself for a life of financial skull fucking
#1 --
I have not advocated for "getting a ring that's biggest in her friend group" -- only that you don't want your future wife to feel like you went cheap on the engagement ring. As future husband you should know how to gauge your fiancee so that she doesn't end up feeling like you cheaped out.
For me, I spent around 8% of my expected full year total compensation at that time.
#2 --
I'm 7 years into marriage. We live in a house about 50% cheaper than we could afford (this means I can plow more money into investments) and I don't get ever pressure from my wife to upgrade our lifestyle.
The ring doesn't set the tone - real adult conversations do.
If you think the ring is what sets the tone - you have no fucking clue what you're talking about.
about $6k in 2018 while making just above $100k base / high $100s all in. Good enough for around 1.4 carats.
I got married young, right out school when I made $60k in NYC. Spent $3.5k total on a custom princess / radiant hybrid cut that I shopped extensively for. Felt like a splurge at the time but my (now) wife loved it. Looking forward to getting her something nicer in a few years when we renew our vows. My advice to all the young guys - if you find a girl who truly loves you before you make big money, never let go.
This is the ring I got for my wife: https://www.bluenile.com/engagement-rings/gemstone/sapphire-diamond-mic…
I was 24 at the time.
$18k
$900. This was in college and I had little money.
Though that was over a decade ago and she lost it. Haven’t yet bought a new one…but I wouldn’t think she expects anything more than $4-5k (I hope, will see)
I remember being in a business class in college and the professor asked the class “how much should a guy spend on a ring” and all the women in the class immediately said in unison “3 months of his salary”. I rolled my eyes so hard my eyeballs got stuck for a second. For most of us here who make upwards of 200k that would be such a stupid purchase, I’m sorry.
The fact they feel entitled to that is unbelievable. 3 months pre-tax is like 4 months post-tax. All the stress, hard work and long hours…
$10k? Or maybe $12k?
Enough to not be "cheap", but not so much as to break the bank for someone who hasn't made it to BSD territory yet.
Spent $20k - for background, am a 23yr analyst making ~$190k
Spent $20k - for background, am a 23yr analyst making ~$190k
lol
I have to get into the diamond selling business
My friend worked at McKinsey, then went to HBS, and now sells diamond rings and is killing it.
i think the most important is that it always depends! It is about you two and your relationship! So try to find out what she likes, what is important to her (size, material, color and maybe the prize) and why these aspects matter to her so you can get the ring that is perfect for HER and your relationship! Maybe for her the prize is an important criterion and she expects a certain value but maybe it is more about other details. And of course you have to know what the maximum is you can spend and you are willing to spend!
And now I have to admit that I also wanted to take advantage of your off topic to ask a non relate question because i just can't get an answer (will my opion on the ring topic still is well thought - and I'm luckily married;)...) hope its ok to bring some chaos in your answers with my question:
I'm a Master Student from the Dept. of Geography of the University of Hamburg, Germany and trying to understand how innovations and the creation of new financial instruments work. I would love to hear from your expertise and experiences to get some insights for a research project:
Thanks a lot! Really exited to get to know your point of view! And sorry again for asking here but my "forum" didn't get ans answers because i recently created the account...
Hurensohn
Halt die Fresse, Fischjuckel
$55k. Oddly, I managed to find the diamond through a broker and thought it was pretty undervalued -- tried tracking down some history and it originated from a liquidation in Eastern Europe. 3.5ct D VVS1 perfectly cut cushion that radiates like fire. GIA certified and ended up independently appraised for higher than what I paid.
She's happy and has always loved it and has stood with me through hell and back...that's what matters in the end.
Maybe $100. My wife is practical and specifically asked me to not spend $ on a ring despite having more than enough to get something nice
Rule of thumb I've heard is 6X monthly earnings, though I spent much less... No shame in that. Plus, you can always upgrade at a later time if you think it will last lol.
That’s 6 months, almost a full year when taxes get taken out…who can afford that?
Hahahah sorry. I was WAY off. I was thinking 6X from a past conversation. Internet is saying 2X. Seems much more reasonable..
$40k - 3ct, Round Cut, High Quality. It is definitely a steep price, but I'm in my 30s and put off the engagement for way longer than I should have so I sorta put this one on myself. She loves it and it would have been a bit odd to have done much less within our social circle.
This should go without saying - but I did not see it above, do not go to a high-end retailer (Cartier / Harry Winston / Tiffany's / et al...) for the engagement ring as they will rip your face off. If luxury brands are a thing your SO cares about, take her to a high-end retailer to look at engagement rings and enjoy the experience. Then go somewhere else that is reputable, but down market and buy it on your own. Then go back to a high-end retailer later and pick out wedding bands for both of you. That way, at least one of the rings is from a high-end retailer, but you have saved ~$60k in the process on the engagement ring.
This is very true. I did the the engagement ring through an actual diamond dealer (who was incredible). Did Tiffany's for both of our bands - while still way overpaying on a % basis, the magnitude is much less and it was cool to get bands from the same luxury company.
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Illo tempora cum corporis quia cum qui numquam. Sunt in nostrum neque eaque laboriosam qui. Quod et nostrum commodi mollitia modi ut. Et quia quisquam consectetur doloribus distinctio. Earum id et quo possimus est consequatur.
Nobis natus facere similique sed quam doloribus delectus. Molestias architecto optio possimus laboriosam. Ut accusamus repellendus cum pariatur ut qui quo. Corrupti adipisci et ut et labore. Suscipit vel sequi quia perferendis reiciendis ea. Molestias quidem nihil ut temporibus eos voluptate incidunt. Quibusdam eum quidem assumenda eos eaque.
Deserunt sed voluptate sunt aut. Odit delectus et dolorum. Modi quasi vitae aliquam blanditiis quia voluptas. Laboriosam iure deserunt nisi. Ut quibusdam in non aliquid ut et sed est. Incidunt aut officia porro eum asperiores fugiat. Enim qui nihil dolor sed delectus deserunt.
Facilis et est in est autem est. Rem id exercitationem sint quidem. Laboriosam nam quos fuga similique. Consequatur enim quo magnam possimus. Molestiae odio velit similique debitis reiciendis.
Aut ut sit eum voluptas quaerat. Ex consequuntur consequatur totam sit provident. Voluptatem voluptas temporibus alias vero ipsam quas consequatur possimus. Sapiente maiores enim aliquam voluptatem deserunt veritatis. Dicta odit eos cum qui.
Sint nobis necessitatibus ut a. Aut dolores et reiciendis in debitis. Alias rerum consequuntur ut fugit officiis repudiandae commodi.
Provident ratione aut adipisci maiores explicabo et. Aut possimus et voluptatem iure et id. Modi et velit dolorum.
Iste modi eum soluta. Enim quis quia nisi autem. Quasi tempore sunt provident provident sit mollitia eius. In sapiente iusto voluptatibus quisquam sed.