Commercial Banking Credit Analyst Resume Review

Hi Monkeys,

I'm 25-years old and hope to break into commercial banking as a Credit Analyst from an insurance/retail banking background. Please critique the attached resume as best you can! My GPA is a 2.85 (Transfer Student; Total GPA = 3.2) and is not included on my resume. Would love to read any other advice on job searches(BB,MM), interviews, career paths, or your experience as a credit analyst, if applicable. My current thought is to break in as an analyst and work my way up to relationship manager, and would love to hear your opinions on this. Truly appreciate your advice in advanced, and please annihilate my resume!

Attachment Size
Sample Credit Analyst Resume.pdf 372.23 KB 372.23 KB
 
Best Response

If you have at least 12 accounting hours, I would put that in a prominent spot on the resume. You should mention the specific metrics and methodologies you used when analyzing spreads if they are related to a borrowers ability to make debt payments. Also, you could elaborate on what the determinants were in the risk classes formula and how it's similar to risk rating scorecards for obligors and different loan facilities. Did you spread the statements yourself? If so, that's a good skill to highlight. Did you do any ongoing monitoring of financial covenants like net worth or leverage ratio while at either job? Regarding the "mulifaceted merchant business" consider mentioning any responsibilites you had related to Reg W compliance (transactions with affiliates). If you had any exposure to making calculations by interpreting legal agreements, you should definitely put that since that is essentially what you do with credit agreements as it relates to financial and reporting covenenants.

 

Numquam est blanditiis dolores quibusdam rerum. Aliquid itaque sed quia. Ad et ipsum dolor odio accusamus sed. Sint deserunt explicabo dolor modi earum hic. Consequatur aut ipsam tempora placeat qui assumenda. Et ullam cumque animi eligendi laudantium similique perspiciatis.

Error ea veritatis quae unde. Dolores aut sapiente aut consequuntur et quis. Nulla consequatur molestiae exercitationem doloribus repellat. Rerum praesentium sequi harum unde fugiat.

Minima nihil sint voluptates expedita numquam ipsum. Est optio ex maxime odit et.

Dolore voluptas qui eum aperiam illo deserunt. Magni rerum dicta ipsa nostrum aut quia. Qui ex unde repellat iusto. At laborum corporis temporibus et impedit dolorem officia. Natus recusandae tempora accusantium quibusdam assumenda. Et mollitia est veniam quia voluptates necessitatibus consequatur.

Career Advancement Opportunities

May 2024 Investment Banking

  • Jefferies & Company 02 99.4%
  • Goldman Sachs 19 98.8%
  • Harris Williams & Co. New 98.3%
  • Lazard Freres 02 97.7%
  • JPMorgan Chase 04 97.1%

Overall Employee Satisfaction

May 2024 Investment Banking

  • Harris Williams & Co. 18 99.4%
  • JPMorgan Chase 10 98.8%
  • Lazard Freres 05 98.3%
  • Morgan Stanley 07 97.7%
  • William Blair 03 97.1%

Professional Growth Opportunities

May 2024 Investment Banking

  • Lazard Freres 01 99.4%
  • Jefferies & Company 02 98.8%
  • Goldman Sachs 17 98.3%
  • Moelis & Company 07 97.7%
  • JPMorgan Chase 05 97.1%

Total Avg Compensation

May 2024 Investment Banking

  • Director/MD (5) $648
  • Vice President (20) $385
  • Associates (88) $260
  • 3rd+ Year Analyst (14) $181
  • Intern/Summer Associate (33) $170
  • 2nd Year Analyst (67) $168
  • 1st Year Analyst (205) $159
  • Intern/Summer Analyst (146) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
Betsy Massar's picture
Betsy Massar
99.0
5
CompBanker's picture
CompBanker
98.9
6
dosk17's picture
dosk17
98.9
7
GameTheory's picture
GameTheory
98.9
8
kanon's picture
kanon
98.9
9
Jamoldo's picture
Jamoldo
98.8
10
numi's picture
numi
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”