I have been lurking around here for a while trying to learn more about the different areas of finance and actually need some advice. I have worked in insurance and financial services (not really finance) for about the past ten years. My problem is I got a B.A. in journalism and then ended up in the business world where my degree isn’t that applicable (that’s a nice way of saying it’s useless). My was 3.75, but were still talking about journalism here LOL, not like I got a 3.75 in rocket science or anything. I don’t really know what to do with my career going forward. I have worked in customer service/admin type roles for most of my life for companies like MetLife, Principal Financial Group and now I work for an independent investment firm in client relations-I’m a client services specialist. It’s not that I mind working with clients, but these positions are pretty low in pay. I am sure some of you probably get bonuses that are more than I make in a year’s time. So I’m starting to ask myself what can I do to move forward and I don’t know. I don’t have the money for grad school and the firm I work for isn’t really willing to pay anything toward that. They are financial planners and they will pay for me to take a paraplanning course, which I am currently doing, but that pretty much just gets me the job I already have-an assistant, and there won’t be any raise involved. I have thought about becoming a financial planner myself, but it is hard for me sometimes to relate to high-net worth individuals when I have no assets, how can I even start to help them manage their money when I don’t have any? That makes me lack a lot of confidence. It‘s one thing to do my job and help them navigate our computer system or place a trade for them or help set up client events, but it’s a different thing to start telling them how to actually manage their money. Plus I don’t exactly have an academic background in finance either. I am starting to wonder if I should just go back into insurance where at least I could go into underwriting or operations or something like that. Since I have so much experience in client relations, I have also thought about trying to get a job in investor relations with a public company.
I just don’t know what to do and could use some advice.