Been awhile since I've been here! This isn'tbut didn't know where else to post this.
I was a 2nd year analyst in commodities sales at awhen I got laid off at the start of 2009. I couldn't find anything and ended up in a sales-type role at an independent research firm. They matched my previous base salary but obviously the bonus is nothing even close to the same. The job is also boring. I realized I want to do research instead of sales so had been looking for roles there.
After being there for almost a year I've received an offer from a bank to join their commodities research team, which is my ideal role. However because I'm moving from sales to research, they're considering me a graduate hire. This means that my starting salary is going to be less than what I'm on now. I know it's obviously got better pay prospects within the first 1-2 years with bonus etc., but for the time being I have to pay my rent.
Should I ask for more money, or just take what they've offered and make it work? With smaller companies I've asked for a higher offer but with banks I always thought they pay all graduates a standard salary. Also is it standard for research to be paid less than sales/? My understanding is that at this bank S&T graduates are getting paid more.