Tax question

i know we are not tax experts but thought i would ask and get some opinions (me being a new trader and all)

  1. How much is capital gain tax? Is it different per state? I've been hearing long is 15-25% and short is 25-50%
  2. If I transfer stock to someone else (yes it's possible), how is this taxed for me the sender and how is it taxed for the receiver?
7 Comments
 

The answer to your second question is a bit complex, but it depends on several factors. If you give irrevocably to another individual, then you can give up to $13k ($26k if married and you split gifts) in stock. If you exceed this amount, it is a taxable gift and a gift tax return must be filed by you. No tax is due until you exceed your lifetime gift exclusion, now at $5.12 million. No taxes on the receiver of the gift, unless they sell the stock or if dividends are paid. Good luck!

 
mattmathenyThe answer to your second question is a bit complex, but it depends on several factors. If you give irrevocably to another individual, then you can give up to $13k ($26k if married and you split gifts) in stock. If you exceed this amount, it is a taxable gift and a gift tax return must be filed by you. No tax is due until you exceed your lifetime gift exclusion, now at $5.12 million. No taxes on the receiver of the gift, unless they sell the stock or if dividends are paid. Good luck!
anyone verify? found this online: http://fastforwardacademy.com/blog/2011/02/28/tax-impact-of-transferrin… so under 13k/year sender nor receiver gets taxed? another question - lets say i cash out a loss of $1k then couple months later i cash out at gain of $2k. do i pay tax on the difference (1k) or the initial gain (2k)?
 
Best Response
unknown00
mattmathenyThe answer to your second question is a bit complex, but it depends on several factors. If you give irrevocably to another individual, then you can give up to $13k ($26k if married and you split gifts) in stock. If you exceed this amount, it is a taxable gift and a gift tax return must be filed by you. No tax is due until you exceed your lifetime gift exclusion, now at $5.12 million. No taxes on the receiver of the gift, unless they sell the stock or if dividends are paid. Good luck!
anyone verify? found this online: http://fastforwardacademy.com/blog/2011/02/28/tax-impact-of-transferrin… so under 13k/year sender nor receiver gets taxed? another question - lets say i cash out a loss of $1k then couple months later i cash out at gain of $2k. do i pay tax on the difference (1k) or the initial gain (2k)?
The article you attached is true. You only pay tax on net realized gains.
 

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