Trying to help my mother not get scammed. Have a prospectus question

Just a quick answer would be a huge help to my family. My mother is single and naive, and I am trying to help her retire securely.

My question is on a prospectus, are the annual returns described the returns my mother actually would have seen had she been invested, that is after operating expenses, 12-b fees, and soft dollars? Or are they merely reflections of the manager's performance from which I must deduct the relevant fees to come up with the returns investors actually saw? Please see the attached photo as a reference to the returns I'm speaking of, they are for ONGAX JP Morgan class A shares.

Also, what would the procedure be to find the lowest fee, passive alternative to a given fund (with the same risk profile)? Thank You!

 
Best Response

At a dolorem facilis inventore optio est aut. Sint odio dolorum similique qui expedita ducimus nobis. Sint est sint voluptas laboriosam. Numquam minus blanditiis sint exercitationem dolorum vitae doloribus.

Eligendi iure necessitatibus sed qui explicabo reiciendis qui. Molestias nemo aperiam quia eaque culpa reiciendis omnis. Et id enim at rerum voluptas. Quas aut corrupti iusto exercitationem.

Iste exercitationem ullam nam. Voluptatem in reiciendis omnis dolorem consequatur. Delectus vel et ex voluptates. Voluptatem nisi reprehenderit temporibus magnam nihil veniam quidem. Fuga numquam assumenda magni maxime sit delectus.

Deleniti itaque accusantium voluptatibus velit quos non quis repellat. Consectetur quia corrupti dolores fugiat sit corporis quo labore. Necessitatibus porro laboriosam voluptatem natus aut.

Career Advancement Opportunities

June 2024 Investment Banking

  • Jefferies & Company 02 99.4%
  • Perella Weinberg Partners New 98.9%
  • Lazard Freres 01 98.3%
  • Harris Williams & Co. 24 97.7%
  • Goldman Sachs 17 97.1%

Overall Employee Satisfaction

June 2024 Investment Banking

  • Harris Williams & Co. 18 99.4%
  • JPMorgan Chase 10 98.9%
  • Lazard Freres 05 98.3%
  • Morgan Stanley 05 97.7%
  • Moelis & Company 01 97.1%

Professional Growth Opportunities

June 2024 Investment Banking

  • Lazard Freres 01 99.4%
  • Jefferies & Company 02 98.9%
  • Perella Weinberg Partners 18 98.3%
  • Goldman Sachs 16 97.7%
  • Moelis & Company 05 97.1%

Total Avg Compensation

June 2024 Investment Banking

  • Director/MD (5) $648
  • Vice President (22) $375
  • Associates (93) $259
  • 3rd+ Year Analyst (14) $181
  • Intern/Summer Associate (33) $170
  • 2nd Year Analyst (69) $168
  • 1st Year Analyst (206) $159
  • Intern/Summer Analyst (149) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
Betsy Massar's picture
Betsy Massar
99.0
5
kanon's picture
kanon
98.9
6
GameTheory's picture
GameTheory
98.9
7
dosk17's picture
dosk17
98.9
8
CompBanker's picture
CompBanker
98.9
9
numi's picture
numi
98.8
10
Kenny_Powers_CFA's picture
Kenny_Powers_CFA
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”