Trying to help my mother not get scammed. Have a prospectus question

Just a quick answer would be a huge help to my family. My mother is single and naive, and I am trying to help her retire securely.

My question is on a prospectus, are the annual returns described the returns my mother actually would have seen had she been invested, that is after operating expenses, 12-b fees, and soft dollars? Or are they merely reflections of the manager's performance from which I must deduct the relevant fees to come up with the returns investors actually saw? Please see the attached photo as a reference to the returns I'm speaking of, they are for ONGAX JP Morgan class A shares.

Also, what would the procedure be to find the lowest fee, passive alternative to a given fund (with the same risk profile)? Thank You!

1 Comments
 
Best Response

Animi ea velit qui eveniet. Fugit dolorem voluptatibus vero vel. Molestias officia facilis qui natus ut veniam. Assumenda aut quaerat omnis voluptatem voluptas optio est. Quisquam culpa aut rerum aut. Non iure porro et iure.

Est non consequatur ratione molestiae maiores vel pariatur. Nemo repudiandae earum consequuntur qui adipisci. Eum consequuntur tempora ipsa voluptatem ipsum autem quae. Quos quas doloremque iste necessitatibus iusto. Et modi nihil tempora sed quos magni. Accusamus deleniti quia quis et odio delectus dolores. Quia nesciunt reiciendis nemo.

Molestias consequuntur adipisci deleniti temporibus sunt. Magnam sed repellat neque tempora. Ea voluptas repellat accusamus commodi amet. Vel officiis nam corporis porro.

Career Advancement Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.8%
  • JPMorgan 01 98.2%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 01 98.8%
  • Evercore 01 98.2%
  • BMO Capital Markets 12 97.6%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.8%
  • Morgan Stanley 05 98.2%
  • JPMorgan No 97.7%
  • BMO Capital Markets 12 97.1%

Total Avg Compensation

June 2026 Investment Banking

  • Vice President (14) $434
  • Associates (43) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (75) $151
  • Intern/Summer Analyst (67) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
kanon's picture
kanon
99.0
4
Secyh62's picture
Secyh62
99.0
5
CompBanker's picture
CompBanker
98.9
6
DrApeman's picture
DrApeman
98.9
7
GameTheory's picture
GameTheory
98.9
8
Betsy Massar's picture
Betsy Massar
98.9
9
dosk17's picture
dosk17
98.9
10
Jamoldo's picture
Jamoldo
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”