|0||Risk Management FT Possible without prior RM internship?Hi! I go to a non target (top 25 Business school undergrad) and am an international student. I have completed a Big 4 valuations internship in the past in my home country, but did not land anything in the US for this summer. I am hoping to get into BB Credit RM full time and wanted to learn if it is...||0|
|0||Forecasting balance sheet items : short term investments and short term borrowingsHi there, I have to project short-term investments and short-term borrowings for a manufacturing company. I have projected all other items based on relevant parameters. I am currently facing issue how to adjust the balance sheet based on the two accounts. Should I keep short-term investments as a...||0|
|0||Standard Chartered Global Banking vs ING Bank Transaction ServicesDelete ....||0|
|0||Rent expenses at the development phase of a projectHi everyone,
I am given a modeling test to build a pro forma for a company that leases buildings on a long term and rent them out separately as office spaces after renovation.
In the assumption, there is 10 month free rent period for the company.
Say if the rent period is 15 years, and each...||0|
|+1||relevant coursework questionI'm a physics major at LAC and haven't taken many Econ/accounting courses. Should I list intro econ and all the upper level physics stuff I've taken? Thanks in advance....||1|
|0||Equity derivatives sales/structuring dying on wall street? Thought eqt and S&T in general were dying? Long term pro/con of biz @ BB.
Sr. Lvl Feedback pls....||0|
|BNP Paribas - Review - N/A|
|+2||HKU in the IB scene in HKI am curious about roles of graduates from HKU , ie (PE, Front Desk, M&A etc) and whether it is easy for them to break into BB or boutiques compared to their western counterparts( Ivies, oxbridge, lse). My long term goal is to be a quant/algo-trader.
I am fluent in cantonese, mandarin and english...||3|
|+1||Why did QMUL loose its ranking in FT Msc Finance ranking 2017?So, I have offer from QMUL for MSc Investment and Finance. One of the main reason for selecting it was the coursework, location and membership in Russell Group. But then I checked the FT MSc Finance Rankings and saw that QMUL was ranked #39 in 2015 and #37 in 2016 but not even mentioned in the list ...||1|
|+8||Commodity Trading is DeadI currently work as a physical commodity trader at a large, international, trading house. Trading is dead. Most desks are printing massive loses. There is no volatility in the market and most commodities we trade suffer from massive oversupply. Baring a massive exogenous shock, I don't see it ch...||83|
|+2||WSO Mobile Offers: Text "WSO" to 38470 and get...||18|
|0||Search Fund Internship? Thoughts/Experiences?I'm a freshman at a target school and am currently searching for summer internships in IB/Private equity. Recently, I have found some unpaid internships at search funds and am just wondering if any of you had experience with these? If so, is it worth it? Do you get to learn a lot of financial modeli...||0|
|+1||Private Equity vs Venture Capital Returns So while I was scrolling through the internet during class today, I came across this article on [WSJ](https://www.wsj.com/articles/venture-capital-vs-private-equity-whos-the-king-of-cash-1521551200) about the returns of private equity vs venture capital.
In the article it talks about how Venture ...||4|
|0||The Significance Of Body Language In An Interview1) Eye Contact- While having a conversation with the interviewer you need to maintain an eye contact with him or her as it shows you are engaged in it and if not, if you keep wandering around with your eyes it will give a negative impact.
2) Good Posture- It is always good to maintain a good post...||0|
|+1||BAML or HSBC: HK IBD FTWould much appreciate any thoughts or inputs on choosing between these two offers. I know BAML has a very good prestige and deal flow in the US, but not sure about its Asia presence compared to banks like HSBC.
Key concerns are deal flows, junior exposure, and exit opps to top PE in Greater China...||1|
|+2||Can Personal Issues Get In The Way?SUPER PERSONAL STORY COMING:
Man married my mother a decade ago. His brother helped me land a SA position (I likely did not deserve) at a BB because he is the head of that BB. Was offered a full-time position. Signed. Man who married my mother (was heavily intoxicated) tried to physically assaul...||4|
|+8||What do you think of non-monogomous relationships?Where do you fall on polygamy or polyamorous relationships, and the various forms these can take? It's becoming quite a real choice to most people that some can make, whether they describe themselves as non-monogomous or not, and it's not surprising with the openness and comfort that society has bec...||46|
|+1||Experienced Hire McKinsey Weird Rejection I just had very roller-coaster interview experience with McKinsey and wanted to know if anyone of you would be able to help me understand where I messed up.
Pre-interview case prep with McKinsey buddy: While case prepping with my McKinsey buddy, the feedback was quite positive overall. He even we...||2|
|+3||Citibank in Calgary?Does anyone know about Citibank’s operations in Calgary? I heard they had a corporate banking and investment banking division. I’ve never met anyone in Calgary either of these divisions, yet they always place quite high on the Canadian League Tables. Do they have a big team in Calgary?...||7|
|+1||What to wear to informational interviewI will be grabbing coffee with an analyst for an informational interview and was wondering what I should wear. I was thinking about wearing a suit but don't want to be overly formal....||3|
|+2||Verbal Offer RescindedHi Guys,
I was verbally offered a position last week at a BB. They told me that it would take about a week to put together a written offer. After a week of waiting, they called and told me that they will be moving forward with someone else. Has this happened to anyone? Is a verbal offer binding i...||9|
|+2||UIUC Vs Babson Vs Northeastern Vs BU for undergradHey, I have been accepted at all these colleges and would like to know which one would be the best choice for me if I'm looking for a career in banking/consulting. At UIUC, I plan to double major in finance and accounting, a double major in finance and mathematical finance at Babson, and pure financ...||10|
|+9||What do you splurge on?It seems like lately there have been more posts about saving money and how to accomplish fiscal responsibility. That's nice and all, but everyone splurges on something, no matter how fiscally conservative they are. I happen to think a topic like this would be a lot more interesting than eating rice ...||96|
|+2||MSF Programs: USC Marshall vs. Boston College Carroll vs. UT Austin McCombs I am an international student with MSF offers from UT Austin, USC, and John's Hopkins. I am currently still waiting on Boston College and Vanderbilt for MSF, and Columbia for applied analytics. Looking for some suggestions in how I should rank my options, and where might be the best place to go if m...||14|
|Bank of America - Review - Mergers and Acquisitions|
|0||UTSC or UTSG??? Hey everyone!
I am an international student and I have just received an amazing scholarship from UofT. My first choice is Double Degree in Management & Finance (BBA) and Statistics—Quantitative Finance Stream (BSc) and my second choice is typical Rotman commerce. I am interested to work (like ...||0|
|Bank of America - Salary & Bonus - Mergers and Acquisitions|
|0||GPA on resume? PhD with no industry experienceI've read over and over that, unless you have an abysmal GPA, it should be on your resume. Everywhere I've seen this, though, was talking about undergrad GPA.
I've spent the past 10 years on my PhD, and 4 before that on my MS. Whigh, if any, of my GPAs should I list?
If it makes a difference, they...||0|
|+3||Hardest You've Hustled for a Position?I've worked very hard a handful of times to go above and beyond what any other applicant did in order to secure positions I really wanted. After having just put together a pitchbook (and all relevant supporting models for a SA spot - for the second time), it got me thinking. What was the hardest you...||36|
|+1||LPs/Investor Return Structure I understand how a Real Estate PE firm works when raising investor money.
In PE and VC, is the return formula similar? If I commit 1m dollars, do I receive a quarterly or monthly preferred return and anything over the hurdle rate is a waterfall structure? Also how is the preferred return calculat...||3|
|+1||No Response After Interview Job Offer for Asset ManagementI know that everyone on this site has experienced the same thing. Waiting to hear back after an interview is killer. I interviewed at a top Asset Management firm for an analyst gig a week and a half ago. It took two weeks from initial phone conversation to first in person, but I keep hearing back fr...||30|
|+9||Morgan Stanley Early Insight Programs 2018Just thought that I'd make a thread for this year's MS early insight programs.
Does anyone know when we will start hearing back from MS?...||68|
|0||Corporate Banking to Hedge Fund?Is it hard to break into a hedge fund from a corporate banking background?
People outside of finance often view corporate banking very similarly to investment banking, however, those that are in investment banking often look down at corporate banking folks.
Coming from a corporate banking ba...||0|
|+15||How To Live In The Present: Is The Perpetual Focus On The Next Big Thing Unhealthy? One of the most commonly obsessed over topics in Finance conversations and forums is Exit Opps. It's always about that next big move. In high school you're just worried about which college will give you the best internship opportunities, once you get that first internship it's about how to leverage ...||34|
|+2||What is wrong with a black suit?Why is it generally advised to not wear a black suit? It seems to me that there shouldn't be an issue with this, but everything I have read has said to go with charcoal, grey, or navy....||14|
|+2||"Reputation Risk" in CRE lendingI've had more than one client in the last few years not be able to get a loan from Fannie/Freddie and other big banks due to their name being on the internet for several things. The two biggies are leasing space to dispensaries and being a slumlord.
I've never heard it called Reputation Risk u...||9|
|+8||Best Whiskeys For an After-Work Night Cap?Let's get started with the basics, I know everyone's got an obscure favorite whiskey, aged 40 years and produced only in one of the flyover states twice a year yadda yadda yadda but thinking about all of that right now is making me verklempt.
But I'm wondering about the basics that you can pick u...||111|
|+7||Close Calls: What are some times you dodged a potentially life altering bullet?My drunken Uber conversation tonight lead to what I found to be a very compelling story, told by the Uber driver. He was really well spoken and witty and we got into a pretty in-depth conversation about finance jobs and financial markets.
Like many Uber drivers, this guy had a solid educational ...||43|
|+2||How to prepare for a S&T summer internship?Hey fellow monkeys,
I hope you're all doing well!
I know that there's already a lot of discussions about that, but what is the best way to prepare for a S&T summer internship (which is in 2 months)? Of course, the goal is to make the best impression and to learn a ton to get the FT offer at th...||7|
|+6||Best Netflix OriginalsJust like the title says, what do you believe are top Netflix originals. I'm currently watching Sense8 and quite enjoying it. I've also seen House of Cards as well. Looking for more recommendations.
**Shows I've watched:**
The Get Down (Both seasons)
|UBS AG - Review - Equity Research|
|0||Boston Summer HousingWhere are the best places to live in in Boston? Would it be best to live with 3 other buddies and get a better place for cheaper?...||0|
|+1||One of the last 2 Partners call forgot to case me. Now they make me go through another interview. Hi everyone,
So I recently went though an intensive interview process with a boutique consulting firm. The process includes 2 phone case interviews with 2 consultants, 1 half-day team exercise/ interview, 1 principal interview in person, and 2 Partners interviews. HR got back to me a week later sa...||1|
|+2||Who are the best hedge fund managers?Message pretty much sums it up. Who are the best hedge fund managers? And if I want to start doing my own research, how do you recommend figuring out who the best hedge fund managers are? Seems a bit opaque.
|+13||Analyst Modeling TestFigured I would give back to the community. I have a modeling test I was recently given for a debt/equity shop that I am happy to share. PM me and I will send it over. ...||42|
|Deutsche Bank - Salary & Bonus - Equity Research|
|0||Financial Modeling Boot Camp -- New York City, 7/11-7/13Attended by investment banking, private equity, corporate finance professionals, MBA students, and those in career transitions, Wall Street Prep's popular Boot Camps bridge the gap between academics and the real world, to equip professionals and students with practical financial skills they need on...||0|
|+5||Regrets About not Going to Corporate Finance?I'm sure most of you here have a passion for real estate, and that's why you work in the field or are trying to get into the business. But I have a controversial question... Skip to the last paragraph if you don't want to read my rambling examples in the middle.
For the Brokers, do you ever wi...||33|
|0||Financial Modeling Boot Camp -- New York City, 7/25-7/27Attended by investment banking, private equity, corporate finance professionals, MBA students, and those in career transitions, Wall Street Prep's popular Boot Camps bridge the gap between academics and the real world, to equip professionals and students with practical financial skills they need on...||0|
|+2||I don't like this......https://www.linkedin.com/search/results/content/?anchorTopic=627041&keywords=More%20trouble%20for%20H-1B%20applicants&origin=NEWS_MODULE_FROM_DESKTOP_HOME
"More trouble for H-1B applicants"
I don't like this.... What do you guys think?...||9|
|+3||State School Undergrad = NO CHANCE FOR M7???Hello monkeys,
I've been on this forum for quite awhile now, looking through the MBA section specifically.
I realized that a lot of you guys went to a prestigious undergrad program before landing a FT job -> M7/T15 MBA.
However, I went to a state school barely broke the 100's! I graduated w...||24|
|+7||Michigan is now M7Michigan is now ranked seventh. Booth is tied for first with Harvard. No other big changes except maybe Yale dropping out of the top 10.
|0||Financial Modeling Boot Camp -- Toronto, 7/18-7/20Attended by investment banking, private equity, corporate finance professionals, MBA students, and those in career transitions, Wall Street Prep's popular Boot Camps bridge the gap between academics and the real world, to equip professionals and students with practical financial skills they need on...||0|
|0||JP Morgan Chase Commercial Banking Analyst ProgramHey everyone. I have a interview for the JP Morgan Chase Commercial Banking Analyst Program coming up, and I was wondering if anyone knows anything about this interview or the analyst program?
Has anybody ever had this this interview? What types of questions are asked?
Anyone know the sala...||68|
|+1||Internship: secondary PE or boutique IB for direct PE?Currently an undergrad with summer offers from an IB boutique and a secondary PE firm ($25b AUM). Which one should I take if I'm interested in working in direct PE right after graduation?...||5|
|+2||Preferred Undergrad Majors for Consulting InternshipsI was wondering if consulting firms like McKinsey prefers certain undergrad majors over others, even if only by a little. Strong math/quantitative skills are obviously necessary, but would there be any preference between say operations research/financial engineering, mechanical engineering, and phys...||88|
|+1||Sales and Analytics Internship at BloombergI have a final round for Bloomberg's Financial Sales and Analytics Program- anyone have information as to how the interview is structured and what to expect??
bloomberg financial product sales and analytics
User @pmk1218" shared:
Analytics at Bloomberg is help desk (when ...||23|
|+3||How to say I have connections?Hi,
So basically I'm an undergrad now set to graduate next semester and trying to get a job at a brokerage firm in the area. My Dad is a developer and owns A LOT of land, however is making me figure out things on my own before he will help me out in this industry. He said he would let me be the b...||19|
|+1||Balance sheet after an acquisition (shareholders equity)Okay.. I am so confused by the combined balance sheet after an acquisition.
I knew it creates Goodwill but I thought it was because purchase price is usually bigger than the value of company.. like paying control premium and stuff.
But I have searched and found out... it wipes out the sharehol...||2|
|+6||MSRE(D) Applicants Fall 2018I wanted to start a thread related to MSRE application for Fall 2018.
I think it would be great if you guys could share where you have applied to and on what stage of the admission process you guys are currently in. Thanks!
NYU / Admitted
MIT / Waiting for response
Cornell / Interviewed
|+2||Does bad review from old boss destroy my chance of landing a full-time job?I did a 6-month internship (usually referred to "coop") at a small local investment firm in FP&A department. I had to honor the contract I sign with the firm and my school to complete the duration 6-month at the firm, and I could tell my boss did not like me and she ended up giving me really really ...||6|
|+45||Tips For Incoming FT Analysts That Did NOT Do an IB InternshipYou've made it. The holy grails of holy grails.
Maybe you have successfully escaped your credit analyst internship at Capital One and have landed a cushy job at Citi come Summer 2018.
Maybe you did a summer at Bain last year and realized you wanted a more fulfilling experience than putting bu...||19|
|+2||Enterprise Value Interview Questions for BankingI recently had an interview in which I was asked the following questions. They all had to do with what happens to enterprise value when you issue new equity or debt. The questions were:
If the current EV of a company is US$500mm, (equity value = US$300mm, net debt = US$200mm, other EV items assu...||30|
|+2||Citi Early ID Program 2018Invites for this are out. :)
|+1||Outsourced M&A Research and Support/CIM DraftingHey all,
I was approached by a friend from a boutique (read "small") M&A shop asking about how they might outsource the drafting of a CIM. They appear to be reasonably busy but don't want to hire. Are there any reputable businesses that will draft a CIM for a fee? Former bankers? Thoughts and su...||10|
|+14||Updated Summer 2019 SA Open ApplicationsHi everyone, I know there's a megathread for this but that thread doesn't seem to have the most accurate information.
Right now it looks like the following firms have opened their general applications for Summer 2019 SA-
|Northern Trust - Review - Corporate Finance|
|Northern Trust - Salary & Bonus - Corporate Finance|
|0||Oil & Gas Industry Financial & Valuation Modeling -- Houston, 9/12-9/14Attended by investment banking, private equity, corporate finance professionals, MBA students, and those in career transitions, Wall Street Prep's popular Boot Camps bridge the gap between academics and the real world, to equip professionals and students with practical financial skills they need on...||0|
|0||Financial Modeling Boot Camp -- New York City, 9/26-9/28Attended by investment banking, private equity, corporate finance professionals, MBA students, and those in career transitions, Wall Street Prep's popular Boot Camps bridge the gap between academics and the real world, to equip professionals and students with practical financial skills they need on...||0|
|0||Financial Modeling Boot Camp -- Dallas, 9/5-9/7Attended by investment banking, private equity, corporate finance professionals, MBA students, and those in career transitions, Wall Street Prep's popular Boot Camps bridge the gap between academics and the real world, to equip professionals and students with practical financial skills they need on...||0|
|+2||1.5 Hour LBO TestJust had a modeling test and was given a CIM to build a 3-statement model in 1.5 hours. I tried my best to construct everything (i.e., debt schedule, operating model, etc.), but wasn't able to build out a clean BS and CFS.
Was able to get all my assumptions and IRR/MOIC. Wish I had more time. Ha...||7|
|0||Financial Modeling Boot Camp -- New York City, 8/22-8/24Attended by investment banking, private equity, corporate finance professionals, MBA students, and those in career transitions, Wall Street Prep's popular Boot Camps bridge the gap between academics and the real world, to equip professionals and students with practical financial skills they need on...||0|
|Restaurant Brands International - Salary & Bonus - Mergers and Acquisitions|
|0||Financial Modeling Boot Camp -- San Francisco 8/15-8/17Attended by investment banking, private equity, corporate finance professionals, MBA students, and those in career transitions, Wall Street Prep's popular Boot Camps bridge the gap between academics and the real world, to equip professionals and students with practical financial skills they need on...||0|
|0||Financial Modeling Boot Camp -- New York City, 8/14-8/16Attended by investment banking, private equity, corporate finance professionals, MBA students, and those in career transitions, Wall Street Prep's popular Boot Camps bridge the gap between academics and the real world, to equip professionals and students with practical financial skills they need on...||0|
|0||Financial Modeling Boot Camp -- New York City, 8/8-8/10Attended by investment banking, private equity, corporate finance professionals, MBA students, and those in career transitions, Wall Street Prep's popular Boot Camps bridge the gap between academics and the real world, to equip professionals and students with practical financial skills they need on...||0|
|0||Financial Modeling Boot Camp -- Chicago, 8/1-8/3Attended by investment banking, private equity, corporate finance professionals, MBA students, and those in career transitions, Wall Street Prep's popular Boot Camps bridge the gap between academics and the real world, to equip professionals and students with practical financial skills they need on...||0|
|Restaurant Brands International - Salary & Bonus - Mergers and Acquisitions|
|+21||If You Want to Learn How to Get a Job on the Street, Read my StoryWhatsup Monkeys,
I thought it would be important for all college students to read my story and understand that ITS NOT IMPOSSIBLE to get a job on the street coming from a Non-target school. I'm sorry if this post is long, I just have first-hand experience going through recruiting and I know how s...||26|
|0||Transition TA to Trader - Time to Switch Shops?General question for those who may have been in similar situations. Been at a buy side shop for about 5 years, past 3.5 as a trader's assistant. Handle a good variety of responsibilities for senior traders - aside from booking trades also price discovery, market analysis, implementation analysis, pr...||0|
|+1||Need to stock up on dress shirts - brand?Hey WSO-
I'm looking to refresh my wardrobe with the basics. Ideally I'm looking for maybe a dozen new dress shirts. Nothing too flashy, just classic blue or white shirts. Anyone have suggestions of the best value/quality here? For reference, I've typically been a j crew slim fit guy, just lookin...||14|
|0||HIG SuperdayHad a superday at the end of last week, but haven’t been contacted. Does anyone know how long it typically takes to hear back or if anyone’s heard back yet?
I’m based in the west coast and was told they were making decisions quickly...||0|
|+3||Any Podcast Recommendations? I have been listening to a few that have been pretty great:
-How I Built This - NPR
-Alphaville - FT
Want to find something like the Netflix Series "Dirty Money" - but haven't found anything similar so far......||23|
|+6||How to get through 16 hour days ?Hi, I have a question about managing your time. I'm currently a junior in university. I'm currently working part time at a boutique investment bank, taking full course load, running my own company and in a few clubs on campus.
Every day I feel like I'm all over the place and I can't seem to mana...||38|
|+16||What ‘Rules’ have you set for yourself to save money?I’m in a new city and pay a little more for rent than I would have liked, so I tried to lay some ground rules for myself to help keep spending down. I want to save aggressively, and pay my student loans off somewhat aggressively, so hopefully this helps:
- No eating out during the week, unless...||63|
|+3||The Future of the MBAHi All,
I’m new to this site, but wanted to get commentary from likeminded people about whether or not to pursue an MBA. My rule of thumb is that it’s only worth consideration from a T-20 program, especially if an employer or grants aren’t paying for it.
Yet, with a six-figure price tag...||12|
|0||Search Fund Internship - Thoughts/Experiences?I'm a freshman at a target/semi-target and am currently searching for summer internships in IB/Private equity. Recently, I have found some unpaid internships at search funds and am just wondering if any of you had experience with these? If so, is it worth it? Do you get to learn a lot of financial m...||0|
|+2||Non Recourse Loan - Guarantor Net Worth and Liquidity Requirements?Is there any rule of thumb regarding what non recourse lenders will require for net worth and liquidity requirements, as it relates to the total loan dollars borrowed? i.e. if loan size is $20MM, how much net worth and liquidity would a lender require, plus or minus?...||2|
|+6||Post MSRED Positions/SalaryI am currently working on figuring out my finances and how attending the Columbia MSRED program plays into it all. There isn't much data out there in terms of positions and salary/compensation for post-MSRED.
Any information regarding positions and salary/compensation (especially post Columbia) ...||23|
|+1||Will I have enough experience for FT jobs Hi everyone,
I’ve been lurking for a long time and wanted to post because I’d like to find out if I’ll have enough relevant experience for FT positions. Eventually I’d like to be in AM or HF, but I’d take whatever job I could to break in. I have a 3.3 at a target, but will probably hav...||1|
|+5||Are brainteasers still popular?I've read that a bunch of the EB's that I hope to interview with tend to ask some brainteasers during interviews. However, most of the brainteaser threads on WSO are from 2009-2013ish and they don't seem to pop up too much nowadays, especially at larger banks.
Do you think I should still prep/wor...||57|
|+3||Good Commodity Trading Firms?Does anyone have a list of the better commodity trading shops? I'm trying to live in Houston, but am okay with another city, and know the big names (BP, Shell, GS, Noble, etc), but are there any smaller shops that are doing a good job? ...||2|
|+2||Acquisition Fee (bonus on closed deals)Curious if anyone on the acq side has a bonus structure that pays an acq fee % on deals closed? And if so, how many basis points are you getting, and what is you typical deal size in dollars?
|+2||How is Oppenheimer & Co IBDHi guys,
How is Oppenheimer & Co? What’s the consensus on their bank? Is it a decent place to start / lateral? ...||13|
|+1||Citi, waiting time after first round interview. Guys, what is the waiting time after the first round interview at citi?? They told me they would come back to me within a week.
|+1||What can make a stock overvalued/undervalued interview question?Was asked in an interview to give a reason why the current share price of a stock may be overvalued or undervalued. I know that there are the obvious fundamentals such as ratios that can indicate this. However, in an emerging industry such as blockchain or cannabis, these fundamentals can be pretty ...||3|
|0||2013 Greystar/Goldman Portfolio Buy of EQR Assets Does anyone know where I can find a specific list of the assets involved in this $1.5B portfolio sale in 2013? I know it's a long shot given age but need to track down. The information is weirdly absent from EQR's SEC filings. Thanks. ...||0|
|+3||If you have the rest of your wardrobe nailed down... what about an afro?Thinking about having a white guy afro. I have the rest of my wardrobe nailed down and am the typical athletic average height white guy and have earned the reputation as best dressed. I am otherwise very clean cut but have hair on the longer side and wonder how bad of a professional hit I will take ...||6|
|+9||Does anyone else feel demoralized being at a state school?It seems that every time I read a book (whether finance or not) or read the news and somebody's name and credentials are mentioned they went to an elite school. For example, right now I'm reading The Quants by Scott Patterson and every one of the OG quants went to UChicago, MIT, or Harvard. It's the...||44|