Are these loafers considered dressy?

I have a gift certificate to JCPenney's and I want to snag a pair of decent loafers to accompany my only other pair of dress shoes: some nice black J&M oxfords.

I dig the tassels, and these Florsheim's are what I believe are the best quality available at the online Penney's store:

http://www.florsheim.com/shop/style/18469.html

and

http://www.florsheim.com/shop/style/17090.html

I am planning to get the burgundy color in either shoe. Which one looks more dressy and conservative in your opinion? Why?

If it helps I have one navy suit, one charcoal suit, and one navy blazer with plenty of different slacks.

Thanks!

 

I'll probably snag the Pisa's in burgundy then. I definitely plan to wear with the blazer/slacks, but wanted to know if there was flexibility for anything dressier.

Horsebits are the standard and eventually I'll grab a pair but for now I gotta use my JCPenney giftcards!

Thank you for the help.

 

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