Wall Street Oasis logo


  • Recent
    • All Recent Content
    • Top WSO Bloggers
    • WSO Chat Room
    • Hot Topics - Week
    • Hot Topics - Month
    • Hot Topics - Year
    • Hot Topics - All Time
    • Top Comments - All Time
  • FAQs
    • Common Questions
    • Industry Specific
    • WSO 101
    • Education
    • Recruiting
    • Life in Finance
    • WSO Company Database
    • WSO Finance Dictionary
  • Forums
    • Post Forum Topic
    • Best Comments
    • WSO Chat Room
    • Job Search Advice
    • Investment Banking
    • Private Equity
    • Venture Capital
    • Trading
    • Consulting
    • Hedge Funds
    • Corporate Finance
    • Real Estate Finance
    • Equity Research
    • Asset Management
    • WSO Success Stories
    • Other Careers
    • Business School
    • Resume Forum
    • Wall St. Fashion
    • New User Intros
    • Monkey Around
    • WSO Products
    • Site Suggestions
  • Groups
    • Browse Groups
    • Create Group
    • My Groups
    • Non Target Networking
    • Energy Trading
    • State your salary
    • Read the Footnotes
    • Proprietary Traders
    • WSO Investment Forum
    • CFA
    • The Restructuring Group
    • Economics
    • RE Finance/Investments
  • About
    • About WSO
    • Press
    • Contact Us
    • RSS Sitemap
    • Advertise on WSO
    • WSO Discounts
    • WSO Store
  • Login
  • Sign Up!
  • Hot Topics
  • My Profile
  • Company Research
  • Modeling
  • Resume Review
  • Events
  • Interview Guides
  • Job Board
  • Intern Positions

6 Free Financial Modeling Lessons...and More.

Enter your e-mail below to get our Free Tutorials.

Wall Street Oasis » Forums » The Other Road
< previous | next >

The other road: Time/Location Freedom
 

AndyLouis's picture
AndyLouis
     
 
 
(Senior Neanderthal, 5,784
 
Points)
 on 3/5/12 at 7:03pm
Ipanema Beach, Rio

5/8/12 update: I'm going to open this up as an alternative q&a thread on travel tips / being an expat / remote-work / lifestyle design / etc. Feel free to ask away, i'll do my best to answer q's as quickly as I can.

My experience: Have lived in China (8 months), and now reside in Buenos Aires (15 months). I've traveled through central and south america, china, thailand, turkey/greece, and france/italy/spain, and studied up/heard stories on numerous other places. I work remotely from Buenos Aires as the COO for wallstreetoasis.com

------
I've been asked a lot about this lately so I finally got motivated to put my story into words

First i was motivated by this post earlier today:

TheKing wrote: I'm probably in the minority, but I've always thought the idea of working abroad was overrated. People tend to romanticize things when they are done "abroad." After a few months, it would lose it's luster.

I responded with:

Living abroad isn't for everyone. for me its been a dream of mine to have location/time freedom, and luckily have been able to do this by always having remote work positions (as I currently do). I love traveling/being an expat, have been living in Buenos Aires for 13 months, and wouldn't change it for a second. Hope to keep moving around the world for the next 5-7 years, from here->colombia->europe->asia, & then who knows :)

Which inspired a user to ask this:

Just out of curiosity, what do you do that lets you travel around? I feel chained to my current location and schedule, and I don't like it. Short term, whatever, no big deal, but for the long term I'm looking around at options (including accountant, it's that bad) where I'll have some kind of flexibility. what say you?

Then here was my overly in-depth answer:

Hey, after realizing i could never work in a cubicle/corporate atmosphere the rest of my life after interning at an ad agency (every day I felt like i was slowly dying) I moved to china and taught english after college for ~8 months. This opened my eyes to the idea of living abraod/being an expat/world travel and how much I enjoyed it.

I moved back to the states after a 6 week trip to Europe but promised myself that as soon as possible I would live overseas again soon. So I got back and worked for some online stores doing internet marketing and ecommerce to save up money and get ideas. Flexible schedule, but I still needed to meet in person with the clients several times per week. I traveled some (middle east, argentina, and central america) to satisfy my hunger (3-5 weeks per year) but it still wasn't enough.

Several years went by and I knew i wanted to travel the world a lot more (when you know, you know, its all i could think about when I was working in Seattle) but didn't want to teach english again so I decided to find a career I could do from anywhere. Because of my background and current experience I decided to enhance my skills in internet marketing via certification courses (http://www.tech.ubc.ca/webanalytics) & (http://www.usanfranonline.com/online-certificates/...) and interned at a startup (imagekind.com).

I left the states in oct of 2010 for Buenos Aires w/ 6k in savings and ~$700 per month of income from a very part-time ecommerce job i still had that agreed to let me do it abroad. I knew I would do whatever it would take to be able to work online and live wherever even if it spent living in Bolivia on $5/day for 6months looking for something/networking/studying more about internet marketing.

For approx 9 months after I left the states I traveled / worked the part-time job / studied / applied to online jobs while living down here in Buenos Aires. Then last July I met Patrick through a mutual friend and he mentioned he was looking for someone to help with seo/link-building/marketing.

I'd met several website owners like this before but nothing had yet to pan out. He friended me on facebook the next day and we met at his home office the following monday and went over the initial project. Now it's grown to be a full-time position doing marketing / biz-dev / managing campus reps / license deals with Universities / etc and i've been having a great time doing it.

Lifestyle-wise - wouldnt trade it for anything. I currently work from my home-office in an apt in a fun area of Buenos Aires (Palermo soho), and as long as the work gets done all is well. It's the middle of summer, having a great time, good group of local and expat friends to spend time with, last weekend went to a carnaval event, couple weeks ago went to watch a polo match (didnt even know they still played polo in the world?), in a couple weekends doing a beach roadtrip, play on an american baseball team here, and currently planning a trip to to Bolivia/Peru/Ecuador/Amazon jungle in July.

So specifically for you (or whoever has dreams of working remotely and having time/location freedom), I would recommend finding a specialization in something, marketing yourself (via your own site/linked-in/personal network), slowly building a client base that gives you referrals. A huge thing you can offer to clients is that you can charge a bit less in exchange for the increased freedom (ie happiness), which you are able to do because your cost of living will likely be lower, your productivity will likely be higher (because youre livign your dream right?), and the roi for the client is higher because you're an independent contractor so a. they don't need to pay your overhead, ie vacation / health insurance desk space etc
All in all, the most important thing is setting a date and buying that one-way plane ticket, it will give you the biggest motivation rush of your life (what to do / where to go / how to prepare / etc)

Resources: I think the blog/podcast http://www.lifestylebusinesspodcast.com/ was really helpful/motivating in getting me to do this. Same with 4hww, http://internetbusinessmastery.com/ and http://locationindependent.com/

Based on all the stories i've heard from other travelers, here's my list of places I want to live* for 3-6mo each during these 5-7 years: (*with lots of travel in between these spots). I won't make it to all - but if I can at least make it to half i'll be more than satisfied.

Buenos Aires (currently)
Southern Brazil (Lagoa, Florianopolis)
Medellin, Colombia w/ monthly trips to Colombia's beaches (ie Tayrona)
Boat from Colombia to Panama (with a stop in the San Blas islands on the way)
Bay Islands, Honduras
Costa Rica
Spain on the Mediterranean
Berlin, Germany
Yacht w/ wifi cruising the Aegean Sea (Turkey/Greece)
Croatia/Eastern Europe
Sinai, Egypt
Tel Aviv, Israel
Beirut, Lebanon
Goa, India
Bali, Indonesia
Koa Samui, Thailand
Byron Bay, Australia
China again: Shanghai, Chengdu, Urumqi, & Guilin
Trans-Siberian railway (if it has wifi?) from Beijing to Europe
Montreal
Vancouver
+ always keeping my ears open for more

WSO's COO (Chief Operating Orangutan) | My story | Connect with me on Linkedin.

2013 WSO Conference

  •  
  •  
Tags:
  • lifestyle design
  • lifestyle entrepreneur
  • remote work
  • internet marketing
  • flashpacking
  • 4hww
  • Argentina
  • Buenos Aires
  • The Other Road
UFOinsider's picture

Awesome

UFOinsider
      O
 
(Human, 10,300
 
Points)
 on 3/5/12 at 11:40am

Awesome

YOU JUST GOT TROLLED
http://www.troll.me/images/red-foreman322/dont-you...

  • 0
  •  
  •  
ken_wso's picture

Sweet post! "Yacht w/ wifi

ken_wso
     
 
(Senior Chimp, 26
 
Points)
 on 3/5/12 at 1:07pm

Sweet post!

"Yacht w/ wifi cruising the Aegean Sea (Turkey/Greece)" - This sounds especially amazing

  • 0
  •  
  •  
FeelingMean's picture

Great post! "All in all, the

FeelingMean
      VC
 
(Gorilla, 650
 
Points)
 on 3/5/12 at 1:26pm

Great post!

"All in all, the most important thing is setting a date and buying that one-way plane ticket, it will give you the biggest motivation rush of your life (what to do / where to go / how to prepare / etc)"

Could not agree more.

"That dude is so haole, he don't even have any breath left."

  • 0
  •  
  •  
TheKing's picture

What's funny is that I'd

TheKing
      O
 
 
(Senior Neanderthal, 5,141
 
Points)
 on 3/5/12 at 3:05pm

What's funny is that I'd definitely like the freedom to work wherever I want to, but I'd pick someplace mundane so I could be near my friends and family. So, I'd probably choose some small apartment in NYC over a yacht off the coast of Italy. Maybe I'm just nuts.

Check out my WSO Blog

  • 0
  •  
  •  
UFOinsider's picture

TheKing wrote: What's funny

UFOinsider
      O
 
(Human, 10,300
 
Points)
 on 3/5/12 at 3:08pm
TheKing:

What's funny is that I'd definitely like the freedom to work wherever I want to, but I'd pick someplace mundane so I could be near my friends and family. So, I'd probably choose some small apartment in NYC over a yacht off the coast of Italy. Maybe I'm just nuts.

Same here, I have no desire to become asocial but at the same time, I do feel like a damn caged animal. Seriously, I was talking to an accontant on the train who works remomotely four days a week and his life is cool as hell. And he somehow makes six figures.

Sign me up. Fuck this. Seriously

YOU JUST GOT TROLLED
http://www.troll.me/images/red-foreman322/dont-you...

  • 0
  •  
  •  
lbreitst's picture

Do you generally travel / get

lbreitst
      PT
 
 
(Senior Baboon, 238
 
Points)
 on 3/5/12 at 6:57pm

Do you generally travel / get by on your own? If not, what ways have you find useful in making new friends or travel partners?

I moved for work to a non-city location where I know nobody and even though it's in America, I've still had problems meeting people here lol.

  • 0
  •  
  •  
wolverine19x89's picture

Andy's gonna be this guy by

wolverine19x89
      O
 
(King Kong, 1,844
 
Points)
 on 3/5/12 at 7:33pm

Andy's gonna be this guy by the time he's 40 ha

If your dreams don't scare you, then they are not big enough.

"There are two types of people in this world: People who say they pee in the shower, and dirty fucking liars."-Louis C.K.

  • 2
  •  
  •  
AndyLouis's picture

scottj19x89 wrote: Andy's

AndyLouis
     
 
 
(Senior Neanderthal, 5,784
 
Points)
 on 3/5/12 at 7:58pm
scottj19x89:

Andy's gonna be this guy by the time he's 40 ha

hahahaha, really the goal is to look like him when i'm 75+ but be more interesting than him by 35

I'm a lover not a fighter, but i'm also a fighter, so don't get any ideas...

WSO's COO (Chief Operating Orangutan) | My story | Connect with me on Linkedin.

2013 WSO Conference

  • 0
  •  
  •  
AndyLouis's picture

lbreitst wrote: Do you

AndyLouis
     
 
 
(Senior Neanderthal, 5,784
 
Points)
 on 3/5/12 at 8:06pm
lbreitst:

Do you generally travel / get by on your own? If not, what ways have you find useful in making new friends or travel partners?

I moved for work to a non-city location where I know nobody and even though it's in America, I've still had problems meeting people here lol.

For trips i've done both travel alone and with friends/family - but I moved here alone. Being here in Buenos Aires for a year now it seems to have been really easy to meet new people), the expat community is really welcoming and everyone has a story to share (really i've felt this in every place I've lived overseas. Personally a lot of the people i've become friends with i've met through sports, networking events, expat meetups, and friends of friends.

In America I could definitely see it more difficult to meet new people in a new city - particularly in some places. My friend who moved to Seattle for a few years has a thing she calls the "seattle freeze" in which it was impossible to make friends with the locals as they completely put up a wall against outsiders.

I would recommend reaching out to whatever networking events you can for things youre interested in, career/hobby/sports whatever. After that it just depends on your personality, making time for it, and not being shy.

WSO's COO (Chief Operating Orangutan) | My story | Connect with me on Linkedin.

2013 WSO Conference

  • 0
  •  
  •  
LancelotLink's picture

Awesome post and couldn't

LancelotLink
      AM
 
(Senior Monkey, 87
 
Points)
 on 3/5/12 at 9:43pm

Awesome post and couldn't agree more...nothing is more exciting. That aside, I saw Florianopolis was on your list...awesome if you surf, or want to. One thing I didn't like was that I had to drive everywhere...it was like living in the suburbs of NJ. Only, there were gorgeous women and great beaches all around. Personally, I prefer Rio because you can pretty much walk everywhere, women are still gorgeous, and local food and drink is pretty cheap. It just depends on your tolerance for heat, since the summer is HOT! I'd definitely love to see the south of Spain though...maybe bschool in Barcelona

yellow t-shirt

  • 0
  •  
  •  
rc23's picture

If you choose montreal, you

rc23
     
 
(Monkey, 39
 
Points)
 on 3/6/12 at 1:01am

If you choose montreal, you certainly won't regret it. Believe me on this, Easily one of the best cities in the world!

  • 0
  •  
  •  
JYFresh's picture

When you get around to

JYFresh
     
 
(Senior Monkey, 81
 
Points)
 on 3/6/12 at 1:07am

When you get around to Chengdu, be sure to make a trip to Lijiang. I went there this summer and loved it.

When she fucks with The Weeknd, I call her up on weekdays

  • 0
  •  
  •  
AndyLouis's picture

LancelotLink wrote: Awesome

AndyLouis
     
 
 
(Senior Neanderthal, 5,784
 
Points)
 on 3/6/12 at 4:56am
LancelotLink:

Awesome post and couldn't agree more...nothing is more exciting. That aside, I saw Florianopolis was on your list...awesome if you surf, or want to. One thing I didn't like was that I had to drive everywhere...it was like living in the suburbs of NJ. Only, there were gorgeous women and great beaches all around. Personally, I prefer Rio because you can pretty much walk everywhere, women are still gorgeous, and local food and drink is pretty cheap. It just depends on your tolerance for heat, since the summer is HOT! I'd definitely love to see the south of Spain though...maybe bschool in Barcelona

Went there this time last year, I agree it's a pain getting around but worth it (especially jurere beach in the north - this time I might buy a motorbike while I'm there. I'd mostly go for the other reasons you mentioned, and yeah the great surfing too. Rio is awesome too nd may split my 3 months (all I get w/ tourist visa) between the too, but definitely feel safer in Santa Catarina/Lagoa than in Rio. If you haven't been to souther spain its definitely worth a visit, esp. barcelona

WSO's COO (Chief Operating Orangutan) | My story | Connect with me on Linkedin.

2013 WSO Conference

  • 0
  •  
  •  
Maximus Decimus Meridius's picture

Valencia is not Southern

Maximus Decimus...
      ST
 
 
(Gorilla, 618
 
Points)
 on 3/6/12 at 6:43am

Valencia is not Southern Spain lol. I'd live in Madrid or Barcelona, but if you want the South try Seville, although that's on the atlantic side. If you want south and mediterranean, stick to Malaga.

I would love to have a job where I can live in a different place every 6 months, but the job I love doesn't allow me to do that. I guess it's a compromise for many people, so I just try to travel to a different continent twice a year, so I've been around a lot, although not living.
Also, I've done the living abroad thing, and after 6-8 months you develop your new network and routines and you feel just as home as in your city, so I'm not a big fan of moving for 2 years (say analyst job) unless you really like the city, but not just for the sake of living abroad.

  • 0
  •  
  •  
utexas2010's picture

Sorry in advance for the

utexas2010
     
 
(Senior Chimp, 27
 
Points)
 on 3/6/12 at 10:41am

Sorry in advance for the verbose reply but Andy your post really hit home. I have a great stable government job (out of college), an amazing New York apartment, a loving girlfriend here, and from what I am told ridiculous MBA opportunities. With all of that being said, I am pretty unhappy and unfulfilled day to day. After I graudated college in 2010, I embarked on my first international traveling spree going to 8 European countries and Argentina within a 5 week span. Following that, I moved from TX to NYC which was really exciting for the first year or so. After 18 months of full-time work, I have come to the conclusion that I would rather have a freelance job that pays 1K net a month that would allow me to travel then a job that pays 100K in NYC but gives the standard American "2 week vacation".

Besides feeling like I am being robbed every month by Uncle Sam, the lack of mobility is killing me slowly everyday. All of this with arguably the most felxible 40 hour a week job available in the United States!!!! It can only get worse if I switch jobs or industries (more hours, less vacation, etc.). Last fiscal year i took 7 vacations ranging from 3 days to 10 days (Miami, Texas, Montreal, Puerto Rico, etc.) and it still wasn't enough to satisfy my travel bug and desire to interact and learn new cultures. Am I crazy?

I guess the point of this post is to seek a little motivation :) I applied to a 2-years Masters program in France that would be extremely cheap and would give me the option to travel frequently. While I wait on that, I want to ask how you dealt with family/friends/naysayers that questioned your decision to live that lifestyle and do you think that lifestyle is sustainable in the long-run? Any tips? Is the online marketing/seo/blog world doable for someone with no experience?

Thanks man, post definitely hit home and as a soon to be Argentine dual citizen though bloodline, gracias y un abrazo che!

  • 0
  •  
  •  
The.RealDeal's picture

utexas2010 wrote: Sorry in

The.RealDeal
      O
 
(Orangutan, 272
 
Points)
 on 3/6/12 at 5:15pm
You must be signed in to read advice below.
Sign In with FacebookSign In with Google
Connecting helps us build a vibrant community. We'll never share your info without your permission.

Sign Up with email

" A recession is when other people lose their job, a depression is when you lose your job. "

  • 0
  •  
  •  
unslain's picture

Sounds like you're living the

unslain
     
 
(Senior Baboon, 177
 
Points)
 on 3/9/12 at 6:57pm

"For what shall it profit a man, if he shall gain the whole world, and lose his own soul?"

  • 0
  •  
  •  
kmzz's picture

ever get traveler's diarrhea?

kmzz
      O
 
(Senior Gorilla, 757
 
Points)
 on 5/8/12 at 12:14pm
  • 0
  •  
  •  
GoodBread's picture

AndyLouis: Southern Spain on

GoodBread
      AM
 
 
(Neanderthal, 3,602
 
Points)
 on 5/8/12 at 12:31pm

Financial Modeling Training
Guide to Finance Interviews

  • 1
  •  
  •  
AndyLouis's picture

kmzz: ever get traveler's

AndyLouis
     
 
 
(Senior Neanderthal, 5,784
 
Points)
 on 5/8/12 at 1:45pm

WSO's COO (Chief Operating Orangutan) | My story | Connect with me on Linkedin.

2013 WSO Conference

  • 0
  •  
  •  
Disincentivy's picture

Andy, please go to Palawan,

Disincentivy
      VC
 
 
(Gorilla, 713
 
Points)
 on 5/8/12 at 2:15pm

I may not be on the Jedi Council, but I sure am great with the Force.

See my WSO blog posts

  • 1
  •  
  •  
GoodBread's picture

Disincentivy: Cote

GoodBread
      AM
 
 
(Neanderthal, 3,602
 
Points)
 on 5/8/12 at 3:13pm

Financial Modeling Training
Guide to Finance Interviews

  • 0
  •  
  •  
happypantsmcgee's picture

Dude, I have to go to the

happypantsmcgee
      O
 
 
(Almost Human, 9,621
 
Points)
 on 5/8/12 at 6:40pm

If I had asked people what they wanted, they would have said faster horses - Henry Ford

  • 1
  •  
  •  
Disincentivy's picture

happypantsmcgee: Dude, I have

Disincentivy
      VC
 
 
(Gorilla, 713
 
Points)
 on 5/8/12 at 7:49pm

I may not be on the Jedi Council, but I sure am great with the Force.

See my WSO blog posts

  • 0
  •  
  •  
AndyLouis's picture

Disincentivy: Andy, please go

AndyLouis
     
 
 
(Senior Neanderthal, 5,784
 
Points)
 on 9/2/12 at 7:54pm

WSO's COO (Chief Operating Orangutan) | My story | Connect with me on Linkedin.

2013 WSO Conference

  • 0
  •  
  •  
Disincentivy's picture

AndyLouis: Disincentivy: An

Disincentivy
      VC
 
 
(Gorilla, 713
 
Points)
 on 9/3/12 at 1:19pm

I may not be on the Jedi Council, but I sure am great with the Force.

See my WSO blog posts

  • 1
  •  
  •  
GoodBread's picture

Corsica is very insular. I'm

GoodBread
      AM
 
 
(Neanderthal, 3,602
 
Points)
 on 9/3/12 at 4:59pm

Financial Modeling Training
Guide to Finance Interviews

  • 0
  •  
  •  
NorthSider's picture

TheKing: What's funny is that

NorthSider
      IB
 
 
(King Kong, 1,679
 
Points)
 on 3/18/13 at 11:38am
  • 0
  •  
  •  

6 Free Financial Modeling Lessons...Straight to Your Inbox.

Confirm your name and e-mail below to get our best tips

Monkey Stats
Account information
We respect your Name and E-mail privacy. By joining you accept our terms of service.
Skip this step
Terms and Conditions of Use
These are the "Terms and Conditions" under which you may use WallStreetOasis.com. Please read this page carefully including the Privacy Policy below. If you do not accept the Terms and Conditions and Privacy Policy stated here, do not use this web site or any services offered by this web site. By using this web site, you are indicating your acceptance to be bound by the terms of these Terms and Conditions and Privacy Policy. IB Oasis Corp. (the "Company") may revise these Terms and Conditions and Privacy Policy at any time by updating this posting. You should visit this page periodically to review the Terms and Conditions and Privacy Policy, because they are binding on you. The terms "You" and "User" as used herein refer to all individuals and/or entities accessing this web site for any reason.

Neither WallStreetOasis.com, IB Oasis Corp. nor employees of IB Oasis Corp. are investment advisors. The purpose of this website is NOT to give any advice on your personal investment strategy. If you base your investment decisions on content of this website, you may lose part or all of your money.

You should not violate any other law or regulation, including, without limitation, the rules and regulations of the U.S. Securities and Exchange Commission and the national or other securities exchanges, especially including the rule against making false or misleading statements to manipulate the price of a security or the rule requiring you to disclose any compensation you may receive for describing a security.

You should not access WallStreetOasis.com by any means other than through the interfaces we provide for use in accessing our services or use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites, except those automated means that we have approved in advance and in writing.

The Company, in its sole discretion, reserves the right to remove any postings, or deny access by any individuals, for any reason or no reason.

If you see something that you feel is a violation of the these Terms and Conditions, please notify us by emailing wallstreetoasis at wallstreetoasis.com.

We reserve the right to change the Terms and Conditions at any time. Changes will be posted on the applicable web page.

Use of Material.

The Company authorizes you to view and download a single copy of the material on www.WallStreetOasis.com (the "Web Site") solely for your personal, noncommercial use. By using the Web Site you are giving the Company the sole right to use any and all content you generate or publish on the site for commercial, non-commercial or promotional purposes. This includes any and all forum posts, comments, blog posts or any other material you generate on the Web Site.

The contents of this Web Site, such as text, graphics, images, logos, button icons, software and other items (collectively, "Material"), are protected under both United States and foreign copyright, trademark and other laws. All Material is the property of the Company or its content suppliers or clients. The compilation (meaning the collection, arrangement and assembly) of all content on this Web Site is the exclusive property of the Company and protected by U.S. and international copyright laws. Unauthorized use of the Material may violate copyright, trademark, and other laws. You must retain all copyright, trademark, service-mark and other proprietary notices contained in the original Material on any copy you make of the Material. You may not sell or modify the Material or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any public or commercial purpose. The use of the Material on any other web site or in a networked computer environment for any purpose is prohibited.

You shall not copy or adapt the HTML code that the Company creates to generate its pages. It is also protected by the Company?s copyright.

Acceptable Site Use.

General Rules: Users may not use the Web Site in order to transmit, distribute, store or destroy material (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy, publicity or other personal rights of others, or (c) that is defamatory, obscene, threatening, abusive or hateful.

Web Site Security Rules. Users are prohibited from violating or attempting to violate the security of the Web Site, including, without limitation, (a) accessing data not intended for such user or logging into a server or account which the user is not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Web Site, overloading, "flooding", "spamming", "mailbombing" or "crashing", (d) sending unsolicited e-mail, including promotions and/or advertising of products or services, or (e) forging any TCP/IP packet header or any part of the header information in any e-mail. Violations of system or network security may result in civil or criminal liability. The Company will investigate occurrences which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Specific Prohibited Uses.

The Company specifically prohibits any use of the Web Site, and all users agree not to use the Web Site, for any of the following:

  • Posting any incomplete, false or inaccurate biographical information or information which is not your own accurate resume
  • Using any device, software or routine to interfere or attempt to interfere with the proper working of this Web Site or any activity being conducted on this site.
  • Taking any action which imposes an unreasonable or disproportionately large load on this Web Site?s infrastructure.
  • If you have a password allowing access to a non-public area of this Web Site, disclosing to or sharing your password with any third parties or using your password for any unauthorized purpose.
  • Notwithstanding anything to the contrary contained herein, using or attempting to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search this Web Site other than the search engine and search agents available from the Company on this Web Site and other than generally available third party web browsers (e.g., Netscape Navigator, Microsoft Explorer).
  • Attempting to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Web Site.
  • Aggregating, copying or duplicating in any manner any of the materials or information available from the Web Site.
  • Framing of or linking to any of the materials or information available from the Web Site.

User Information.

When you register for the Web Site, you will be asked to provide the Company with certain information including, without limitation, a valid email address (your "Information"). In addition to the terms and conditions that may be set forth in any privacy policy on this Web Site, you understand and agree that the Company may disclose to third parties, on an anonymous basis, certain aggregate information contained in your registration application. The Company reserves the right to offer third party services and products to you based on the preferences that you identify in your registration and at any time thereafter; such offers may be made by the Company or by third parties. Please see the Company's Privacy Policy below for further details regarding your Information.

Registration and Password.

You are responsible for maintaining the confidentiality of your information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify the Company of any unauthorized use of your registration or password.

The Company's Liability.

As a condition to your use of this site, you release the Company (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code d1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."

We are under no legal obligation to, and generally do not, control the information provided by other users which is made available through the Web Site. By its very nature, other people?s information may be offensive, harmful or inaccurate, and in some cases will be mislabeled or deceptively labeled. We expect that you will use caution and common sense when using this Web Site.

The Material may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, completeness, or timeliness of the Web Site or the Material. The use of the Web Site and the Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time.

You acknowledge and agree that you are solely responsible for the content and accuracy of any resume or material contained therein placed by you on the Web Site and you agree to let any users that are identified as recruiters (designated in the sole discretion of the Company) to have access to your resume.

The Company is not to be considered to be an employer with respect to your use of the Web Site and the Company shall not be responsible for any employment decisions, for whatever reason made, made by any entity posting jobs on the Web Site.

THE COMPANY DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages.

IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Other Sites.

The Web Site may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by the Company of the contents on such third-party Web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

No Resale or Unauthorized Commercial Use.

You agree not to resell or assign your rights or obligations under these Term of Use. You also agree not to make any unauthorized commercial use of the Web Site.

Limitation of Liability.

The aggregate liability for the Company to you for all claims arising from the use of the Materials is limited to $1.

Termination.

The Company reserves the right, at its sole discretion, to pursue all of its legal remedies, including but not limited to immediate termination of your registration with or ability to access the Web Site and/or any other service provided to you by the Company, upon any breach by you of these Terms and Conditions or if the Company is unable to verify or authenticate any information you submit to the Web Site registration with or ability to access the Web Site.

Indemnity.

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of these Terms and Conditions. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

General.

The Company makes no claims that the Materials may be lawfully viewed or downloaded outside of the United States. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and conditions are governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or federal courts within New York, New York. If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in additional terms of use for areas of the Web Site a particular "Legal Notice," or Software License or Material on particular Web pages, these Terms and Conditions constitute the entire agreement between you and the Company with respect to the use of Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.

PRIVACY POLICY

The Company recognizes that you are concerned about privacy. We are committed to preserving your privacy and safeguarding your sensitive information. The following statement describes the general information-gathering and usage practices of our sites.

Our staff, contractors, Internet service providers and others involved in this site follow this policy or similarly strict policies regarding your Information.

Disclosure

The Company is committed to fully disclosing our policies regarding the collection, use, maintenance, disclosure and security of personal information obtained from users of our site. The term "personal information" includes a name, address, email address, or any other information which could be used to contact you directly or to identify you personally.

Use and Disclosure Limitations

The Company only uses personal information about its Web site users for specific purposes. We do not share user information with third parties except when we have told users about the disclosures, when we have prior consent, or when required by law.

Use Policy: When the Company gathers personal information from users, we ask for permission first. We also disclose, at the time of collection, how the information will be used by us. Personal information is used for activities such as auto-completion of commonly-used forms and helping us contact you when you solicit information from us.

Disclosure Policy: We do not normally disclose personal information to anyone outside of the Company unless we have previously informed users about the disclosures. However, some data may be used from time to time by outside contractors, including auditors or consultants, to assist us in carrying out necessary financial or operational activities. These uses will be consistent with this privacy policy and all contractors using this potential personal information must agree to safeguard it, to use it only for the authorized purpose, and to return it or destroy it upon completion of the activity.

The Company might be required to disclose personal information in response to a valid legal process such as a subpoena, search warrant or court order.

Although unlikely, it is possible that we may have to make certain disclosures to ensure the security of our Web site, to protect its integrity, or to take precautions against potential liability. In any of these situations, we will take any reasonable steps to limit the scope of the data disclosed.

Web Logs: The Company maintains standard Web logs that record basic information about visitors to our Web site. These logs contain: * The Internet domain from which you came to our Web site. * Your IP address. An IP address is a series of numbers which uniquely identifies your connection to the Internet. Although it is possible in some instances, certain types of IP addresses may be used by interested persons to identify users but we do not attempt to identify users in this way. * The type of browser (e.g., Internet Explorer or Netscape) and operating system (e.g., Windows 98) you use. * The date and time you visited the site, and the pages you saw.

We use Web log information to design our Web site, identify popular features, and in similar ways. We do not try to identify individuals from Web logs or to link Web logs to other user information. However, if someone tries to damage our Web site or use it in an unauthorized or illegal way, we may share Web log information with law enforcement agencies. The Company may provide aggregate information such as the number of users who visit particular pages of the site, or the number of people who link to certain external sites from our site, to other parties.

Changes to Privacy Policy

The Company's features and services will change over time and our information-gathering practices and policies may also change.

While our philosophy of protecting user information from inappropriate uses and disclosures will not change, this policy will be updated occasionally to include any change that materially affects the collection, maintenance, use, or disclosure of personal information.

Forum Topics

  • New
  • Active
  • Rank
  • Comments
  • What do you think would be the range of reasonable success fees in the following cases of a sale of a company (which transaction would be very very straightforward and not involve much due diligence at all)? -acquisition price of $20 mil? -acquisition price of $40 mil? -acquisition price of $60...
    Reasonable success fee (for sale of business) paid by seller to investment banker?
  • I just started working in a company that trade across the barrel. Would like to ask any experience oil trader/operator which stream of oil is the most knowledge intensive in terms of operational aspect (e.g....
    Physical Oil Trading Operational Knowledge
  • So far this summer I have been a SA for a boutique investment bank here in NYC - midtown. Its not too small, and isn't regional. Has international exposure, deal size I would say is not too small, but not too big. I am a Sophomore in undergrad by the way. So in that aspect, I did not expect to...
    SA? More like BB (Banker Bitch) - Help
  • I was reading some advice somewhere on dress for Wall Street interns, and it said stick to white or light blue for your dress shirts. Are other colors generally not acceptable? Does it make a difference whether it's business casual or business...
    Is it true that you should stick to only white or light blue for dress shirts?
  • Hi guys, I have been lurking here for a bit and i decided to give it a try and ask something specific to my situation. I am an Economics major at a ( what I assume from what I've read so far) non target university... I also know that liberal arts degrees 'get shit on a lot' and...
    Noob here...completely clueless
  • So I am a Master of Accountancy at a semi-target school and got a 650 on the GMAT. If I end up getting an MBA later on I plan on taking it again, but as far as now concerned would putting a GMAT score of 650 on my resume help me or hurt...
    650 GMAT score too low to put on resume?
  • If you are good at ER or have modeling expertise-please help me with this: I'm an undergrad and I'm currently building a model, in which I am breaking revenues, operating profits, and ebitda down by segment. There are 4 main segments to the company. i've grabbed the data from...
    Please Help
  • Hey guys, I just got moved to the second round interview at VC firm for a summer internship. I got an email saying that this won't be a test of my VC knowledge, but skills that will add value to the portfolio companies. I'm a sophomore engineer with no prior finance experience. Can...
    2nd round interview coming up, what to expect?
  • Hi All, I'm attempting to break into the financial industry, but want to know if it's worth it, as I do have a minor criminal history. In 2010, I was convicted of 1 misdemeanor- fraud which amounted in the loss of $100. At the time of the crime, I was 19 years of age. I was sentenced...
    Applications for licensing
  • How strict is the requirement for 6 month+ experience with job postings? I have about a years worth of internship experience in IB and PE and just wanted to know if these experienced positions are worth my time? Are BBs strict? what about MMs? obviously small boutiques will be...
    6 months - 1 year exp
  • Recently my oncologist told me I wasn't in remission and honestly all I could think about is what that means for my chance at any summer internships. I'm barely above a 3.0 and have no finance related work experience with a little over a year to graduate left. Anyone got some good...
    What was the low point of your career?
  • <strong>Financial modeling</strong> is a skill that any investment banking analyst will have to master. Although the majority of investment banks and other financial firms now have formal training programs, many students and prospective finance professionals are choosing enroll in...
    Financial & Valuation Modeling Boot-Camp
  • So I started buying some clothes for my SA stint and was wondering how to properly clean and care for my clothes specifically my suits, shirts, and slacks. I've read you're only suppose to dry clean your suits and pants a couple times a year so how would I got about caring for my...
    How to properly care for suits, slacks, and shirts
  • Inspired by comments from this: http://www.wallstreetoasis.com/forums/basic-guide-ramping-up-on-a-company-with-public-information-part-1-of-3 Lets just jump in. <strong>Technology:</strong> In this space there are really two metrics that matter the most, sales growth and EPS...
    Beginners Guide to Valuation and Metrics By Sector
more

Upcoming Events

  • Advanced M&A Accounting & Tax Topics Webcast (Live)
    May 21 2013 - 6:00pm - 9:00pm
  • Boston WSO Happy Hour - Wed May 22nd, 6PM
    May 22 2013 - 6:00pm - 8:00pm
  • Financial and Valuation Modeling Boot Camp (Dallas)
    May 23 2013 - 8:00am - May 25 2013 - 5:00pm
  • Shanghai Happy Hour May 24th Friday 7:30PM - 10:30PM
    May 24 2013 - 7:30am - 10:30am
  • Hong Kong Networking Event - Happy Hour, May 24th, 7:30PM
    May 24 2013 - 7:30pm - 9:30pm
more

Highest Ranked Content

  • Week
  • Month
  • Year
  • All Time
  • Comments
I used to work with a guy that had everything on the surface, but absolutely nothing inside. The guy was 6 feet tall, good-looking, charismatic, multi-lingual, graduated from a top business school, and had made MD at a bulge bracket investment bank. Yet he couldn’t remember the last time he...
How to Develop a Personality
<em>Mod note (Andy): we vetted this user to confirm his identity/status and yes in fact he is who he says he is, and is eager to answer your questions :)</em> Bio: I decided to join WSO to help both students and young professionals advance in their Finance careers, whether that be...
I'm an MD and I run the Sales division: Ask Me Anything
<em>Mod note: "Blast from the past - Best of Eddie" - This one is originally from March 2011 .</em> That handsome guy to the left is my boy Hudson. As you can probably tell, he's a pretty cool customer. We rescued him after Hurricane Katrina, and he'd been...
5 Things a Dog Can Teach You About Trading
For better or for worse, there’s a very unique feeling when everything goes completely according to plan yet nobody seems to care or notice. Such is the case with our favorite company of the moment, Tesla Motors. For those unaware, TSLA has rocketed upwards since its Q1 earnings release,...
A Perfect Storm
I'm currently a Private Equity Analyst in Shanghai, China. Academically, I graduated from a target school majoring in Economics and Chinese. I also spent my time at college as the president of an on-campus student organization related to Finance and Economics and a volunteer for a local...
Ask me anything… I'm a Private Equity Analyst in Shanghai
You've just gotten that promotion and now you're in charge of a small team. Congratulations! And welcome to middle management. All the hard work and the knowledge you've developed about everything your firm does these past few years has been noticed. But, now you have a small...
7 Things I've Learned About Being A Manager
Assuming that you have access to no financial products such as FactSet, Bloomberg, CapitalIQ, Thomson or otherwise, thought it would be helpful to give a step by step guide on how to ramp up on a new company from your home computer. Using FaceBook as an example. Lets go ahead and start with the...
Basic Guide Ramping Up On A Company With Public Information (Part 1 of 3)
Fellow Primates, We are looking for 1-2 students on each campus to help WSO in its sales efforts to student clubs/career centers, and overall promotion at your school both online and on the ground. Below is a description of the position and benefits...thanks in advance for your help! <a...
WSO is Looking for Campus Reps For Summer/Fall 2013 (and beyond)
<em>“You know, In The Flesh,”</em> a WSO monkey told me at a recent Happy Hour, <em>“that gentleman’s book is the real deal. I ordered that shit on Amazon as soon as I read your review. It’s so right, man. I want to be like that: keep my word, honor my commitments, be...
Being A Gentleman, Revisited
As has been the case for much of the last two years, the Apple earnings report on April 24, 2013 was a media event, previewed endlessly on investment sites, covered heavily by the media and tweeted about by both Apple fans and foes. While I try to stay away from the hype around earnings reports,...
Apple: News, Noise and Value
more

Recent Jobs

  • M-Payments Start-up: Chief of Staff & Business Development Manager
  • Venture Capital Associate - Austin, TX
  • Associate - Philadelphia
  • Vice President, Investment Banking Credit Division
  • Fund Accountant - Chicago
more



Sell Tickets Online through Eventbrite

Poll

Why would you NOT go to the 2013 WSO Conference? :
View the current poll results.

Silver Banana Rankings

  • Silver Banana Leaders
  • Soiled Monkeys
UserSilver Bananas
Edmundo Braverman1111
TNA1093
CompBanker873
happypantsmcgee742
IlliniProgrammer714
UFOinsider628
TheKing620
BlackHat563
Nouveau Richie420
cphbravo96404
more

Top WSO Members

  • Total Bananas
  • Active Monkeys
UserBanana Points
Edmundo Braverman14313
TNA13464
WallStreetOasis.com12031
UFOinsider10300
happypantsmcgee9621
IlliniProgrammer9173
CompBanker8504
Siberian Husky5862
AndyLouis5784
monty095398
more

New Groups

  • Denver Professionals
  • Minneapolis Bankers
  • Non-Target Networking in NYC
  • Prep School Bankers
  • Commercial Real Estate
  • University of London
  • University of Cambridge
  • Atlanta Monkeys
  • German Monkeys
  • University of North Carolina - Chapel Hill
more

© 2006-2012 WallStreetOasis.com | All Rights ReservedAdvertise | About Us | Contact Us | FAQs | Site Map | Privacy Policy

As Seen In

Sister Site

Syndicate content