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Again we all got killed at work this week, leaving in the sunrise and working until the wee hours for some endless pitches, but also interesting deal driven stuff, valuation and some board meetings. This weekend was supposed to be a sweet one given the Queens Jubilee and the resulting "holiday" following, a great way of shortening a week on both ends.

In addition I had some friends over from Switzerland (crazy bunch of energy traders) so it was time to hit the town hard and go wild to blow off some steem. Come Thursday however I realized that I might have to work the whole weekend given a fairness opinion, lovin it! In addition I cant seem to get to finish some other urgent piece of work so I am not in the best mood as Friday approaches.

Its super early and I am actually arriving at my apartment at around 8pm. As soon as I enter my living room I realize that something is off as one of the paintings is laying on the floor (gladly no Picassos in the place)..I look on the table and my laptop isn't there either...as I look into my room the Ipad is gone as well. And then I realize that I got robbed.... A lot of other things are gone too, watches, pens, cash, jewelry etc. The TV is still there and so are some more things that you would suspect to be stolen.

Please realize that my apartment is on the fourth floor, and even though the windows are wide open it's a bit of a stretch to come in through there...While my roommate almost starts crying the police and forensics arrive (yes the whole thing must have cost more than the stuff that was stolen) and suggest somebody climbed through the window, but they can't find any fingerprints etc. Needless to say I do not have any insurance so there is not much I can do at the moment (technically I now have an excuse why I cannot work from home)..The police dropped by twice more to further question us but needless to say nothing will ever come out of this.

I now realize that all my photos from the past 5 years, a script for a book I was writing on, music etc is gone and I will never see it again, a bit of a bummer I must say.

Do any of you insurance for these kind of things and what should I do the next time around and what should I have done to prevent this?

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Comments (37)

  • R5A7B's picture

    Wow, that's terrible man. So sorry to hear. Best of luck recouping...

    SB for good spirits

  • swagon's picture

    one time my happy meal got hamburglared, no big deal except that hamburglaring bastard stole the Power Ranger toy too

  • blackjack21's picture

    Sorry to hear man. To answer your question there's insurance for almost any tangible object, but for some things like art and tech insurance becomes too costly. Although most people don't do this, the safest thing to do would be to keep a safe in your apartment for valuable items. Of course, locking doors and windows is a must. Be careful who your roommate lets in as well.

    This can happen to anyone, especially in this economy.

  • ScoobyDoobie's picture

    Sounds like an inside job. Was any of your roommates stuff stolen.

    Harvey Specter doesn't get cotton mouth.

  • Rambo's picture

    1) Your laptop was stolen. Change your password on all your major log-ins (e.g. e-mail, Facebook)
    2) Report your credit/debit card (obviously...)
    3) It's going to be hard, but try to figure out how the burglar got in. If he can get in once, he can get in again.
    4) Someone already asked this - did your roommate get any of his stuff stolen?

    Oh ya, if you ever catch the guy who did this - castrate him and throw him off a cliff.

  • tylderdurden's picture

    Any of your files that are important should be backed up on a cloud drive somewhere (dropbox, google drive, etc) and an external HD. Storage is so cheap that it's a no-brainer.

    If you're worried about privacy and storing on the cloud, then put everything into a truecrypt archive. Your first upload will be painful, but incremental ones after that will be fine. http://www.truecrypt.org/

    For your computers, phones, etc, grab yourself a copy of prey:
    http://preyproject.com/

    Free for 3 devices and offers some piece of mind.

    I also like to keep logmein installed on my computers so I can remote in.

    Sorry to hear about your stuff getting stolen. I've had two bikes stolen and it made me wish that my country would go all middle east on thieves and chop off their hands.

  • OMS's picture

    got robbed once while living with my parents during high school. came home and most of everything was gone. fortunately we had insurance but damn it sucked to know that someone broke in to our house.

    Do you have an alarm system? that offers some piece of mind. and would be the first thing I would get after I made sure my privacy online was secure.

  • melvvvar's picture

    i advocate setting up booby traps all over the house. best outcome is if the guy survives. you can turn him into the cops but it is better to bring him down to the basement and fire up the blowtorch and get out the pliers.

  • Lubyanka's picture

    I assume you live in London? Check ebay.pl and ebay.ro in the upcoming days. Schengen ftw!

  • Aimez's picture

    Next time get police to come out and put ID's on all your belongings including jewellery (get unique engravings on it if possible), get insurance (it's really not that expensive, seriously), and include in your filing cabinet a file with photos and receipts of all your belongings for insurance claims and to help the police identify pieces in the jewellery if they find them.

    If you own your apartment, get a hard-drive internally fitted in the wall behind a wall mounted TV/Computer if that's what it takes. If they aren't taking the TV because it's too bulky, you can always use a hard drive mounted to a TV and internally wired in the wall. And don't leave your watches, pens, and laptop in easy to access locations. (Personally I never leave home without my laptop, when possible).

    Also, learn to back up all your data!

    And sign up for I-Cloud before your phone or Ipad gets stolen again.

    Then, when it happens again, go to http://www.apple.com/au/ipad/find-my-ipad.html and follow the instructions, to the exact location of your phone or Ipad.

    Hunt down thieves, battle with yourself internally to ignore the bubbling rage and anger which is propelling your urge to seek vigilante justice and exact your revenge, before finally deciding to let the federal justice system deal with it, and then report them to the police.

  • TonyPerkis's picture

    Move outta Hackney

    I eat success for breakfast...with skim milk

  • Angus Macgyver's picture

    You're in bloody London. Your house got burgled, not "burglarized".

    My sympathies. Do you have locks on your windows as well as on your doors?

  • In reply to Angus Macgyver
    TonyPerkis's picture

    Angus Macgyver:
    You're in bloody London. Your house got burgled, not "burglarized".

    My sympathies. Do you have locks on your windows as well as on your doors?

    What are locks? Is it like that fish that people put on bagels? Why would he put fish on his doors?

    I eat success for breakfast...with skim milk

  • In reply to TonyPerkis
    Angus Macgyver's picture

    DeanPortman:
    Angus Macgyver:
    You're in bloody London. Your house got burgled, not "burglarized".

    My sympathies. Do you have locks on your windows as well as on your doors?

    What are locks? Is it like that fish that people put on bagels? Why would he put fish on his doors?

    Why would anyone put a fish on a bagel? Sounds disgusting, man. Like anchovy pizza. Except worse.

  • In reply to Angus Macgyver
    TonyPerkis's picture

    Angus Macgyver:
    DeanPortman:
    Angus Macgyver:
    You're in bloody London. Your house got burgled, not "burglarized".

    My sympathies. Do you have locks on your windows as well as on your doors?

    What are locks? Is it like that fish that people put on bagels? Why would he put fish on his doors?

    Why would anyone put a fish on a bagel? Sounds disgusting, man. Like anchovy pizza. Except worse.

    Joos would

    I eat success for breakfast...with skim milk

  • TDSWIM's picture

    That's the worst, sorry to hear it. My room got broken into freshman year of college, but luckily it was just an xbox and nothing else. You need to get insurance to cover this. Read the requirements for making a claim and keep the documentation safe (pictures and receipts but for my insurance one or the other works.) It sucks that you have to pay for insurance for theft, but it's just something you need to take care of for the future.

    After getting burned with my first break I've always had insurance.

    Make damn sure it wasn't an inside job too. When my burglary happened, it was definitely an inside job. Bad suite mate, and we weren't always good about locking the door between the bathroom that separated our rooms.

    In cities one of the most common things I've seen regarding break ins are where there is a lock to get into the building but people leave their apartments unlocked. Delivery guys can bring stuff to your door, see your stuff, and then when they're delivering to that building at another time, steal all your shit. Or they can just go knocking on doors or whatever. As long as they don't do it excessively, I would imagine they could get away with it for quite some time. This can also happen if you have a doorman and open door and security is just lax.

  • net shaker's picture

    Not too sure what your lease agreement states, but look into getting an inexpensive(ish) hidden camera. Like those that they use to keep an eye on babysitters e.g. hidden in a teddy bear etc. Do not tell your roommate(s). Next purchase something cheap like a first gen iPad or some fish and make sure your roommate thinks that it is extremely costly. I think you see where I'm going with this. Of course, first make sure your roomie doesn't have a WSO account

  • Cornelius's picture

    damn, that sucks. get renter's insurance.

    ------------
    I'm making it up as I go along.

  • fund's picture
  • Boothorbust's picture

    Why is it "needless to say" you have no insurance? Renter's insurance should be a no-brainer, like life insurance (if you are married or have a kid) and auto-insurance (if you drive). It's pretty cheap and can replace all your stuff. IMO if you have more than a few grand in insurable goods at your house you absolutely should have insurance. If you're only out a laptop and an ipad and a few dollars (pounds?) then maybe it's not worth it.

  • melvvvar's picture

    it used to be that your homeowner's insurance was the Second Amendement

  • In reply to Boothorbust
    melvvvar's picture

    Boothorbust:
    melvvvar:
    Boothorbust:
    melvvvar:
    it used to be that your homeowner's insurance was the Second Amendement

    He wasn't home, Charlton.

    Also - no such thing in England.

    Also http://aje.oxfordjournals.org/content/160/10/929.a...
    and http://www.lcav.org/statistics-polling/gun_violenc...
    and http://www.ncbi.nlm.nih.gov/pubmed/9715182

    in the age of webcams and cheap servos you can always be at home, ya chud. but your point is taken: we aren't england. we fought a war to ensure that.


    Man you sped through those papers fast. I'm going to assume since you didn't refute them that you read them in entirety and agree that having a gun in the home does not make your family safer.*

    *But I support your right to be unsafe 100%. The US Constitution is about allowing people to make choices, even stupid ones.[/quote]

    bro you need to grab yourself a 64-oz bucket of brawndo and chill out.

  • In reply to net shaker
    peterg's picture

    net shaker:
    Not too sure what your lease agreement states, but look into getting an inexpensive(ish) hidden camera. Like those that they use to keep an eye on babysitters e.g. hidden in a teddy bear etc. Do not tell your roommate(s). Next purchase something cheap like a first gen iPad or some fish and make sure your roommate thinks that it is extremely costly. I think you see where I'm going with this. Of course, first make sure your roomie doesn't have a WSO account

    And if you catch your male roommate making out with another male please be considerate and don't post it on the internet or show anybody. I'd hate for another story like that to captivate every single news channel again.

    Seriously though, that has happen to me TWICE and it sucks. They did catch the guy, a while later, with some finger prints and DNA he left on a Coke can he felt so comfortable drinking in our house while he was taking our shit. I'm sure he's back on the street though.

    Anyway, good luck brother.

  • In reply to Boothorbust
    hartfordwhalers84's picture

    Boothorbust:
    melvvvar:
    Boothorbust:
    melvvvar:
    it used to be that your homeowner's insurance was the Second Amendement

    He wasn't home, Charlton.

    Also - no such thing in England.

    Also http://aje.oxfordjournals.org/content/160/10/929.a...
    and http://www.lcav.org/statistics-polling/gun_violenc...
    and http://www.ncbi.nlm.nih.gov/pubmed/9715182

    in the age of webcams and cheap servos you can always be at home, ya chud. but your point is taken: we aren't england. we fought a war to ensure that.


    Man you sped through those papers fast. I'm going to assume since you didn't refute them that you read them in entirety and agree that having a gun in the home does not make your family safer.*

    *But I support your right to be unsafe 100%. The US Constitution is about allowing people to make choices, even stupid ones.[/quote]

    Don't act so smug because you don't understand gun ownership. Your studies mean nothing and are almost always inherently biased against gun ownership. I have a wife and an infant daughter and would not dream of getting rid of my Glock 22. If someone comes into your house, are you going to protect them with you just your dick in your hand? Maybe your attitude will change if you are not simply looking to protect yourself or your property, but someone else.

  • In reply to hartfordwhalers84
    melvvvar's picture

    hartfordwhalers84:
    Boothorbust:
    melvvvar:
    Boothorbust:
    melvvvar:
    it used to be that your homeowner's insurance was the Second Amendement

    He wasn't home, Charlton.

    Also - no such thing in England.

    Also http://aje.oxfordjournals.org/content/160/10/929.a...
    and http://www.lcav.org/statistics-polling/gun_violenc...
    and http://www.ncbi.nlm.nih.gov/pubmed/9715182

    in the age of webcams and cheap servos you can always be at home, ya chud. but your point is taken: we aren't england. we fought a war to ensure that.


    Man you sped through those papers fast. I'm going to assume since you didn't refute them that you read them in entirety and agree that having a gun in the home does not make your family safer.*

    *But I support your right to be unsafe 100%. The US Constitution is about allowing people to make choices, even stupid ones.

    Don't act so smug because you don't understand gun ownership. Your studies mean nothing and are almost always inherently biased against gun ownership. I have a wife and an infant daughter and would not dream of getting rid of my Glock 22. If someone comes into your house, are you going to protect them with you just your dick in your hand? Maybe your attitude will change if you are not simply looking to protect yourself or your property, but someone else.[/quote]

    i don't mind his smugness, so long as he can come to a modus vivendi with me. if boothy promises to leave my right to gun ownership alone, i will leave alone his right to cruise gay bath houses.

  • In reply to hartfordwhalers84
    Boothorbust's picture

    hartfordwhalers84:

    Don't act so smug because you don't understand gun ownership. Your studies mean nothing and are almost always inherently biased against gun ownership. I have a wife and an infant daughter and would not dream of getting rid of my Glock 22. If someone comes into your house, are you going to protect them with you just your dick in your hand? Maybe your attitude will change if you are not simply looking to protect yourself or your property, but someone else.


    Robbers, rapists and pillagers tremble at the sight of my dick in my hand. Where do you think all this smugness comes from?
  • In reply to peterg
    Angus Macgyver's picture

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  • In reply to Boothorbust
    TonyPerkis's picture

    I eat success for breakfast...with skim milk

  • Boothorbust's picture
  • goodL1fe's picture

    Robert Clayton Dean: What is happening?
    Brill: I blew up the building.
    Robert Clayton Dean: Why?
    Brill: Because you made a phone call.

  • personofcolour's picture