• Recent
    • All Recent Content
    • Top WSO Bloggers
    • WSO Chat Room
    • Hot Topics - Week
    • Hot Topics - Month
    • Hot Topics - Year
    • Hot Topics - All Time
    • Top Comments - All Time
  • FAQs
    • Best Interviews
    • Common Questions
    • Industry Specific
    • WSO 101
    • Education
    • Recruiting
    • Life in Finance
    • WSO Company Database
    • WSO Finance Dictionary
  • Forums
    • Post Forum Topic
    • Best Interviews
    • Best Comments
    • WSO Chat Room
    • Job Search Advice
    • Investment Banking
    • Private Equity
    • Venture Capital
    • Trading
    • Consulting
    • Hedge Funds
    • Corporate Finance
    • Real Estate Finance
    • Equity Research
    • Asset Management
    • WSO Success Stories
    • Other Careers
    • Business School
    • Resume Forum
    • Wall St. Fashion
    • New User Intros
    • Monkey Around
    • WSO Products
    • Site Suggestions
  • Groups
    • Browse Groups
    • Create Group
    • My Groups
    • Non Target Networking
    • Energy Trading
    • State your salary
    • Read the Footnotes
    • Proprietary Traders
    • WSO Investment Forum
    • CFA
    • The Restructuring Group
    • Economics
    • RE Finance/Investments
  • About
    • About WSO
    • Press
    • Contact Us
    • RSS Sitemap
    • Advertise on WSO
    • WSO Discounts
    • WSO Store
  • Login
  • Sign Up!
  • Hot Topics
  • My Profile

Wall Street Oasis logo

  • Company Research
  • Modeling
  • Resume Review
  • Events
  • Interview Guides
  • Job Board
  • Intern Positions
  • Mentors

6 Free Financial Modeling Lessons...and More.

Enter your e-mail below to get our new Free Modeling Tutorials ($200+ Value).

Wall Street Oasis » Blogs » Waitingtograduate's blog

Is college really supposed to be the best four years of your life?
 

Waitingtograduate's picture
Waitingtograduate
     
 
(Chimp, 2
 
Points)
 on 11/21/10 at 3:11pm

Gee, I really hope not.

Is it bad that I'm waiting to graduate and enter the real world? Living on my campus of 1400 people has been far from enjoyable; the demographic is the most socially and economically homogeneous I've ever seen, the campus is in the middle of a desert, and the women are way too aggressive, masculine, and selfish for me to be remotely attracted to them.

While certain experiences (ex. first party of freshman year, studying abroad, summer internships abroad) were certainly memorable, all things equal, I'd rather not be here right now. In fact, if someone told me to pack up my bags tomorrow and leave, the only thing that would prevent me from doing so would be additional on-campus recruiting opportunities.

I obviously can't speak about the "real world", but I can say that any place where I can actually choose who to be around is immensely appealing. Anywhere where I can be around normal women will probably cheer up my mood a bit. And I've had tremendous amounts of fun during the summers off-campus.

I've heard people say they miss college because of the sheer amount of free time they had, but I think having spare time on your hands can actually backfire when you're struggling to find some sort of meaning amongst all of this while everyone else is playing beer pong 24/7; I think I've driven myself insane in the process.

What do you guys think? How is the real world compared to college? Is there life after college?

  • college
    • Credits
  •  
  •  

Comments

Erebus's picture

Only read the title. Go have

Erebus
     
 
(Senior Monkey, 66
 
Points)
 on 11/21/10 at 3:16pm

Only read the title. Go have a few drinks with some friends and don't fuck it up, because once you're done with college, you're done.

    • Credits
  • 0
  •  
Oreos's picture

you think investment banking

Oreos
      ST
 
 
(Neanderthal, 2,563
 
Points)
 on 11/21/10 at 3:19pm

you think investment banking women are normal? that you can chose who you work with? that the freedom of college isn't something you only get a few times in your life...?

    • Credits
  • 0
  •  
SunTzu's picture

Are you serious? I'm in

SunTzu
      O
 
(Senior Monkey, 74
 
Points)
 on 11/21/10 at 3:22pm

Are you serious? I'm in college, a current junior, and granted if you want a career in banking, etc, you won't have as much freetime as you'd like, ENJOY IT. Some people have more fun that others in college, but you're being a little girl. Be open-minded. Why in the world did you go to a 1400 person school that I'm sure you knew wasn't going to be fun?

C.R.E.A.M.

    • Credits
  • 0
  •  
wolfy's picture

Don't fuck it up and start

wolfy
      CO
 
 
(Gorilla, 614
 
Points)
 on 11/21/10 at 3:25pm

Don't fuck it up and start dating girls.

Best advice my dear sorority friend gave me (she was a 3.85 Math):
Study, study, study Sunday to Wednesday; party your ass off Thirsty Thursday's, Friday+Saturday.

Get above a 3.7 and do whatever you want. Stay connected to your professors though, and help out during classes. Go to all the hockey games, football games. Start a club, join a club. Eat a lot, because off campus, you can't afford 8 chicken breasts, 9 eggs a day if you're bulking.

MEET PEOPLE.

I can't say I remember all the classes I took or that I carry my first A+ essay in my wallet. But my friends, always. The few times in your life you can go through drama (girlfriends, ex'es, dating) without everything else falling apart. Just go to class, what else?

Remember to party and build a narrative. It'll show during the interview dinners if you did nothing but study.

And dating after college, is not the same. Unless you are dating college girls.

Some of co-workers are Koreans who envy my plan to go to grad school. Thing is, for them, "there is a time to study. a time to have fun. a time to work." Guess which part lasts 50 years till conk?

ENJOY IT. GET LAID.

    • Credits
  • 0
  •  
Upload Avatar

I think that attitude may

WUnderful (not verified)
     
 
(Chimp, 0
 
Points)
 on 11/21/10 at 3:48pm

I think that attitude may just stay with you when you enter the "real world." Always waiting for something "better" to happen...

  • 0
  •  
snooki212's picture

I definitely feel this way

snooki212
      IB
 
(Baboon, 148
 
Points)
 on 11/21/10 at 4:13pm

I definitely feel this way sometimes but then I remember that in six months when its 2 am I'll be stuck in a cublicle changing the periods into semicolons and I immediately snap out of it.

Just take a chill pill. You can find other activities, meet people who aren't as fluffy, try new restauraunts, or take a new hobby like wine tasting

    • Credits
  • 0
  •  
sweetwater's picture

I've had a lot of fun in

sweetwater
      IB
 
(Monkey, 60
 
Points)
 on 11/21/10 at 4:13pm

I've had a lot of fun in college... probably a little too much fun actually. But I certainly hope that I never look back on this time as the BEST four years of my entire life.

Sometimes when you bring the thunder... you get lost in the storm.

    • Credits
  • 0
  •  
brotherbear's picture

The best years of your life

brotherbear
      PE
 
 
(Senior Gorilla, 780
 
Points)
 on 11/21/10 at 4:16pm

The best years of your life are whichever years you are happiest. For a lot of people, that's college.

You have nearly unlimited free time. You are surrounded by 18-22 year old women. You get to study whatever you want. You have almost no responsibility. You can go out on a Tuesday, get shitfaced, take home a complete stranger, and not really have any repercussions. You can skip class and go for a jog if you feel like it. You can masturbate at 2:00 in the afternoon no questions asked.

People like college for the freedom. Once you're working, you start losing your liberty. At first, you'll rent an apartment, but you'll buy something sooner or later. And you'll eventually buy a car. If you're 'normal' (whatever the fuck that's supposed to mean), you'll meet someone and have some children. Now, you've got real problems and real responsibilty. You have a mortgage, a car payment, student loans to repay, and a family that depends on you to provide for them. You can't exactly go get shitfaced on a Tuesday any longer, can you?

And it's not like you're going to be able to bang 20-year-olds forever. And women--like badly kempt wines--only turn to vinegar with age. At some point, you're going to be 30, and it's going to start looking questionable that you're dating a 20-year-old. And at 40, even if they don't mention it to your face, people will start to think you're a paedophile. The thing is--the women you think are hot now are going to be the same women you think are hot when you're 40. They are just going to be much less likely to bang you as you age.

And you probably wake up every day without pain right now. You recover quickly from hangovers, and you can still run a mile in 5 or 6 minutes. That's not always going to be the case. One day, you'll wake up, and you'll ache. Your body will start to break down, and you'll know you're in for the long, slow decline of a life that was meant for 50 years stretched to 90. Your dick at some point will not work any longer. Your mind will weaken. You are smarter, stronger, faster, and healthier now than you are ever likely to be in the future.

Age is not by itself a virtue. Wisdom is a virtue--the wisdom that comes from experience; experience that comes from leading a life less common than most. Most people simply fade into a shadow of their former selves, growing tired and more insular as they age. It isn't a foregone conclusion, but for the ones that do, they look back and think of all the things that might have been. All the women they could have been with. All of the jobs they could have done. All of the classes they could have taken. All of the friends they could have made. All of the trips they could have taken. All the ways their lives could have changed.

Who sits around wishing they could be married with kids, and seven different kinds of debt? Who wants to work 80-100 hours per week doing PowerPoint presentations and Excel spreadsheets? I don't, and I can't imagine too many people do. It's the shit we tolerate so we can repay our student loans and participate in an elitist circle jerk with our classmates at reunions (by the way, I'm winning--kudos to me).

My advice: show up to a class for which you're not registered tomorrow, and pretend like you have Tourette's. Just shout out "KUNT...SLUT!' whenever you feel like it. The professor may get confused initially, and you may be asked to leave, but you're not going to face any real punishment so long as you really sell it. Try that in two years in the office, and see what happens.

Just to be clear, I do lament not being able to curse loudly at strangers in the office.

You're welcome.

    • Credits
  • 4
  •  
brotherbear's picture

COLLEGE!!

brotherbear
      PE
 
 
(Senior Gorilla, 780
 
Points)
 on 11/21/10 at 4:19pm

COLLEGE!!

    • Credits
  • 0
  •  
bossman's picture

Not everyone likes their

bossman
      CF
 
(Gorilla, 749
 
Points)
 on 11/21/10 at 4:31pm

Not everyone likes their college experience, but make the best of it and i don't mean just getting wasted!

Do what you want not what you can!

    • Credits
  • 0
  •  
pittpanthers123's picture

i felt the same way as you

pittpanthers123
     
 
(Senior Chimp, 20
 
Points)
 on 11/21/10 at 4:38pm

i felt the same way as you freshman and sophomore year. And in my senior year I occasionally feel the same, but you gotta put yourself out there and try new things.

After having a shitty first two years i came up with a new motto: if someone asks you to try or do something with them, there is only one answer, YES

it will make things much more exciting

    • Credits
  • 0
  •  
LIBOR's picture

Its what you make of it. I

LIBOR
      EN
 
(Neanderthal, 2,156
 
Points)
 on 11/21/10 at 6:17pm

Its what you make of it. I enjoy college, but I also worked hard so that I can enjoy my life afterwards as well. People who enjoy it too much and graduate with a 2.3 won't have the same sorts of opportunities towards the end of their lives.

If you work hard and play your cards right, you can be a fifty year old making great money, and doing work that is intellectually stimulating beyond anything you might be doing if you slack off in school and aren't granted the same opportunities throughout life. So if you want the freedom to go out during the week and lay around and smoke weed and fuck girls with no consequences, then yes, college will be the best four years.

At 50, freedom is totally different. You think Bill Gross does grunt work (he might be a little less than 50). He sells his business and gets to do the research he enjoys and doesn't need to waste his time doing shit he might not like. Or even distinguished academics or politicians. These guys have the freedom to pursue, within reason, intellectual endeavors that would not otherwise be available if they slacked off their whole life. It all depends on the individual. Of course, I'm only 20 so perhaps I'm living in some naive delusional fantasy where I don't see the world the way it really is.

looking for that pick-me-up to power through an all-nighter?

    • Credits
  • 0
  •  
weeds499's picture

If you talked to some MBAs,

weeds499
      IB
 
(Orangutan, 255
 
Points)
 on 11/21/10 at 6:27pm

If you talked to some MBAs, they will say that those 2 years were on par if not the best years of their life (in comparison to college). The biggest difference is that freedom for 2 years means so much more, since you've been in the workforce, whereas in college, you have no idea what it means to be a slave/etc. I'll admit I'm ready for b school - sounds like college but more money, and for the most part a good job afterwards.

Also - regretting or missing college only makes it worse once youre out, esp if youre in banking...

    • Credits
  • 0
  •  
In reply to pittpanthers123
Gekko21's picture

pittpanthers123 wrote: i felt

Gekko21
     
 
 
(Neanderthal, 2,678
 
Points)
 on 11/21/10 at 6:27pm
pittpanthers123:

i felt the same way as you freshman and sophomore year. And in my senior year I occasionally feel the same, but you gotta put yourself out there and try new things.

After having a shitty first two years i came up with a new motto: if someone asks you to try or do something with them, there is only one answer, YES

it will make things much more exciting

looks like someone watch a Jim Carey movie.....but jokes aside, saying yes to everything is great advice.

"Greed, in all of its forms; greed for life, for money, for love, for knowledge has marked the upward surge of mankind. And greed, you mark my words, will not only save Teldar Paper, but that other malfunctioning corporation called the USA."

    • Credits
  • 0
  •  
guerrillagrrl's picture

Life is what you make of it.

guerrillagrrl
      O
 
 
(Senior Orangutan, 478
 
Points)
 on 11/21/10 at 7:57pm

Life is what you make of it. Mine is more enjoyable every year because I make it so. The people that say that high school and college were the best times of their lives are generally the people that haven't done shit with their lives since. The only thing I miss is the former ignorance of my mortality and carefree attitude that came with being child-free. Life changes as you get older and you can embrace or bemoan them at every single stage - but you control it with your attitude. Go have some fun and learn how to make the best of an undesirable situation. That skill will take you far in this world.

WSOCON 2013 - B Scene

    • Credits
  • 1
  •  
Jerome Marrow's picture

Most of my friends that have

Jerome Marrow
      O
 
(Gorilla, 737
 
Points)
 on 11/21/10 at 8:52pm
You must be signed in to read advice below.
Sign In with FacebookSign In with Google
Connecting helps us build a vibrant community. We'll never share your info without your permission.

Sign Up with email

    • Credits
  • 0
  •  
International Pymp's picture

College was certainly an

International Pymp
      RE
 
 
(King Kong, 1,885
 
Points)
 on 11/21/10 at 9:48pm
    • Credits
  • 0
  •  
xqtrack's picture

i hated 3/4 of college...not

xqtrack
      HF
 
(Gorilla, 618
 
Points)
 on 11/21/10 at 10:50pm

Financial Modeling Training
Guide to Finance Interviews

    • Credits
  • 0
  •  
In reply to brotherbear
PeterN.'s picture

brotherbear wrote: The best

PeterN.
     
 
(Monkey, 57
 
Points)
 on 11/22/10 at 5:08am
    • Credits
  • 0
  •  

6 Free Financial Modeling Lessons...Straight to Your Inbox.

Confirm your name and e-mail below to get our best tips

Monkey Stats
Account information
We respect your Name and E-mail privacy. By joining you accept our terms of service.
Skip this step
Terms and Conditions of Use
These are the "Terms and Conditions" under which you may use WallStreetOasis.com. Please read this page carefully including the Privacy Policy below. If you do not accept the Terms and Conditions and Privacy Policy stated here, do not use this web site or any services offered by this web site. By using this web site, you are indicating your acceptance to be bound by the terms of these Terms and Conditions and Privacy Policy. IB Oasis Corp. (the "Company") may revise these Terms and Conditions and Privacy Policy at any time by updating this posting. You should visit this page periodically to review the Terms and Conditions and Privacy Policy, because they are binding on you. The terms "You" and "User" as used herein refer to all individuals and/or entities accessing this web site for any reason.

Neither WallStreetOasis.com, IB Oasis Corp. nor employees of IB Oasis Corp. are investment advisors. The purpose of this website is NOT to give any advice on your personal investment strategy. If you base your investment decisions on content of this website, you may lose part or all of your money.

You should not violate any other law or regulation, including, without limitation, the rules and regulations of the U.S. Securities and Exchange Commission and the national or other securities exchanges, especially including the rule against making false or misleading statements to manipulate the price of a security or the rule requiring you to disclose any compensation you may receive for describing a security.

You should not access WallStreetOasis.com by any means other than through the interfaces we provide for use in accessing our services or use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites, except those automated means that we have approved in advance and in writing.

The Company, in its sole discretion, reserves the right to remove any postings, or deny access by any individuals, for any reason or no reason.

If you see something that you feel is a violation of the these Terms and Conditions, please notify us by emailing wallstreetoasis at wallstreetoasis.com.

We reserve the right to change the Terms and Conditions at any time. Changes will be posted on the applicable web page.

Use of Material.

The Company authorizes you to view and download a single copy of the material on www.WallStreetOasis.com (the "Web Site") solely for your personal, noncommercial use. By using the Web Site you are giving the Company the sole right to use any and all content you generate or publish on the site for commercial, non-commercial or promotional purposes. This includes any and all forum posts, comments, blog posts or any other material you generate on the Web Site.

The contents of this Web Site, such as text, graphics, images, logos, button icons, software and other items (collectively, "Material"), are protected under both United States and foreign copyright, trademark and other laws. All Material is the property of the Company or its content suppliers or clients. The compilation (meaning the collection, arrangement and assembly) of all content on this Web Site is the exclusive property of the Company and protected by U.S. and international copyright laws. Unauthorized use of the Material may violate copyright, trademark, and other laws. You must retain all copyright, trademark, service-mark and other proprietary notices contained in the original Material on any copy you make of the Material. You may not sell or modify the Material or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any public or commercial purpose. The use of the Material on any other web site or in a networked computer environment for any purpose is prohibited.

You shall not copy or adapt the HTML code that the Company creates to generate its pages. It is also protected by the Company?s copyright.

Acceptable Site Use.

General Rules: Users may not use the Web Site in order to transmit, distribute, store or destroy material (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy, publicity or other personal rights of others, or (c) that is defamatory, obscene, threatening, abusive or hateful.

Web Site Security Rules. Users are prohibited from violating or attempting to violate the security of the Web Site, including, without limitation, (a) accessing data not intended for such user or logging into a server or account which the user is not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Web Site, overloading, "flooding", "spamming", "mailbombing" or "crashing", (d) sending unsolicited e-mail, including promotions and/or advertising of products or services, or (e) forging any TCP/IP packet header or any part of the header information in any e-mail. Violations of system or network security may result in civil or criminal liability. The Company will investigate occurrences which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Specific Prohibited Uses.

The Company specifically prohibits any use of the Web Site, and all users agree not to use the Web Site, for any of the following:

  • Posting any incomplete, false or inaccurate biographical information or information which is not your own accurate resume
  • Using any device, software or routine to interfere or attempt to interfere with the proper working of this Web Site or any activity being conducted on this site.
  • Taking any action which imposes an unreasonable or disproportionately large load on this Web Site?s infrastructure.
  • If you have a password allowing access to a non-public area of this Web Site, disclosing to or sharing your password with any third parties or using your password for any unauthorized purpose.
  • Notwithstanding anything to the contrary contained herein, using or attempting to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search this Web Site other than the search engine and search agents available from the Company on this Web Site and other than generally available third party web browsers (e.g., Netscape Navigator, Microsoft Explorer).
  • Attempting to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Web Site.
  • Aggregating, copying or duplicating in any manner any of the materials or information available from the Web Site.
  • Framing of or linking to any of the materials or information available from the Web Site.

User Information.

When you register for the Web Site, you will be asked to provide the Company with certain information including, without limitation, a valid email address (your "Information"). In addition to the terms and conditions that may be set forth in any privacy policy on this Web Site, you understand and agree that the Company may disclose to third parties, on an anonymous basis, certain aggregate information contained in your registration application. The Company reserves the right to offer third party services and products to you based on the preferences that you identify in your registration and at any time thereafter; such offers may be made by the Company or by third parties. Please see the Company's Privacy Policy below for further details regarding your Information.

Registration and Password.

You are responsible for maintaining the confidentiality of your information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify the Company of any unauthorized use of your registration or password.

The Company's Liability.

As a condition to your use of this site, you release the Company (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code d1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."

We are under no legal obligation to, and generally do not, control the information provided by other users which is made available through the Web Site. By its very nature, other people?s information may be offensive, harmful or inaccurate, and in some cases will be mislabeled or deceptively labeled. We expect that you will use caution and common sense when using this Web Site.

The Material may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, completeness, or timeliness of the Web Site or the Material. The use of the Web Site and the Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time.

You acknowledge and agree that you are solely responsible for the content and accuracy of any resume or material contained therein placed by you on the Web Site and you agree to let any users that are identified as recruiters (designated in the sole discretion of the Company) to have access to your resume.

The Company is not to be considered to be an employer with respect to your use of the Web Site and the Company shall not be responsible for any employment decisions, for whatever reason made, made by any entity posting jobs on the Web Site.

THE COMPANY DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages.

IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Other Sites.

The Web Site may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by the Company of the contents on such third-party Web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

No Resale or Unauthorized Commercial Use.

You agree not to resell or assign your rights or obligations under these Term of Use. You also agree not to make any unauthorized commercial use of the Web Site.

Limitation of Liability.

The aggregate liability for the Company to you for all claims arising from the use of the Materials is limited to $1.

Termination.

The Company reserves the right, at its sole discretion, to pursue all of its legal remedies, including but not limited to immediate termination of your registration with or ability to access the Web Site and/or any other service provided to you by the Company, upon any breach by you of these Terms and Conditions or if the Company is unable to verify or authenticate any information you submit to the Web Site registration with or ability to access the Web Site.

Indemnity.

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of these Terms and Conditions. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

General.

The Company makes no claims that the Materials may be lawfully viewed or downloaded outside of the United States. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and conditions are governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or federal courts within New York, New York. If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in additional terms of use for areas of the Web Site a particular "Legal Notice," or Software License or Material on particular Web pages, these Terms and Conditions constitute the entire agreement between you and the Company with respect to the use of Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.

PRIVACY POLICY

The Company recognizes that you are concerned about privacy. We are committed to preserving your privacy and safeguarding your sensitive information. The following statement describes the general information-gathering and usage practices of our sites.

Our staff, contractors, Internet service providers and others involved in this site follow this policy or similarly strict policies regarding your Information.

Disclosure

The Company is committed to fully disclosing our policies regarding the collection, use, maintenance, disclosure and security of personal information obtained from users of our site. The term "personal information" includes a name, address, email address, or any other information which could be used to contact you directly or to identify you personally.

Use and Disclosure Limitations

The Company only uses personal information about its Web site users for specific purposes. We do not share user information with third parties except when we have told users about the disclosures, when we have prior consent, or when required by law.

Use Policy: When the Company gathers personal information from users, we ask for permission first. We also disclose, at the time of collection, how the information will be used by us. Personal information is used for activities such as auto-completion of commonly-used forms and helping us contact you when you solicit information from us.

Disclosure Policy: We do not normally disclose personal information to anyone outside of the Company unless we have previously informed users about the disclosures. However, some data may be used from time to time by outside contractors, including auditors or consultants, to assist us in carrying out necessary financial or operational activities. These uses will be consistent with this privacy policy and all contractors using this potential personal information must agree to safeguard it, to use it only for the authorized purpose, and to return it or destroy it upon completion of the activity.

The Company might be required to disclose personal information in response to a valid legal process such as a subpoena, search warrant or court order.

Although unlikely, it is possible that we may have to make certain disclosures to ensure the security of our Web site, to protect its integrity, or to take precautions against potential liability. In any of these situations, we will take any reasonable steps to limit the scope of the data disclosed.

Web Logs: The Company maintains standard Web logs that record basic information about visitors to our Web site. These logs contain: * The Internet domain from which you came to our Web site. * Your IP address. An IP address is a series of numbers which uniquely identifies your connection to the Internet. Although it is possible in some instances, certain types of IP addresses may be used by interested persons to identify users but we do not attempt to identify users in this way. * The type of browser (e.g., Internet Explorer or Netscape) and operating system (e.g., Windows 98) you use. * The date and time you visited the site, and the pages you saw.

We use Web log information to design our Web site, identify popular features, and in similar ways. We do not try to identify individuals from Web logs or to link Web logs to other user information. However, if someone tries to damage our Web site or use it in an unauthorized or illegal way, we may share Web log information with law enforcement agencies. The Company may provide aggregate information such as the number of users who visit particular pages of the site, or the number of people who link to certain external sites from our site, to other parties.

Changes to Privacy Policy

The Company's features and services will change over time and our information-gathering practices and policies may also change.

While our philosophy of protecting user information from inappropriate uses and disclosures will not change, this policy will be updated occasionally to include any change that materially affects the collection, maintenance, use, or disclosure of personal information.

Forum Topics

  • New
  • Active
  • Rank
  • Comments
  • <strong><a href="http://www.wallstreetoasis.com/event/london-wso-drinks">London, June 20th, 19:30, location depends on the weather, see event page for details</a></strong> <strong><a...
    Upcoming WSO Meetups: LONDON THURSDAY (June 20th)
  • It's been going on for a few years, and it looks like it's intensifying. Prop shops such as GETCO, Peak 6, Archelon, Hard Eight, Allston, and others are going more into customer based businesses such as internal hedge funds and services. This article discusses this trend. Is this proof...
    Prop shops diversifying their businesses
  • Have taken a couple introductory stats and econometrics courses, but want to get good enough to do light time series analysis. Problem is its been many years since my last calculus course so i'd like to build a math foundation first. Any tips on the quickest way to do so? Books and other...
    Math Needed for Econometrics?
  • Hey guys, you may have noticed that we have just launched a new header to try and bring us closer to a Web 3.0 look. Less clutter, etc. It may take a while to get used to and we still have some cool changes to bring to it, but I think once we're done you'll be very happy with the...
    New Header Live but Not Done...Version 1.0
  • I have completed my MS in Operations Research and have two offers: 1. BofA (Business Analyst) - paying higher, no travel 2. Capgemini (Consultant) - 80% travel in a week, less pay comparatively Please guide me which one should I go for. I'm concerned with the type of career I would...
    Bank of America vs Capgemini (Please Help)
  • OK, it's already pretty hard to forecast stock prices - but at least every stock factor ties down to earnings eventually. How the hell do banks forecast GDP or rates? Are there any commonly accepted frameworks analogous to a DCF for stocks? My guess is they have to break down the C + I...
    Forecasting the Economy, GDP
  • I'm currently at an oil major. I will have the chance to direct my career towards financial or physical trading. Have met with a few traders and some common themes have surfaced, namely that physical traders at oil companies get paid more than financial traders (as a gross over-generalization)...
    Physical vs Financial
  • Hey guys, I have a phone interview on Friday for this internship I applied to: [quote]Internship - Product & Process Management - Private Banking Hedge Fund Investments You want to work in a dynamic and global environment. Here's the place to start. We offer: -6-month...
    Phone Interview with Credit Suisse Private Bank
  • I'm not a fan. Instead of being able to sidestep a long set of replies by simply scrolling through, the replies are scattered, which also makes it harder to follow a conversation if I wanted to. A for effort, but I'm just not feeling...
    "In reply to"
  • Thoughts?? Tonight's game is a turning point in my...
    NHL Finals: Bruins vs Blackhawks
  • Other than the weekend and maybe Friday, is there a single day in the week that a consultant is able to exercise/go to the gym? Do clients provide access to a gym or perhaps, do you rely on the hotel treadmill for staying fit? I know per diems are generous, but I hear they usually lead to poor...
    Consulting - Health issues
  • Hi all, I've recently wanted to learn how to invest in fixed income and was wondering what models, etc. are used to evaluate these types of securities. For example, in valuing equities from a bottoms-up perspective, we use either comps or DCF analysis and I was wondering if the same ideas...
    Fundamental Fixed Income Analysis Techniques?
  • I am not sure what banks do end year bonuses, but I know that at least GS does. For those who are expecting to be paid with a stub for the first few months, how will this work in the next calendar year? You always read about 1st years getting x and 2nd years getting y. So, does this just mean that...
    Stub Bonus Question
  • I just accepted an offer with Deutsche Bank in New York and needed to get a couple new suits before I begin my training. I currently live in South Florida. I would wait until I go to NY to purchase them, but training is in London and I won't have time once I get to NY before I begin. Does...
    Tailored Suits?
more

Upcoming Events

  • Financial & Valuation Modeling Boot Camp (Los Angeles)
    Jun 20 2013 - 8:00am - Jun 22 2013 - 5:00pm
  • London WSO Drinks
    Jun 20 2013 - 2:30pm - 4:30pm
  • Financial and Valuation Modeling Boot Camp (San Francisco)
    Jun 27 2013 - 9:00am - Jun 28 2013 - 5:30pm
  • Crowdfunding Conference, June 27, The Yale Club New York
    Jun 27 2013 - 11:30am - 7:30pm
  • NYC WSO Pre-Conference Happy Hour (Friday June 28th, 7PM)
    Jun 28 2013 - 7:00pm - 10:00pm
more

Highest Ranked Content

  • Week
  • Month
  • Year
  • All Time
  • Comments
<em>Mod note: make sure to see the great comment below by CompBanker</em> I come from a small town where nobody had ever heard of consulting or IB. I was fortunate enough to attend a top target college (a good Ivy) and land a gig in IB at a BB/EB. I'm starting full time this...
Finance Culture - Personalities
<strong>Background</strong> I randomly discovered WSO nearly seven years ago just weeks after I secured a FT MM IB position. The website was extremely nascent at the time with only a few thousand registered users. The majority of the users were college students with only a handful...
How WSO has enhanced my IB/PE career
<em>Mod note: <strong><a href="http://www.wallstreetoasis.com/faq/what-are-the-best-qa-threads-and-interviews-with-top-finance-professionals-on-wso ">Click here</a></strong> to see all of our q&a's and interviews</em><P> I figured I...
Open for Questions - Equities in Dallas
After over one year in the making, the <strong><a href="http://www.wallstreetoasis.com/2013-wso-compensation-report-full">2013 WSO Compensation Report</a></strong> is here! Access to the FULL 108 page 2013 WSO Compensation Report is <strong>100%...
2013 WSO Compensation Report has Arrived
Where do i even start..I learned so much from this forum. The brutally honest opinions, sincere willingness to help, the technical information and random tips on everything has been absolutely crucial for me landing this offer. Coming from a non-target I didnt get that 3rd year SA position at...
Thank you WSO! Got my FT Offer! ADVICE NEEDED
When I first started as a PE analyst, I constantly struggled with judging the amount of time I should spend on reviewing sourced deals. How much time is enough to really get a handle on the company’s revenue streams? How granular do I need my analysis to be on industry threats? With this...
Misguided Efforts: A Cautionary Tale
Fellow Primates, We are looking for 1-2 students on each campus to help WSO in its sales efforts to student clubs/career centers, and overall promotion at your school both online and on the ground. Below is a description of the position and benefits...thanks in advance for your help! <a...
WSO is Looking for Campus Reps For Summer/Fall 2013 (and beyond)
Many of the questions that have come in surround recruiting for front office Wall Street careers from a non-target so we’ll start with some ideas for recruiting, move on to interviewing, preparing for the job and finally long-term career management advice. Before we begin, it has been...
Stand Out as a Non-Target: Recruiting (Part 1 of 4)
Any Asset Management people here who could give me some insights on it, such as the nature of the work, the pay, the hours, the potential for career advancement, ect? I was looking into IB before but I've decided that I would rather pursue a career that's more intellectually...
Asset Management a better choice than Investment Banking?
<img src="//img.pandawhale.com/48721-Sexually-Oblivious-Female-Meme-Ze2w.png" alt="Sexually Oblivious Female Meme - Favorite Position? I would like to be a CEO.">
If you could be the richest person in the world with your dream job only as a public virgin forever would you do it?
more

Recent Jobs

  • Director - Credit, Commodity Finance
  • Real Estate Investment Banking Analyst
  • Funded Internet Startup Seeks Corporate Clients Managers
  • Financial Research Associate for Funded Growth-Stage Internet Startup
  • Business Development Associate
more



Sell Tickets Online through Eventbrite

Poll

Why would you NOT go to the 2013 WSO Conference? :
View the current poll results.

Silver Banana Rankings

  • Silver Banana Leaders
  • Soiled Monkeys
UserSilver Bananas
Edmundo Braverman1161
TNA1120
CompBanker939
happypantsmcgee744
IlliniProgrammer726
UFOinsider642
TheKing625
BlackHat595
rufiolove441
Nouveau Richie425
more

Top WSO Members

  • Total Bananas
  • Active Monkeys
UserBanana Points
Edmundo Braverman14705
TNA13711
WallStreetOasis.com12207
UFOinsider10475
happypantsmcgee9627
IlliniProgrammer9257
CompBanker8755
AndyLouis6134
Siberian Husky5865
monty095427
more

New Groups

  • Houston Targets
  • Belgium going Wall Street
  • Liberal Arts Colleges Graduates
  • McCombs Monkeys (University of Texas at Austin)
  • WSO Pittsburgh
  • Denver Professionals
  • Minneapolis Bankers
  • Non-Target Networking in NYC
  • Prep School Bankers
  • Commercial Real Estate
more

© 2006-2012 WallStreetOasis.com | All Rights ReservedAdvertise | About Us | Contact Us | FAQs | Site Map | Privacy Policy

As Seen In

Sister Site

Syndicate content