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Of all the various postmortem documentaries on the financial crisis, no one has done a consistently better job than Frontline on PBS. Their reporting has been spot on and that's why I'm letting you guys know about a new special they're doing which starts tomorrow called Money, Power, and Wall Street. I know I'll be watching it, and I suggest all of you do the same. Enjoy:

Watch Money, Power and Wall Street on PBS. See more from FRONTLINE.

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Comments (46)

  • Falcon's picture

    PBS Frontline never fails, I'll definitely be watching tomorrow night.

  • Virginia Tech 4ever's picture

    Looks like a typical Public Broadcasting System propaganda piece with every left wing commentator PBS can track down at the NY Times and MSNBC. This is a perfect example of why tax payer dollars should not be sent to PBS--free speech is great, so pay for it yourself. But because left wing ideas are so intellectually bankrupt and their representatives so banal and insipid the only way the left can get a platform is through tax payer dollars--public education, universities, and public radio and broadcasting. Their ideas cannot win in the marketplace of ideas.

  • Virginia Tech 4ever's picture

    Yes, dead serious. In a 2-minute clip I saw Paul Krugman and Robert Reich, 2 Obama hacks. This is PUBLIC broadcasting, no?

  • Edmundo Braverman's picture

    I know it's kinda scary to think that others might not share your world view. But no one can make the case that Frontline's coverage of the crisis has been anything other than top notch. It's got nothing to do with public financing - people (myself included) would've paid to see their coverage in the movie theater.

  • In reply to Virginia Tech 4ever
    TheKing's picture

    Virginia Tech 4ever:
    Looks like a typical Public Broadcasting System propaganda piece with every left wing commentator PBS can track down at the NY Times and MSNBC. This is a perfect example of why tax payer dollars should not be sent to PBS--free speech is great, so pay for it yourself. But because left wing ideas are so intellectually bankrupt and their representatives so banal and insipid the only way the left can get a platform is through tax payer dollars--public education, universities, and public radio and broadcasting. Their ideas cannot win in the marketplace of ideas.

    Hahahahaha. Dude, did we watch the same preview, or am I missing something?

    What crazy left wing ideas were even proposed in this? What are you even talking about?

  • Abdel's picture

    I agree with VTech. If they don't adress the real cause of the crisis (i.e. governement moral hazard via fannie & freddie and the role of the FED), then this doc is a total farce.

  • accountingbyday's picture

    I can't watch the video at work, but I do agree with VT that the US government shouldn't pay for PBS. Regardless of who they have on or the slant (or lack thereof) of the show, it has a right to be on TV, but not to be taxpayer funded. In this day and age I don't know why the taxpayers should pay for any TV or radio programming.

  • In reply to Abdel
    TheKing's picture

    Abdel:
    I agree with VTech. If they don't adress the real cause of the crisis (i.e. governement moral hazard via fannie & freddie and the role of the FED), then this doc is a total farce.

    You're totally right...CDO and CDS products had nothing at all to do with the insane growth of the housing bubble or or the destructive spreading of risk throughout the system. You're right, Big Gubbermint put a gun to the head of New Century and WaMu to pump progressively shittier and shittier loans in order to grow their profit margins (all because they could push the loans over to the big banks who made CDO products).

    Did gov't play a role? Yes. Is it the sole cause? No, not even close.

    Step into reality.

  • In reply to accountingbyday
    Edmundo Braverman's picture

    accountingbyday:
    I can't watch the video at work, but I do agree with VT that the US government shouldn't pay for PBS. Regardless of who they have on or the slant (or lack thereof) of the show, it has a right to be on TV, but not to be taxpayer funded. In this day and age I don't know why the taxpayers should pay for any TV or radio programming.

    I'd be surprised if anyone on WSO disagreed with that. It is ridiculous that there's government funding for a broadcaster in this (or any) day and age.

    However, that doesn't mean that Frontline doesn't do a great job on reporting the crisis.

  • In reply to TheKing
    Abdel's picture

    TheKing:
    Abdel:
    I agree with VTech. If they don't adress the real cause of the crisis (i.e. governement moral hazard via fannie & freddie and the role of the FED), then this doc is a total farce.

    You're totally right...CDO and CDS products had nothing at all to do with the insane growth of the housing bubble or or the destructive spreading of risk throughout the system. You're right, Big Gubbermint put a gun to the head of New Century and WaMu to pump progressively shittier and shittier loans in order to grow their profit margins (all because they could push the loans over to the big banks who made CDO products).

    Did gov't play a role? Yes. Is it the sole cause? No, not even close.

    Step into reality.

    uh, if fannie & freddie didn't guaranteed mortgages, you think the banks would of used them for the MBS's?

    If governement didn't guaranteed bank accounts, you think the banks could take that money and play with it?

    If the FED didn,t braught down its rate artificially to 1% in '01, there would of been no teaser rates, no housing bubble.

    Again, this doc is a farce if he don't adress these things, which are the root causes of the crisis.

  • happypantsmcgee's picture

    We fund sesame street in 19 other countries. Lets bitch about that before we bitch about PBS. Just sayin

    If I had asked people what they wanted, they would have said faster horses - Henry Ford

  • In reply to Abdel
    TheKing's picture

    Abdel:
    TheKing:
    Abdel:
    I agree with VTech. If they don't adress the real cause of the crisis (i.e. governement moral hazard via fannie & freddie and the role of the FED), then this doc is a total farce.

    You're totally right...CDO and CDS products had nothing at all to do with the insane growth of the housing bubble or or the destructive spreading of risk throughout the system. You're right, Big Gubbermint put a gun to the head of New Century and WaMu to pump progressively shittier and shittier loans in order to grow their profit margins (all because they could push the loans over to the big banks who made CDO products).

    Did gov't play a role? Yes. Is it the sole cause? No, not even close.

    Step into reality.

    uh, if fannie & freddie didn't guaranteed mortgages, you think the banks would of used them for the MBS's?

    If governement didn't guaranteed bank accounts, you think the banks could take that money and play with it?

    If the FED didn,t braught down its rate artificially to 1% in '01, there would of been no teaser rates, no housing bubble.

    Again, this doc is a farce if he don't adress these things, which are the root causes of the crisis.

    I agree about the Fed keeping rates too low for too long, but that doesn't absolve everyone else from blame. Just because one institution fucked up royally, it doesn't mean that everyone else gets off the hook for their shitbag behavior. Without CDOs and CDS (not to mention private ratings agencies giving bullshit AAA type ratings to garbage securities), the crisis would not have been nearly as bad. And without "highly rated" CDO products, there would not have been a demand for more loans (to be packaged into more "highly rated" products.) Yes, the gov't played a role, but it did not cause the bubble to turn into a nuclear bomb.

    That's what I can't stand about so many libertarians...they hone in on something the gov't did and ignore or downplay everything else regardless of what happened.

    And before you argue that there shouldn't have been any bailouts, know that I agree on that point. However, no government is going to have the guts to let the big banks fail, so we have de facto too big to fail banks regardless of what we want.

  • In reply to blastoise
    happypantsmcgee's picture

    blastoise:
    Don't hate on Freddie Mac and Fannie Mae , they are needed to provide liquidity to the mortgage market.

    Biased much?

    If I had asked people what they wanted, they would have said faster horses - Henry Ford

  • In reply to Abdel
    Flake's picture

    Abdel:
    TheKing:
    Abdel:
    I agree with VTech. If they don't adress the real cause of the crisis (i.e. governement moral hazard via fannie & freddie and the role of the FED), then this doc is a total farce.

    You're totally right...CDO and CDS products had nothing at all to do with the insane growth of the housing bubble or or the destructive spreading of risk throughout the system. You're right, Big Gubbermint put a gun to the head of New Century and WaMu to pump progressively shittier and shittier loans in order to grow their profit margins (all because they could push the loans over to the big banks who made CDO products).

    Did gov't play a role? Yes. Is it the sole cause? No, not even close.

    Step into reality.

    uh, if fannie & freddie didn't guaranteed mortgages, you think the banks would of used them for the MBS's?

    If governement didn't guaranteed bank accounts, you think the banks could take that money and play with it?

    If the FED didn,t braught down its rate artificially to 1% in '01, there would of been no teaser rates, no housing bubble.

    Again, this doc is a farce if he don't adress these things, which are the root causes of the crisis.

    Agency origination only accounted for less than half of all MBS securitizations in 2005 and 2006 leading up to the crash. The rest of that Pre-2009 vintage consisted of private level MBS, securitized by traditional banks/lenders. Compare that to right now, where 98%+ of all Mortgages are conforming/agency loans. While Freddie and Fannie were involved with some shitty quality loans, it was the private market that suffered and ultimately led to the govt expanding Fannie and Freddie balance sheets to plug the hole in the failing mortgage market.

    With that said, the agencies had some shitty underwriting standards back then because the gov't thought it would be cool to let a single mother of 2 with about 15k in annual income to be a home owner...but I think the real issue was private label securitizations that took too much risk, which did NOT have guarantees and ultimately failed, caused banks to mark down their worthless assets, which led to increased haircuts and margin calls, which led to a squeeze in liquidity and a credit event.

    That is a very high level and simplistic explanation of what my understanding is, but either way, Abdel you are fucking dumb as shit. Please don't speak for the remainder of this year.

    Under my tutelage, you will grow from boys to men. From men into gladiators. And from gladiators into SWANSONS.

  • In reply to blastoise
    Flake's picture

    blastoise:
    Don't hate on Freddie Mac and Fannie Mae , they are needed to provide liquidity to the mortgage market.

    That's true. Private market is not ready and the conditions for that to be ready are not met.

    Under my tutelage, you will grow from boys to men. From men into gladiators. And from gladiators into SWANSONS.

  • BTbanker's picture

    Main Street didn't get bailed out? Am I missing something, or did GM get bailed out and still hasn't paid the government back? People (idiots) actually think that Main Street doesn't do shit wrong. They may say that corporations are the devil, yet they all own iPhones. Take the latest fuck up by Wal-Mart. They bribed people in Mexico to make sure the expansion of stores went smoothly, yet that doesn't stop the typical low/middle class American from shopping there.

  • In reply to Flake
    Abdel's picture

    Flake:
    Abdel you are fucking dumb as shit. Please don't speak for the remainder of this year.

    I was going to give a solid answer to your argument until I read this. Do not quote me anymore please.

  • In reply to Abdel
    Cola Coca's picture

    Abdel:
    TheKing:
    Abdel:
    I agree with VTech. If they don't adress the real cause of the crisis (i.e. governement moral hazard via fannie & freddie and the role of the FED), then this doc is a total farce.

    You're totally right...CDO and CDS products had nothing at all to do with the insane growth of the housing bubble or or the destructive spreading of risk throughout the system. You're right, Big Gubbermint put a gun to the head of New Century and WaMu to pump progressively shittier and shittier loans in order to grow their profit margins (all because they could push the loans over to the big banks who made CDO products).

    Did gov't play a role? Yes. Is it the sole cause? No, not even close.

    Step into reality.

    uh, if fannie & freddie didn't guaranteed mortgages, you think the banks would of used them for the MBS's?

    If governement didn't guaranteed bank accounts, you think the banks could take that money and play with it?

    If the FED didn,t braught down its rate artificially to 1% in '01, there would of been no teaser rates, no housing bubble.

    Again, this doc is a farce if he don't adress these things, which are the root causes of the crisis.

    Yea! Because loan originators were totally not at fault with the no-doc/NINJA loans!

    Because the banks' paperwork has been so flawless thanks to robosigning and MERS.

  • jeffsmonte's picture

    Regardless of the almost certain political undertones, I will still tune in.

  • Virginia Tech 4ever's picture

    The point is simple--there were 3 basic causes to the financial crisis: 1) Wall Street; 2) Main Street; and 3) government. I'd love to see the day that PBS goes after Fannie Mae, Freddie Mac, FHA, VA, USDA, Congressional policy, Congressional oversight, the CRA, the Federal Reserve, etc. I'd love to see the day that PBS points out the greed and often fraud of everyday Americans--loan officers, branch managers, title reps, appraisers, investors, regular buyers, etc. And I'd love it if they put on different perspectives--ones that fundamentally differ from the likes of Paul Krugman and Robert Reich, both who are hacks for the 2012 Obama campaign.

    Pinning this all on Wall Street is totally false. Wall Street doesn't package rancid loans if these loans weren't rife with fraud and deceit that started at the very ground floor of Main Street.

  • In reply to Abdel
    Flake's picture

    Abdel:
    Flake:
    Abdel you are fucking dumb as shit. Please don't speak for the remainder of this year.

    I was going to give a solid answer to your argument until I read this. Do not quote me anymore please.


    That's a shame. I'm sure you had a real good answer lined up and now we won't get to hear what a kid who's still in school has to say about the housing market. Sorry everyone, I fucked up.

    Under my tutelage, you will grow from boys to men. From men into gladiators. And from gladiators into SWANSONS.

  • TheKing's picture

    "Pinning this all on Wall Street is totally false. Wall Street doesn't package rancid loans if these loans weren't rife with fraud and deceit that started at the very ground floor of Main Street."

    lol I suppose "the very ground floor of main street" = New Century and Washington Mutual or Countrywide

    The companies that only pushed the limits of lending standards because short-term greed and full knowledge that they could pass the loans on, no matter how shitty, to big Wall Street banks to be packaged into securities. Again, this doesn't happen to the extent that it did without a CDO market (which was, again, created and run by the big banks.) Without CDO and CDS products, the bubble would not have been a fraction as massive or destructive as it was.

  • In reply to Flake
    Edmundo Braverman's picture

    Flake:
    Abdel:
    Flake:
    Abdel you are fucking dumb as shit. Please don't speak for the remainder of this year.

    I was going to give a solid answer to your argument until I read this. Do not quote me anymore please.


    That's a shame. I'm sure you had a real good answer lined up and now we won't get to hear what a kid who's still in school has to say about the housing market. Sorry everyone, I fucked up.

    BWAHAHAHAHAHAHAHAHAHAHA

  • In reply to Flake
    Abdel's picture

    Flake:
    Abdel:
    Flake:
    Abdel you are fucking dumb as shit. Please don't speak for the remainder of this year.

    I was going to give a solid answer to your argument until I read this. Do not quote me anymore please.


    That's a shame. I'm sure you had a real good answer lined up and now we won't get to hear what a kid who's still in school has to say about the housing market. Sorry everyone, I fucked up.

    That kid in school baught gold at 800 when people like you where telling ppl to sell 'cause it was a bubble.

    But yea, stop quoting me and go transfer your stress on somone else.

  • In reply to Abdel
    Flake's picture

    Abdel:
    Flake:
    Abdel:
    Flake:
    Abdel you are fucking dumb as shit. Please don't speak for the remainder of this year.

    I was going to give a solid answer to your argument until I read this. Do not quote me anymore please.


    That's a shame. I'm sure you had a real good answer lined up and now we won't get to hear what a kid who's still in school has to say about the housing market. Sorry everyone, I fucked up.

    That kid in school baught gold at 800 when people like you where telling ppl to sell 'cause it was a bubble.

    But yea, stop quoting me and go transfer your stress on somone else.

    I never told anyone to sell anything (we don't do that in sell-side ER, it's all Buy baby).
    See I can also make fun of myself.

    P.S. Is there some kind of Canadian disability that prevents you from spelling "bought" correctly?
    Just sayin', you do it a lot. Last one I swear.

    Under my tutelage, you will grow from boys to men. From men into gladiators. And from gladiators into SWANSONS.

  • In reply to TheKing
    Virginia Tech 4ever's picture

    TheKing:
    "Pinning this all on Wall Street is totally false. Wall Street doesn't package rancid loans if these loans weren't rife with fraud and deceit that started at the very ground floor of Main Street."

    lol I suppose "the very ground floor of main street" = New Century and Washington Mutual or Countrywide

    The companies that only pushed the limits of lending standards because short-term greed and full knowledge that they could pass the loans on, no matter how shitty, to big Wall Street banks to be packaged into securities. Again, this doesn't happen to the extent that it did without a CDO market (which was, again, created and run by the big banks.) Without CDO and CDS products, the bubble would not have been a fraction as massive or destructive as it was.

    Typical liberal Democrat. Of course you failed to quote me when I said that it was THREE things (Wall Street, Main Street and government) that caused the crisis. You're setting up a straw man where I'm supposed to defend the position that Wall Street wasn't at fault. It absolutely was. But for those of us who work at the ground level, I can state as a matter of fact that fraud and "fraudulent" practices (legal but unethical practices) were utterly rampant on the Main Street level, from the appraisers to the loan officers, hell, to the title abstractors. To totally dismiss the role of Main Street is to have really no fundamental understanding of the housing boom and collapse. To dismiss the role of Freddie Mac and particularly Fannie Mae is to demonstrate a total disregard for reality. The modern idea that all Americans are essentially entitled to homeownership was the brainchild of leftists/crony capitalists at Fannie Mae in the late 1980s.

  • happypantsmcgee's picture

    VT is right in saying that people lied in their application for mortgages and such. Of course, one could make that argument that doing a little investigating into the day laborer claiming 195k a year in after tax income might have been prudent as well but there was definitely fradualent activity by 'Main St' mortgage applicants. I don't think anyone can deny that and be taken seriously.

    If I had asked people what they wanted, they would have said faster horses - Henry Ford

  • In reply to Virginia Tech 4ever
    TheKing's picture

    Virginia Tech 4ever:
    TheKing:
    "Pinning this all on Wall Street is totally false. Wall Street doesn't package rancid loans if these loans weren't rife with fraud and deceit that started at the very ground floor of Main Street."

    lol I suppose "the very ground floor of main street" = New Century and Washington Mutual or Countrywide

    The companies that only pushed the limits of lending standards because short-term greed and full knowledge that they could pass the loans on, no matter how shitty, to big Wall Street banks to be packaged into securities. Again, this doesn't happen to the extent that it did without a CDO market (which was, again, created and run by the big banks.) Without CDO and CDS products, the bubble would not have been a fraction as massive or destructive as it was.

    Typical liberal Democrat. Of course you failed to quote me when I said that it was THREE things (Wall Street, Main Street and government) that caused the crisis. You're setting up a straw man where I'm supposed to defend the position that Wall Street wasn't at fault. It absolutely was. But for those of us who work at the ground level, I can state as a matter of fact that fraud and "fraudulent" practices (legal but unethical practices) were utterly rampant on the Main Street level, from the appraisers to the loan officers, hell, to the title abstractors. To totally dismiss the role of Main Street is to have really no fundamental understanding of the housing boom and collapse. To dismiss the role of Freddie Mac and particularly Fannie Mae is to demonstrate a total disregard for reality. The modern idea that all Americans are essentially entitled to homeownership was the brainchild of leftists/crony capitalists at Fannie Mae in the late 1980s.

    1.) Calm down. It's not worth raising your blood pressure over.

    2.) If a guy lists his occupation as "painter" and asks for a no-doc loan and claims his income to be $100K+ without proof and the lender STILL gives him a loan, then they deserve to get fucked over.

    3.) I didn't say that main street or the gov't wasn't at fault at all! There is plenty of fault to go around. I simply point out that the actions of the big banks exacerbated things by many orders of magnitude. Just because others made mistakes, it does not make this less their fault. To downplay the damage done by the big banks toxic products is foolish and your name calling makes you come off as an ideologue.

    4.) I absolutely blame the shit out of the "main street" lenders who knowingly made shitbag loans to sell to Wall Street firms to increase their profit margins. But, the only reason the market for their shitty loans existed was because of the demand for "highly rated" CDO products. Again, that doesn't excuse them, but WaMu and New Century and the other sub-prime lenders would not have had a market for shittier and shittier loans without the big banks CDO machine. That said, it obviously doesn't absolve them of blame. Nor have I ever implied that it does.

    Also, if being reasonable and not blowing a fucking gasket over this makes me a Liberal Democrat, than honestly, that's fine with me.

  • TheKing's picture

    Eddie:

    I just read some story about a guy getting charged a felony for not paying for a soda in a fast food place...meanwhile, guys like that mother fucker made a fortune while helping to blow up the global economy and got off scot-free.

    lolwut?

  • In reply to TheKing
    Virginia Tech 4ever's picture

    TheKing:
    Virginia Tech 4ever:
    TheKing:
    "Pinning this all on Wall Street is totally false. Wall Street doesn't package rancid loans if these loans weren't rife with fraud and deceit that started at the very ground floor of Main Street."

    lol I suppose "the very ground floor of main street" = New Century and Washington Mutual or Countrywide

    The companies that only pushed the limits of lending standards because short-term greed and full knowledge that they could pass the loans on, no matter how shitty, to big Wall Street banks to be packaged into securities. Again, this doesn't happen to the extent that it did without a CDO market (which was, again, created and run by the big banks.) Without CDO and CDS products, the bubble would not have been a fraction as massive or destructive as it was.

    Typical liberal Democrat. Of course you failed to quote me when I said that it was THREE things (Wall Street, Main Street and government) that caused the crisis. You're setting up a straw man where I'm supposed to defend the position that Wall Street wasn't at fault. It absolutely was. But for those of us who work at the ground level, I can state as a matter of fact that fraud and "fraudulent" practices (legal but unethical practices) were utterly rampant on the Main Street level, from the appraisers to the loan officers, hell, to the title abstractors. To totally dismiss the role of Main Street is to have really no fundamental understanding of the housing boom and collapse. To dismiss the role of Freddie Mac and particularly Fannie Mae is to demonstrate a total disregard for reality. The modern idea that all Americans are essentially entitled to homeownership was the brainchild of leftists/crony capitalists at Fannie Mae in the late 1980s.

    1.) Calm down. It's not worth raising your blood pressure over.

    2.) If a guy lists his occupation as "painter" and asks for a no-doc loan and claims his income to be $100K+ without proof and the lender STILL gives him a loan, then they deserve to get fucked over.

    3.) I didn't say that main street or the gov't wasn't at fault at all! There is plenty of fault to go around. I simply point out that the actions of the big banks exacerbated things by many orders of magnitude. Just because others made mistakes, it does not make this less their fault. To downplay the damage done by the big banks toxic products is foolish and your name calling makes you come off as an ideologue.

    4.) I absolutely blame the shit out of the "main street" lenders who knowingly made shitbag loans to sell to Wall Street firms to increase their profit margins. But, the only reason the market for their shitty loans existed was because of the demand for "highly rated" CDO products. Again, that doesn't excuse them, but WaMu and New Century and the other sub-prime lenders would not have had a market for shittier and shittier loans without the big banks CDO machine. That said, it obviously doesn't absolve them of blame. Nor have I ever implied that it does.

    Also, if being reasonable and not blowing a fucking gasket over this makes me a Liberal Democrat, than honestly, that's fine with me.

    You just agreed with everything that I said. Thank you. My point was that there is plenty of blame to go around--Wall Street, Main Street, Congress, heck, even municipalities with their profligate spending during boom times--and to pin the entire blame on Wall Street is utterly ridiculous. And yet it's like pulling teeth to get the leftists in this country to so much as acknowledge the fraud, corruption and bad public policy that contributed greatly to this mess.

    And if calling you a liberal Democrat is considered "name calling" then I don't know what to say. Aren't you the anti-religion, anti-Wall Street pro-Obama guy? Is there a term that you guys prefer? "Progressive"?

  • TNA's picture

    It is obvious that allowing the entire financial sector to collapse only would have benefited main street.

    I think VT is spot on with things. 3 parties to blame, yet only one is getting the heat. And how can anyone say the financial sector got off scott free? Massive layoffs, mergers, firings and 2 iconic banks failed.

  • TheKing's picture

    "Aren't you the anti-religion, anti-Wall Street pro-Obama guy?"

    1.) I'm pro being a rational thinker and anti-people forcing their religious dogma on the public (I don't care what people do privately). Plus, God might not exist, or he might...either way, we should all just chill out about it since we can't do anything about it.

    2.) I'm anti-TBTF, not anti-wall street in general. Don't generalize.

    3.) I'll likely either not vote or vote against Romney. You'll never agree to this, but Obama has been a moderate. His health care plan is based on Romney's and Heritage Foundation ideas. I don't love Dodd-Frank and would prefer Glass-Steagall, but I'll take what I can get. Romney panders to the least common denominator, so he won't be getting my vote.

  • technoviking's picture

    finally a bit of passion on the boards again

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