Monkey to Millions | Victor (Session 6) - Big job news & the realities of breaking into private equity - August 18, 2021
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In this session, Victor shares some big news and when he'll be starting his new job! We then talk about how to position himself for a path to private equity and I give him a dose of reality. From there, we discuss a plan for passing his series exams and carving out time to invest in himself daily.
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WSO Podcast (Episode 6) Transcript:
Patrick (CEO of WSO): [00:00:04] It. Hello and welcome. I'm Patrick Curtis, chief monkey of Wall Street Oasis, and this is monkey to millions. A show where you get a front row seat as I mentor young students and professionals to try and help them break into their dream jobs in the first cohort. You'll meet four students, all preparing for intense job interviews while trying to also balance a personal life and schoolwork. The goal of this show is to shine a light on the struggles of trying to break into competitive positions with a non-traditional background and to give you a roadmap for your own success. My hope is that as you get to know these four impressive students, you're inspired to dream big. Remember, these are real people, and this is their true story. Let's get to it. In this session, Victor shares some big news and when he'll be starting his new job. We then talk about how to position himself for a path to private equity. And I give him a dose of reality. From there, we discuss a plan for passing his series exams and carving out time to invest in himself daily. Enjoy. Okay. Victor offline. Some interesting updates, but let's dive into the career oriented stuff. And yeah, give me an update. I know you just got back from a little mini vacation. Well deserved after working crazy hours for many, many months. Yeah. Tell me a little bit about what's going on. Fidelity is starting when
Victor: [00:01:49] Fidelity starts next Monday. This coming Monday. Awesome. They told me that I think I was on the phone with one of the welcoming team members. They told me that I think because of this Delta version, they are kind of putting on a hold, going back to office. It's going to be working from home eight to five for the first few months. They're going to basically train us how to kind of take the test and get those licenses. Lesson seven and six to three and whatnot. So till December, I think I'm not going to see office at all. If I do, maybe it's just a one day just kind of signing papers.
Patrick (CEO of WSO): [00:02:26] So you have you taken that set yet? Not yet. that might be something you can start actually training on if you want. There's a C on W, so there's an sae, Kind of course, Where we promoted our course. It's yeah, it's a Ces that is kind of like the base exam you need to take before you take the seven and all the others now, ok? So that actually you don't need a sponsor or anything anybody can take the C.
Victor: [00:02:55] Oh, yeah, what is what does that say is that word is
Patrick (CEO of WSO): [00:02:58] That it's like securities and information exchange something. It's basically like the Series seven sixty six, but it's like the base one that you need to pass before you can take the others. I think that the other ones are called like top off, top off exams. Yeah, something like that. So I think they'll probably have you take this anyways and probably go through this training. So it might be something. I don't know if you want to, like just take care of it, so you don't worry about it, you can just focus on just sitting for the seven in the sixty six when you start.
Victor: [00:03:24] So what they have asked me first week is going to be kind of kind of orientation. What they've asked me kind of come up with a plan, how long it should take me to kind of take the exam series and everything. My plan is to kind of get it done within the 90 days I press the six to seven because that's all I'm going to do. I'm kind of putting everything on hold, and this is the only job I might do over weekends, just in case, you know, if I need some extra cash, but I want to make sure that I get this out of the way so that I can kind of come back and put the focus on getting the courses with the courses and kind of planning.
Patrick (CEO of WSO): [00:03:59] Yeah, I would get that idea out of the way. This class is possible. I don't think it's hard. Yeah, I think it's something you could study for like a couple of weeks if you were focused on it.
Victor: [00:04:08] And I'm going to try to do two weeks to work 50 hours each week.
Patrick (CEO of WSO): [00:04:13] I think you'll be good. You'll have to dig into it. I don't know the essay very well. I've never taken it, but just based on what I've read, I don't think it's that crazy. I think it gets a little harder when you're doing the top off exams, you get to study a little bit more, but some are more. Just like memorization of facts and stuff like that. A lot of it is just
Victor: [00:04:30] They told me that as long as you have a plan and we know what you're doing, they give you all the way until like a December is, something like that. I'm like, Yeah, I'm going to try to get this done as soon as possible so that I can start to kind of understand what my job requires. The scope of daily like, what to do list so I can't put in 20 hours extra kind of focusing on career related stuff or exactly, you know what I'm saying? Like, that's what the whole plan was to remember.
Patrick (CEO of WSO): 00:04:56] That's been the plan. Yeah, that was you've
Victor: [00:04:58] Been training me like a get one job do 50 hours that you can spend extra twenty five hours. If you added whole year, that is what, three, four or five hundred hours I can finish every course that you throw at me
Patrick (CEO of WSO): [00:05:10] And you can do all the courses. But yeah, more importantly, you can do more and more people figure out exactly what you want that type of stuff while you're not drowning doing three jobs. Yes, and one
Victor: [00:05:19] More thing, I really want to go back to California. I love surfing. So yeah, and I was like, Oh my God, I want to be back here. I know everyone is complaining. It's expensive, it's not running well. I get it, but I'll check the weather and ocean like any time, you know?
Patrick (CEO of WSO): [00:05:34] Yeah, yeah, it's fair right now. We have a little bit of smoke here, so I'm like, It gets me nervous when it's your season. Yeah, yeah. Near Saratoga, near. Yeah. And it's near San Jose. They have a little bit of smoke up near the ridge is starting to come down and I’m like, Oh no, here we go again. Last August, we're stuck inside for like a month.
Victor: [00:05:53] It was better. I remember I didn't know that you were based in San Jose, San Jose, California, right? Yeah. Yeah, I'm like, I'm
Patrick (CEO of WSO): [00:06:00] In a small town right next to Cupertino in San Jose. It's called, Yeah, Saratoga.
Victor: [00:06:05] It's like for some reason I always thought of like, you're based out of New York, but because you worked in New York?
Patrick (CEO of WSO): [00:06:09] Yeah, I was in New York for about five six years. So and then Philly, a couple of years. Yeah, so what I'll do is. Ok, so that's good, so you're starting soon, so like start date is. So you're excited. Are you nervous? You feel like I think it'll be pretty streamlined.
Victor: [00:06:24] Yeah, very sure. This is what I like about this because at this October, you pass the test and everything it is like step by step process, like it's logical you better get the pass. You've got to study this many hours and everything from home. And I went to school for years. I hope I have that skill down. You know, how to prep for the exams and pass them. I hope I got that done. This is Jim White Goldman finish around July twenty fifth. And after that, since I'm in the military as a reservist, I have to kind of squeeze into two weeks of training here in Salt Lake City. But next year, I'm going to have to go to Hawaii.
Patrick (CEO of WSO): [00:07:01] I don't have to go to Hawaii. I have to get a high so bad air
Victor: [00:07:05] Force in me. So bad. I don't know what to say, but I guess it's something I have to do. You know, you just go to Hawaii. So they allow me to do the annual training here. I finished that and I'm like, OK, most likely they won't. They didn't say anything, but they highly suggest that I'm reading between the lines here that it would be great if I don't take any kind of vacation days till next year. So I guess like this is the only opportunity they'll have, like a couple of weeks just doing nothing. I've been working
Patrick (CEO of WSO): [00:07:38] Crazy. No, it's a good idea. Yeah. Take a break now and then push through the end of the year. Exactly, exactly. And then, yeah, I think it'll be good. I think the good part about the training, I think 90 days is a pretty good target to try and pass all those exams. And then do you get any sense of like what the day to day is going to be like to help after you're done with the exams?
Victor: [00:07:57] So I talked to the guy who actually like through your help, like found on the LinkedIn and everything. He moved on to bigger and better things, a new company, and he told me that you shadow basically and you have this like certain clients, that the firm already has its shadow, the people who are serving their needs when they call for stocks or whatever their portfolio, and you basically shadow them. So you have this a set of answers. Of course, it's not going to be robotic, but you've got to kind of be able to kind of put them at ease and tell them how their portfolio do it and all that stuff. After a little while, they push you to do some work kind of cold calls to people and you kind of reach out offering the firm services and stuff like that. But he said within six months, you'll understand the basics of what it is that you want to do, and they offer a lot of over 60 hours post already. So they told me is kind of suggested. But if you work like fifty five and stuff like that, there were more than happy to do that.
Patrick (CEO of WSO): [00:08:56] Cool. So they're paying you a salary, but they'll pay a bonus based on hours or more hours. Once you
Victor: [00:09:02] Start, they pay you a base salary, but they also pay you bonus. On top of that, you have like an extra hour. Like, I think it's like a bonus overtime. Forty two, forty three dollars, something like that. Ok, that's great. That's great. I'm not going to complain about that. Working three hours I three jobs. I better push through it together with 30 bucks.
Patrick (CEO of WSO): [00:09:23] Yeah, I'm OK. You know, that's great. That's great. No, I think you're going to be great at this. I think it's a smart move because it's getting some financial stability going and then it's going to allow you to kind of broaden your horizons best, sharpen your toolkit, your toolset and then start networking and trying to figure out the right kind of next step, even if it's somewhat entry level and in a different track.
Victor: [00:09:49] Remember, you asked me, what is it that you want to do? and I know everyone comes at you with the same thing. I don't want to be that starry eyed like twenty two year old kid, but I really want to kind of if I can break into private equity, but down the line. But I know it's going to require an MBA. I check my GI bill. I still have about 14 15 months. That is as like a saved up that I spend. So I was looking into like a Berkeley. They have a kind of program. I was looking.
Patrick (CEO of WSO): [00:10:19] Yeah, the one thing, the only thing I'll warn you, be careful about saying, Oh, I knew I need an MBA to break into private equity. I'll say, even with an MBA, it's almost impossible without pre MBA experience in private equity,
Victor: [00:10:30] Without MBA, it's not. It's not possible.
Patrick (CEO of WSO): [00:10:32] No, I'm saying with without private equity experience, prior to your MBA, it is incredibly difficult. I see even the MBA is not the ticket to private equity. The MBA is the ticket to investment banking. You want to get there. That's very common, especially out of Berkeley or a top school like that. There's a lot of career switchers that end up as associates in investment banking and then from their private equity. But it's harder once you're already an in banking. That's why. That's why a lot of people will do investment banking analysts for two years and then go to private equity as in a pre MBA associate and then MBA, and then they try to get back in. But even the people who are pre MBA associates in private equity, when they're coming out of the top business schools, they have to fight and claw to get the post MBA private equity seats. I see even them, not the people who are going and from a fidelity maybe do the banking for a year or two. And then you go do an MBA to Berkeley. It's going to be. I'm not going say impossible, but almost impossible to land, I'm talking at like a fund that's like a real fun, not a surge fund where you're like, Oh, I'm going to do my own business and I'm searching, I'm raising my own fund. I'm trying to become an established fund that has 100 million plus of us where they can actually pay you a salary. I see like, yeah, you could find some guy who's raising a fund who has like 20 million dollars raised. But what is what's what are his fees off of that? He's only making like $40000 fees, so it's all just he's only paying himself like barely anything just to do that. So like, you need several hundred million dollars to support any sort of staff. I see. And so like to get to that range where you're 500 million plus a billion dollar plus like a true private established private equity fund, you need to. You usually need to have some sort of private experience prior. Ok, now I'm kind of putting the cart before the horse here. Yeah, I mean, it's okay. It's OK. I think a lot of people are interested in private equity. It's for good reason. It's super interesting work. It's you get to meet CEOs, you know, leadership of companies, help them help the portfolio companies. you're looking at lot of new interesting businesses and deals. I think there's a lot of reason people like it, but it may, you know, the pay's extraordinarily great there as well. I would say private investment banking now. Have you seen the base salary increases? I mean,
Victor: [00:13:00] It was crazy, one hundred plus the bonus and everything.
Patrick (CEO of WSO): [00:13:03] One hundred and twenty to twenty million base salary.
Victor: [00:13:07] I know, I know what it's like. It's like a hundred or something like, yeah, yeah,
Patrick (CEO of WSO): [00:13:12] Your first year out of school,
Victor: [00:13:14] Patrick said. What do you think that should then push for this? That and just to double the investment banking instead of private equity? With that, just I know,
Patrick (CEO of WSO): [00:13:23] I think that's a. I think once you get the MBA, you almost date yourself. I know you're already older. Yeah, like you don't have to share that you're already a non-traditional candidate, But like, let's ask me, nobody asked me. Yeah, nobody asked you. So like, but my point is, once you have an MBA, you get stamped as a more senior person. I see. And so like when you go there you want to go there with like a clear defined path of what you want out of it and what job you want out of it coming in. You don't want to be like, I'm going to go to the MBA and figure it out. No, because recruiting starts right away. Yes. Even if you know, Hey, I want to go invest in banking. So like what I would tell you, yes, if you think investment banking is potentially going to open a lot of doors to you, and I would say, Hey, guess what it does, whether it's corporate finance, I would say, why don't you work toward that pre MBA getting? Starting at going for like a middle market shop, like a Hooligan or a Rothschild or lizard or any of these things that are super competitive but that are having trouble, they're having trouble hanging on to kids. Yeah, they're all quitting left and right because they don't want to work 100 hour weeks. Nobody wants to work. Nobody wants to
work under our weeks. Right now, I'm
Victor: [00:14:34] Ok with that. I was working pretty much as much as you were
Patrick (CEO of WSO): [00:14:36] Working, what, 80 is, right? Ninety two, ninety two. So you're working ninety two hour weeks. Yes, so you add on that with the pressure of people screaming at you and the high stakes of the thing I was in the
Victor: [00:14:49] Military, I guess I can take, you're
Patrick (CEO of WSO): [00:14:50] Used to it. So like my point is like what you'll have to convince these people is they're going to see all of your history. They're going to kind of get a sense of like, Whoa, OK, you're non-traditional, but are you like, OK, are you twenty eight or are you like thirty five? I see. Because then they're going to get nervous. If you're super, if you're super old, like old compared to the twenty to twenty three year old, they're going to be like, I don't know where to put you. Like, should I make? I can't make you a senior analyst because you don't have the modelling skills. I can't make you an associate because you don't have an MBA. You've never done banking. So like, what am I supposed to do put you in as an analyst? One, when you're that old like. So that's going to be the challenge there. But I can tell you, I don't think it's impossible. I just think it's one of those things where It's no wonder about developing the right skill set, making sure you're amazing at the interviews and then just networking like crazy and be like, Hey, look, I had a late start because I was an immigrant. I came over here, blah, and I graduated Georgetown when I was much older. That doesn't mean that I'm not interested in this. You know, the benefits are I'm used to long hours and used to very intense work environments. I'm used to grinding and this is what I've done to improve myself and I'm, You know, I'm ready. And so the question is like working the 50 hour weeks with fidelity. But if you want to get to private equity, it's not an easy path. Right, like, I don't you could do it, but it's going to be it's probably going to come at the need for you to go through banking first. I see. Which is why they'll go, one of which is hard. So it's one thing for you to say, Hey, I did 90 hours. It's nothing to actually work one hundred and ten hours. So the ninety to one hundred and ten, those additional 20 hours is extraordinarily painful because the incremental every additional hour over eighty Nine eighty five ninety five each additional increment to five hours is that much more painful because it's so much more precious in terms of sleep,
Victor: [00:16:46] Working out,
Patrick (CEO of WSO): [00:16:48] Working forget working out like, yeah, just even eating right. Yeah, like just having any life. Yeah. And so. You know, people compare to like the boot camp or like sleep deprivation, all that stuff. It really is. If you're at a shop that's actually doing a lot of deals. And unfortunately, a lot of it is like that. And so. What I'll say is doing that for a couple of years. Or even just a year. And then making a smart lateral out, even if it's not the private equity can open up a lot of doors.
Victor: [00:17:23] I see. But you would highly suggest to do that
Patrick (CEO of WSO): [00:17:27] First before if you're willing to suffer.
Victor: [00:17:29] I mean, I guess at this point, what is suffering for me?
Patrick (CEO of WSO): [00:17:32] Oh no. But if you're willing to suffer for a long term career, I mean, like, you know, if you like surfing and all this stuff, forget about all that stuff. You want a vacation for a year. Forget about all that stuff you just talked about six months working 80 90 hours, try, try a year on that. So it's like one thing to say it. It's another thing to actually live it. It's actually really hurts.
Victor: [00:17:51] I see. No, no. I have no doubt about that. It's just more of a look. It's the kind of price to pay.
Patrick (CEO of WSO): [00:17:57] Yeah, it's a price to pay. It opens up a lot of doors, but it's not the only. It's not the only door, right? So like if you were to tell me, actually, I really am into real estate or, hey, I'm really into venture capital or growth equity, there's other paths. There's potentially a way you could get there. I'm not saying like if you want private equity, I'm not saying, don't go for it. I'm just saying, Don't go to the MBA thinking it's going to get you there.
Victor: [00:18:20] It is more of like a kind of bouncing ideas, kind of trying to help you to kind of cool because my thought is very kind of muddy. I'm not as, you know, My age, you know, the starting late and all the crazy stuff going on my personal life, which I shared a lot. So I'm sorry that I bought into it. All of
Patrick (CEO of WSO): [00:18:38] That. No, it's good. It's good. It gives me a better perspective of kind of where you're at and where your head's at and what you're dealing with. So my point is like with kids, especially. So imagine you get a job in S.F. or L.A. And investment banking. not going to see you're like, you're barely going to see your kids ever. Mm hmm. I see. I assume you're not in Salt Lake City working at it, you're like in LA or S.F. You're working 90. Yeah, or one hundred. And so like, could you do it for a year where you're sacrificing that? Um, or in exchange for additional career flexibility and for that, for that lateral. Yeah, you could do that, but it's not for everybody. It's not for there's a reason people leave at such high numbers. It's usually because, number one, it's extremely painful and tough. It's not because the money is not good. The money is great, but just people can't. They can't actually physically continue. And number three, they the opportunities are suddenly being thrown at them of, Hey, I want you to come join this start up as the vice president of finance, or I want you to come be the chairman or be the vice chairman to the CEO helping him do these analytics, or I want you to do X, Y and Z. There's just so many corporate development M&A role, that type of stuff. But I think for a year or two, I can, because it's just not for me. It's also, as you know, the kids. I got to kind of make sure that if I got into this level when I came as an immigrant, I want to make sure that kind of, You know, if you're working and if you're working, this is the other thing. If you're willing to work hard, like, let's say you're willing to do the 90 hour weeks analysts and you get, but suddenly you find yourself, you're in a good group that suddenly, maybe It's not in. You know, an elite boutique doing a ton of thing, maybe it's at a slightly lower middle market investment bank, which is a great can be a great career. It's like a regional boutique. maybe they specialize in a specific niche and it's a little bit sleepier. You're doing like five to 10 deals a year. It's busy. It gets really busy sometimes. But then other times it's like 50 60 Hour weeks. Let's see If you can get into that type of group in that type of firm, then build like that could be a career track. You can move up analysts associate BP, you know, and do really well.
Victor: [00:21:05] So then let's just shoot for anything.
Patrick (CEO of WSO): [00:21:07] Let's you for that. Let's shoot for that. I mean, at the very least, the skills you need for private equity, for whatever you're going to have to develop all these financial modelling skills and the interview skills. Anyways, it doesn't matter. It's the same thing.
Victor: [00:21:19] You think I can't find something like that in L.A. San Francisco area banking middle group. Kind of the
Patrick (CEO of WSO): [00:21:26] Last. Yeah, not as much as more like a boutique in bold brackets out there. There's not as like there's not as much depth on the West Coast in terms of like number of small boutiques and middle market shops. But they exist. They're definitely there. It's not. It's not in New York. New York is for sure the biggest in Boston is a pretty big, pretty big market as well. But yeah, you can find it, you can find it. But you know, once you I would focus on the job you
Patrick (CEO of WSO): [00:21:52] Have, now make sure you do a good job. First things first, you know, have some stability there and then we can start kind of hitting these sessions more like once a month so I can push you in terms of being like, Hey, did you carve out 10 hours this week or what did you do? You know which is what I want to
Victor: [00:22:12] Show you this. I mean, I've done it, but I want to show you this. Sure. Yeah.
Patrick (CEO of WSO): [00:22:15] Show me.
Victor: [00:22:16] So this August, I don't have anything here right now. But what I want to put it here, like five things I want to do daily workout. I have to workout or I would go crazy. Yeah, and that's good. I just maybe twenty five minutes of reading and I just read constantly to kind of keep myself, especially English is not my first language. The only way I can keep it fresh, I've got to keep reading. Number three, and it's not number three, it's not in that order. I want to do like daily. Twenty five minutes of things that by my calculation, if I do twenty five minutes Monday through Friday and maybe half an hour weekends again. Persistence is the key here. Yeah, I think within like three weeks, I can finish one course at a time like, Oh yeah, all that stuff like that, and I can actually repeat that. So within six months, once I know what's going on with my daily schedule. Yeah. Hey, Patrick, I finish everything you do at the start of networking. So I have what kind of 100+ hours your coursework? Now let's kind of start. Yeah, let's start focusing
Patrick (CEO of WSO): [00:23:18] Less on the technical and the in the. The tactical stuff, let's actually start executing exactly.
Victor: [00:23:25] What does that make?
Patrick (CEO of WSO): [00:23:26] Yeah, I think that's a good plan. I think it's a good plan. It's just about starting, though. So what I would say is let's meet up again in four to six weeks to hear how things are going and you're going to be studying for the exams. You're going to be able to set your own schedule. Yes. So I think you can start carving out half hour.
Victor: [00:23:44] Yeah, that's what I'm going to try to. Definitely. A half of it is that it's not undoable, unachievable. It's just a lot every day. Doing it every day is tough.
Victor: [00:23:52] Yeah. Persistence is like, I think that's the key that I need going to stick to. That's all.
Patrick (CEO of WSO): [00:23:57] So any questions in terms of that? I mean, I sorry to throw a wrench in, you're like, Oh, I'm going to get my va private equity like I've heard.
Victor: [00:24:04] No, no, no, no, no, no. That's good because I rather actually somebody stop me, somebody who knows what they're talking about, because it's based on what I've been reading and stuff like that. You've been at the core of this for so.
Patrick (CEO of WSO): [00:24:14] Well, there are people who go to like a Berkeley MBA and then get into private equity. But I would challenge you to look at their profiles.
Victor: [00:24:23] Absolutely. Yeah.
Patrick (CEO of WSO): [00:24:24] Yeah, look at their profiles and look at the people. I'd be very shocked if any more than like one or two didn't have pre MBA.
Victor: [00:24:31] Also, like private equity on any of this, jobs like Ultimate Goal is to tap to kind of earn enough money and enjoy the career that I'm enjoying. So maybe you will say that, hey, there is a start up, there's the Middle Market Group. This is much better. I'm going to take stock like, you know what I mean? It's not.
Patrick (CEO of WSO): [00:24:46] Yeah, sometimes there's like there's the path of like, let me go to a boutique work one hundred and ten hours a week, kill myself, then drive to a megaphone and work another hundred and ten hours a week for another two years, then go to HP, then go back to it. And like, at some point, you're just like, You've you're all of your twenties and thirties. You're gone and you're like, Yeah, you have three or four million dollars in the bank, but you're like, Look like you're 70 years old. I don't want your divorce. Like, I have like, I don't
Victor: [00:25:11] Want that either. I really don't want, especially with the kids. I need to kind of spend time because later on, they I'm not going to want to spend time with me. So this is the best time. So, yeah, one last thing. Do you mind if we kind of schedule this thing a little bit differently because I was told that Monday through Friday, and I think we are giving around thirty
Victor: [00:25:30] Five 40 minutes break because this isn't actually work. It's more of like a training session for the next four month. So I will come up with the hours and I'll let you know what hours do work because I want to make sure that I'm not in the middle of the day or something like that.
Patrick (CEO of WSO): [00:25:44] Yeah, what time do you start? Usually?
Victor: [00:25:46] Usually, if they sent eight to five, eight to four thirty, something like that.
Patrick (CEO of WSO): [00:25:50] So we could do it occasionally, like a seven 15 am perfect.
Victor: [00:25:55] But after Salt Lake City time. So we're going to have to make that because this West Coast, yeah, it's mountainous. I think it's like an hour earlier.
Patrick (CEO of WSO): [00:26:03] Oh, that's right, it's going be tough. Yeah. So maybe later in the day, then when you finish, yes,
Victor: [00:26:09] Something like five o'clock.
Patrick (CEO of WSO): [00:26:12] Yeah, so around four o'clock my time. So yeah, that would work for 15 or something.
Victor: [00:26:16] Yeah, that's great. But I'll let you know. I'll come up with hours and I'll let you know. Okay, perfect. So yeah, I
Patrick (CEO of WSO): [00:26:24] Think, yeah, I think for you, it's just really a question of now that you're kind of you're going to have a steady salary and all this stuff. It's just a question of setting that schedule. And I guess that'll be maybe that's going to be your homework is just getting back to me with a set schedule of what you're going to hit first.
Victor: [00:26:38] Cool, cool. I'm going to kind of copy and copy paste, but I'm going to take a picture of that and I send you the email on my schedule and this is what I'm doing daily. If you want to kind of give me like maybe pointers during a session or after
Patrick (CEO of WSO): [00:26:52] Session, I'm just going to say start because like as long as you're doing it daily, it's going to make a huge difference no matter what you're doing, because it'll build fast. And then in six, by the end of by the early next year, you'll be like, I've done all of this, I've done this, I've done this. What I don't want is early next year, but like, it's just been so busy. I've been driving Uber to earn some extra cash.
Victor: [00:27:11] No, no more. No more driving Uber since I have like some kind of basic stability, so no more, you know, it's just I have
Patrick (CEO of WSO): [00:27:17] Like I can pay my rent. Yeah, I rather you. Instead of making extra money on Uber Eats, invest in yourself.
Victor: [00:27:23] Getting ready for this time, I really didn't have any other options. So that's the only reason it's so cool. All right, thank you. Thank you so much. Let's talk. Let's talk soon. Yeah.
Patrick (CEO of WSO): [00:27:32] Give me a message. And thanks to you, my listeners at Wall Street Oasis. If you have any suggestions whatsoever, please don't hesitate to send them my way. Patrick at Wall Street Oasis dot com. And till next time.
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