Monkey to Millions | Victor (Session 9) - The Big Move
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In this episode, we catch up with Victor the same day after he finishes up his Series 7 top off exam after a grueling few months of studying. Listen to hear why he's headed to Hawaii for a few months and the advice I give him in his ever shifting plans.
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WSO Podcast (Episode 9) Transcript:
Patrick (CEO of WSO): [00:00:23] Hello and welcome. I'm Patrick Curtis, chief monkey of Wall Street Oasis. And this is Monkey to Millions, a show where you get a front row seat as I mentor young students and professionals to try and help them break into their dream jobs. In the first cohort, you'll meet four students, all preparing for intense job interviews while trying to also balance a personal life and school work. The goal of this show is to shine a light on the struggles of trying to break into competitive positions with a nontraditional background and to give you a road map for your own success. My hope is that as you get to know these four impressive students, you're inspired to dream big. Remember, these are real people and this is their true story. Let's get to it. In this session, Victor gives us an update on his Series seven and Series 63 exams, and he tells us about the success he's had networking and as a result, a big internal transfer and move coming up soon. Enjoy. All right, Victor, a long time. What has it been like couple of months since we spoke?
Victor: [00:01:28] It's been a couple of months. Yeah. I went last time we talked, I was getting ready to take my seven and 6 to 6, I think back in January, and I was getting ready to go to for my mental state in Hawaii. They had to they, they made me go. So I didn't want to just.
Patrick (CEO of WSO): [00:01:46] You're on the big island.
Victor: [00:01:47] Yes. I wasn't a big island, so I'm sorry. No, I was in Pearl Harbor. Is that a big island? Yeah. Yeah. So.
Patrick (CEO of WSO): [00:01:56] So you were there and then what happened?
Victor: [00:01:58] So basically, I took both of the seven and 626. I passed and then I came back around March and there was another training for my role. So I attended that while attending. Since January. You kind of taught me how to network, so I've been put in that good use. I start reaching out people within an organization. And I wanted always to kind of see what the next step would be. And I start talking to people and people start talking to other people.
Patrick (CEO of WSO): [00:02:28] And what was your goal? I think I wanted to go to California, correct.
Victor: [00:02:33] At first I wanted to go to California, especially Southern California. And I also wanted to kind of talk to people. Like you said, I'm not looking for a job. I'm kind of trying to find out what it is that they do, what they like, what they don't like. I wasn't interviewing for anything. It's just you can't say exactly, and I wasn't hungry for anything. I wasn't desperate. I had a job. Just like you said. Everything you said, it was just there. And one conversation turned to another. They said, Hey, you need to talk to this person. Hey, maybe this person might be actual helpful, or you have a military background to awesome or you want to Georgetown. That's great. So you have done this. It's kind of one thing led to another. Maybe after maybe 40 or 40 or 50 person, they said, Hey, we have this job. Why don't you just apply? And in between.
Patrick (CEO of WSO): [00:03:20] After the 40th conversation.
Victor: [00:03:21] Yes, 40 gets you. And that's good, man.
Patrick (CEO of WSO): [00:03:25] I really took it to heart. So how were you getting these calls? Was it all internally through Fidelity?
Victor: [00:03:29] Well, I was kind of I was kind of access. I would either email them and again, I looked at their kind of position in the organization, not kind of adjust the situation. So people a lot of emails from people, I just, you know. Dm You know, like I say, Microsoft teams, I just tell them, Hey, you've got a couple of minutes. I can hop on the phone. And since I was in the training, I kind of had a control over my schedule, the hours and everything. So I always worked on their schedule, whatever worked for them, it worked for me. So I never gave them kind of option that I'm busy, Hey, but six, seven time slots, whichever you choose. If it doesn't work, just let me know what works. I'll make it work. And like I said, I kind of wrote down the questions. I kind of asked pretty much the 5 to 8 questions. Hey, how did you get started? What is it? How is your daily function? What do you see yourself in about a year? What is your career aspiration? I'm kind of kind of getting to know them.
Victor: [00:04:27] Yeah. And yeah, I kind of got to talk to that very like a higher manager finally. And he said that, hey, we lack of passion, the lack of enthusiasm. There's one thing that we kind of concern that you haven't been in one place other than military for too long and which is, again, you pointed out last time we're talking and I try to explain them. Look, I immigrated like not long ago and I kind of took time, kind of, you know, going to school and everything. It was a bit of a special mess during the pandemic. And I had some personal stuff. Maybe we'll talk about that down the line, you know, So I was kind of going through a lot, and that was the reason I applied for a different role. But they left me kind of thing so much that they said, Hey, we can give you that role, but how about we get you start with this role, but the same kind of salary.
Patrick (CEO of WSO): [00:05:25] So what is that role?
Victor: [00:05:28] Oh, financial Representative. But I'm.
Patrick (CEO of WSO): [00:05:29] Not. That's the same thing you were doing in Utah, right?
Victor: [00:05:32] Yeah, pretty much. Pretty much. It's not maybe like overlap 100%, but yes, one is branch rule and the other one is kind of regional center or.
Patrick (CEO of WSO): [00:05:41] Regional center versus branch. Do you know the difference between those two? Can you help it explain it?
Victor: [00:05:45] Absolutely. So the regional centers are more like working in kind of call centers. And although within that there is kind of nuances, I'm not a client service team, I'm part of the sales team. So I kind of get the I have certain clients that I take. I don't take every single client that comes my way, which is awesome because that that would be crazy, you know, because I did that due to training. It's a great role, but I'm glad that I got this role because it's investment solutions. I basically try to take the clients just got actual guidance and plan. It meets what it is that they want to invest in.
Patrick (CEO of WSO): [00:06:19] And it's a higher level. It's a higher level level.
Victor: [00:06:22] Yeah, I can kind of dig deeper instead of like, it's going to sound bad, but I'm not looking down at all. It's not like a change in passwords all day long, and I do that too, but it's not my main job, so auxiliary a part of it. I try to take care of the customers.
Patrick (CEO of WSO): [00:06:38] So so they were open to kind of transferring you to just apply to this role. The people at least in California. Yeah, exactly. And so was your networking kind of like geared towards people in California?
Victor: [00:06:50] Yes, mostly like a 9 to 5 person. I have like a some mentors that I'm working within the firm. But again, this is.
Patrick (CEO of WSO): [00:06:57] Like, why So, Cal, just for people to understand, why did you want to go to Southern California besides the weather?
Victor: [00:07:02] To be honest, to be honest, it's going to sound so silly, but most of my friends and the networks that I know, they live in California, I love California. I know everyone is running away from that. I get it. But I love California.
Patrick (CEO of WSO): [00:07:15] I'm in California. Hey, you know, to sell me.
Victor: [00:07:17] Yeah. And also, like, again, it's just going to be a little more statistic. But again, California is the fifth greatest economy in the world that just surpassed France. And I keep coming here in California is going down the drain. I look at their budget surplus. I look at the 39 million people. That is a huge market. And I'm not saying there is no problem, but if you produce one fifth of one sixth of the United States economy, I mean, I am not really sure. What I read is right. But again, that's just one.
Patrick (CEO of WSO): [00:07:46] I think more importantly, there's the opportunities, right?
Victor: [00:07:49] Exactly. Exactly. Again.
Patrick (CEO of WSO): [00:07:51] You're near LA and there's opportunities that come with that. So tell me a little bit about. So Cal isn't as big on the finance side, but it's there.
Victor: [00:07:59] Yeah.
Patrick (CEO of WSO): [00:08:01] So tell me a little bit about like these calls. So they said, well, just apply. So how did you break it to the people in Utah?
Victor: [00:08:08] So I always wanted to look honest is a good policy kind of thing. I want to do best work, even though right now they know that I'm living and I'm signing up for all the overtime because I know I've read it. I think one of your posts or something like that, they wrote it down. And again, this goes to show how WSO is a great, great resource. One of the question was that, Hey, I'm living for this new exit opportunity and instead of kind of slacking back, I kind of start taking more work for the last couple of weeks because first you don't want to burn bridges. And second, it's kind of a psychological thing that you put on yourself that, hey, it's not just I'm living, so I'm actually working close to 60 hours a week more than I should should do, actually. But I do that because I want to make sure that they understand I'm not living three weeks out, kind of my foot off the pedal.
Patrick (CEO of WSO): [00:08:58] But you're not just checking out. Exactly.
Victor: [00:09:00] Exactly, exactly.
Patrick (CEO of WSO): [00:09:01] That's good. And so once you get to SoCal, I guess there'll be more opportunities. But then you can you can build up and the salary is the same.
Victor: [00:09:11] And the phone.
Patrick (CEO of WSO): [00:09:12] Won't go as far. It won't go as far The salary in California.
Victor: [00:09:16] It won't. And you ask the question, how do I break down? So I started work since October, November. I said, Hey, this is my long term goal. And they told me that, well, we have this policy that you have to be minimum of one year in one role to kind of show us the metrics. What if you don't work? You just got here, we're helping you get your licenses. And I said a total understandable. And again, I wasn't really looking forward to get that. The recruiters I talked to, pretty much four out of six, told me that, hey, you know, talk to us in about seven or eight months, talk to us about a year, you know, but the 1% that, hey, why don't you just talk to this guy and then let's see what flows from that. And I did talk to that guy and that guy was awesome. And he hooked me up with another military veteran who's there. And then basically that's that's how it roll. And I applied for total different role. Since I've been reading the blog and I've been top of the market news and everything, I think at one point we talked about like a Financial Times and Wall Street Journal. I keep still reading them, know.
Patrick (CEO of WSO): [00:10:17] The Fed tightening. It's a really interesting time, right?
Victor: [00:10:19] Yeah, I just kept talking about all of that stuff and then that the top guy, he said, Wow, that's really awesome. And there was of course, few things. I made a mistake. I got a little bit too excited. You know, my language could have been concise, but I was kind of just going on and on. But I'm just saying overall, it was great. And then they told me that, Hey, Victor, when would you like to move? And I said that I need to talk to my manager because I always kept them in the loop, say, Hey, they offered me the job. I'm not sure if it's an interview. And I told them I would have I would treat this as an interview. You never know. So I'm going to I was going to shoot as an interview, but I want to kind of make sure that what his take is. So long story short, I had them to kind of talk to our manager and I said, I really like you, but I don't have metrics to show to what you have done because you haven't really started your training here and then you're leaving right away. You should be able to train and stay in order after 6 to 9 months to show what they have produced. And again, it was an ideal way I wouldn't really recommend for everyone, but I always wanted to kind of come to California, go back to California.
Patrick (CEO of WSO): [00:11:24] So have you moved here?
Victor: [00:11:26] I've lived there, yes.
Patrick (CEO of WSO): [00:11:28] How are you? When are you moving?
Victor: [00:11:30] Once to the end of May. Last days. Three weeks? Yeah. I have about three weeks at this job. And then I have to kind of deal with my lease. I to have a place there I'm going to leave in.
Patrick (CEO of WSO): [00:11:42] The good news is you're jumping. But you're not jumping companies. No. Yeah. So that's good. So on the resume looks it doesn't look like a jump.
Victor: [00:11:50] Yes, exactly. And that's one thing that they kind of underline to a point that, hey, everything is great. We really like what you what we see, but you've jumped too much. And I couldn't explain that. Hey, you know, between the salaries of my previous job and this, I had to choose this or, you know, it was like a pandemic. I don't want that. I kind of had a background explaining that. So. But you're right. You know, that's what I want to stick with the company for a couple more years, you know, And if it's good, you know, far more than that. And then, yeah, basically that. And we did that. Did I answer all of your questions?
Patrick (CEO of WSO): [00:12:23] Yeah. Just in terms of advice for you when you get there, like really that first month, just be super. I mean, do you have any more licenses you need to take?
Victor: [00:12:31] No, not until I become, let's say, a financial consultant.
Patrick (CEO of WSO): [00:12:35] So. So when would you. When. So what's the next step? You get to California and what?
Victor: [00:12:40] So I'm going to have that little notebook that I have. I'm going to write everything down. Everything. This is how I learned my job, the all the mistakes and everything. So I'm going to try to such a good job with the next 6 to 9 month. I can actually promote one more time, which is the next one is, I think, relationship manager, and then do that maybe for another year or so and then move to the investment consultant, which gives me as far as a range that we talked about, salary and everything also kind of opportunity.
Patrick (CEO of WSO): [00:13:11] That gets you into the six figures. Yeah, exactly.
Victor: [00:13:13] Exactly. So and also during that time I can start working on my CFP.
Patrick (CEO of WSO): [00:13:18] So when you have the CFP certified financial planner for those that don't know, that's like what happens with the CFP. If you're at Fidelity, it does give you just another bump in pay or what happens.
Victor: [00:13:27] So it doesn't maybe there's a way that the way did market that we had this training model webinar on CFP and they showed that average on an average the financial planners and financial consultants and financial advisors, they make maybe 15 to 20% more over there. The greater the.
Patrick (CEO of WSO): [00:13:49] Correlation or causation.
Victor: [00:13:51] You don't know.
Patrick (CEO of WSO): [00:13:51] If the CFP is the reason they're making more. Maybe the people taking the CFP is selection or there's more driven and they're doing.
Victor: [00:13:57] Exactly, exactly. And I would say probably there is some kind of little bit above a little of both, but also definitely the clients that come Monday talk and if they see somebody with the CFP.
Patrick (CEO of WSO): [00:14:09] It's a little yeah, a little more.
Victor: [00:14:11] Yeah, it's that kind of self selection. This guy knows or discount knows what he or she is talking about. So might as well kind of. It's more of a I would say maybe, yes, it is a kind of blink link. It kind of makes you kind of stand out. But it's a financial consultant in this industry. It is one of those like, how would I say to suck up most like a sought after resumé item, if that makes sense. Yeah. Yeah.
Patrick (CEO of WSO): [00:14:40] It's needed, man. You'll be shocked. Some people with. No matter how much money they have, some some of the financial decisions they make in terms of allocation of assets. Yes, exactly.
Victor: [00:14:53] Doing Exactly. Exactly. Exactly. Exactly.
Patrick (CEO of WSO): [00:14:57] All concentrated in like.
Patrick (CEO of WSO): [00:14:59] One stock or like 80% concentrated in one stock.
Patrick (CEO of WSO): [00:15:02] Yes. I'm talking people with a lot of money out here, especially you see a lot here with the engineers and the tech people, because they they get so much concentrated wealth in one company. They don't understand like for diversification. Yeah, they understand diversification. But it doesn't it doesn't trigger like they don't realize because they keep getting grants and options. They don't it doesn't it doesn't kind of click in their head that they have their home here in Silicon Valley, which is tied to tech businesses.
Patrick (CEO of WSO): [00:15:34] And they own.
Patrick (CEO of WSO): [00:15:35] You know, 60% of their net worth is in one tech business. It's just like. Yeah.
Patrick (CEO of WSO): [00:15:41] So you.
Patrick (CEO of WSO): [00:15:42] Should never use a lot of people who just need that.
Victor: [00:15:46] Now. But just like like last time we're going to touch upon this, it's more might look like a little bit of a grind, but I haven't seen any job that doesn't look right. But one good thing about this so far I've been finding out that if you do kind of a soldier through this tours down the line, it becomes a job that actually you just handle people's business and it's pretty much like a seven figure job that if you're good at what you do, which is what you should actually strive for.
Patrick (CEO of WSO): [00:16:16] I mean, to be good at this job, you need to understand the basics of like portfolio diversification, diversification, like you said, different asset classes factor, all this stuff like and then part of your job is like therapy, like therapist and like not talking to people off the ledge and like getting them to calm down when things are going sideways and stick to the plan and stuff like that.
Victor: [00:16:33] Exactly, exactly. Exactly. I mean, to very much a sales role. Yeah, but very much to sales. Or if this is not just you go crunching the numbers, you need to be able to have people skills. To be honest, one reason the most important is I want to do the branch because I want to do face to face with the people. I want to kind of measure, gauge their reaction, how I talk. They understand it clearly, what kind of emotions that I kind of arouse, and then they kind of feel or seem happy. Does that make sense?
Patrick (CEO of WSO): [00:17:03] Job It's really good. It's just rewarding when they feel like they can You can tell them like you're okay. Yeah, exactly. Like things are Yeah, things are bad right now in the markets, but just stay the past like this happened. 2009. This happened.
Victor: [00:17:17] Exactly.
Patrick (CEO of WSO): [00:17:18] Right now in 2022. Yeah, it's it's a scary time, but I think it's pretty rewarding because you're kind of guiding people, so it's a great career. So I think, yeah, when you get there, I think the plan to stick it out for a year or two is a great plan. Investment consultant. I don't think you need to be like gunning crazy for networking, but I think you have. I think it should just become a habit. Yes. Not just and then when you get there, not just internally at Fidelity, but just talking to people, because you never know what opportunity might come up within a few years. To. To jump, but not to jump.
Victor: [00:17:56] But no, no. Which which brings me to my next point. I actually want to like one of those, maybe because I have a few things I need to tell you for the summer. And again, I probably I shouldn't share this. I don't mean to burden you or your listeners with you, but my dad and my grandma, during the pandemic, they passed away and I never got to kind of go, okay, yeah. So because of that, yeah, yeah. So it past three years, apart from COVID, you mean? Yeah. Yeah. To be honest, I don't know what they don't know either, you know, but they mean they were sick, they had underlying conditions, but it never came on. This is exactly COVID reason, but they passed away. It was right around the pandemic time. So I never got to go because of all that craziness going on in my personal life. And I'm kind of living to kind of go through like I have to go do the services and everything, go, I'm going to be in Turkey and then Azerbaijan for a whole month. I'm living in August and this is the slowest time. So I was kind of planning that whatever the slowest time for the work. So I can take that. But I mean.
Patrick (CEO of WSO): [00:19:00] Can you talk to them already about.
Victor: [00:19:02] Oh yeah, I did. I wanted to make sure that since October that this is what's going on and I wanted to make sure that I have this time I'm not going for a vacation. And then maybe right after a come or something like that, we can set up a one session just doing a good again and then networking on I was going to say Twitter and LinkedIn, not Twitter. And you can network anywhere. Yeah, exactly. Exactly. I want to kind of see like because what I've done so far, like you said, about 9 to 5% within the company Internal. Yeah, but I use the same principles. I just want to kind of make sure that I'm doing this right if I'm missing something, man.
Patrick (CEO of WSO): [00:19:44] I mean, it's really about developing relationships, adding value, building friends, building that network of. So like you said, you had some friends out in SoCal. Yeah. So it's good to have those friends. Gives you the stability day to day that that network. But then also just trying to find good other good friends that are like where you want to be.
Victor: [00:19:53] Exactly, exactly, yes.
Patrick (CEO of WSO): [00:19:58] You know what I mean? And just like trying to find those people where you can actually connect with on a friendship level, not just.
Patrick (CEO of WSO): [00:20:08] Professional.
Patrick (CEO of WSO): [00:20:09] Level. And it doesn't have to be exactly in financial planning. It could be something related to finance because then they're going to know other people. And plus maybe they'll it'll be nice to have other friends.
Victor: [00:20:21] Yeah, of course. Yeah. Yeah, absolutely. Absolutely. You know what? You're teaching maybe like a 100%, 90% works for getting a job, getting your foot in the door. But I mean, it's amazing. You develop the relationship and a couple of those guys that actually reached out, they interviewed me before in interviews, so they gave me pointers, before pointers. So I was kind of really well prepared even though I wasn't going in for an interview. So I was kind of ready with questions. Might be not exact questions, but this is the outline, you know, this body should have.
Patrick (CEO of WSO): [00:20:54] Yeah, it's a huge advantage. Yeah, it's a huge advantage. Yeah. I think more importantly, you'll hear about jobs that aren't promoted or listed on any job board.
Victor: [00:21:03] Exactly.
Patrick (CEO of WSO): [00:21:04] Like that's the real benefit of this is like 90% of the jobs are usually filled without ever going hitting a job board.
Victor: [00:21:10] Exactly. Exactly. Internally. And that's great. That's awesome.
Patrick (CEO of WSO): [00:21:15] Yeah. Internally and just through hey, do you know somebody? They'll ask, do you know somebody, you know? And then there'll be a couple interviews and boom, they'll hire somebody. So.
Victor: [00:21:24] And one thing I've seen that all the money that they kind of forked over this hiring process, I think part of that is they just want to try to get somebody who is going to actually do the work and who's going to be good. So if the you know, the exact Exactly. Very hard to find and if you know someone who's done well, kind of what they say is past performance, kind of an should be Exactly exactly the opposite.
Patrick (CEO of WSO): [00:21:49] Past performance is not indicative of future success.
Victor: [00:21:52] There is a there is a there is a little bit of correlation, you know, correlation. You can kind of look at that person's past performance. Of course, it's not 90%, but it kind of tells you what kind of person that is and what kind of work he has put in in the places that he has been. So if you know that, hey, hey, I know that he's done this work and this is his metrics, it's done pretty good. If there is a job opens, you can do recommendation and they will take their recommendation, put a weight on it. Okay, Let's give this guy an interview.
Patrick (CEO of WSO): [00:22:20] Here's another question to you. So as this guys, you're kind of under the Fidelity umbrella and you're building up you're still building your own business eventually, or is this more like they're giving you the clients?
Victor: [00:22:32] So far, they are giving the clients.
Patrick (CEO of WSO): [00:22:34] And the reason I ask is because you have a very unique background. In the sense of you speak many languages, you're from Turkey or Azerbaijan?
Victor: [00:22:45] Yes, I hear you.
Patrick (CEO of WSO): [00:22:47] So I bet you you go very narrow niche. You talk about networking, you go very narrow niche and you build relationships with people who are in Southern California that are from Azerbaijan. Yes, from Turkey.
Victor: [00:22:58] They're here in the post-Soviet post-Soviet places. They do speak Russian.
Patrick (CEO of WSO): [00:23:03] Exactly. You just start kind of building those relationships. And then they need a financial planner. They're going to go with you like I'm your guy. It's a huge advantage. No, but. But then military, too. That's a much bigger umbrella. You can start super narrow, super niche if you are trying to build a business, start super narrow, super niche, build those relationships because they are going to be the easiest, they're going to the most, the most affinity to you in terms of language, culture, everything, you're going be able to kind of connect with them, say how you just went to see your father or to bury your father in law. You saw this in the city, but there's just going to be that connection there that's going to make it easier to build that kind of stronger bond. And it's not like you go to them, be like, Hey, so you want me to be your financial planner? Exactly. It's like a year later, two years later, they're going to be asking or they're going to know what you do. And you can be like talking to them, be like, Hey, well, if you ever want advice, I'd love to do it, but obviously no pressure, blah, blah, blah. But like, that's how you can start building the business. And even if it's small accounts.
Victor: [00:24:06] You know, Patrick, I 100% agree with you. And however, to get there, I need to learn everything. That, of course, is what I'm going to go on.
Patrick (CEO of WSO): [00:24:13] And you're going to take all the exactly everything.
Victor: [00:24:17] I want to exact everything because I want to be kind of confident, 90%, 95% that, hey, I can help this person, you know? Yeah, but you.
Patrick (CEO of WSO): [00:24:26] Know how little people know, though? How much value you can add very easily. Like, I'm shocked. You were like, Hey, can we talk to you about your finances? I'm like, I'm not a financial planner, but I'm like, then I like they tell me what they're doing. I'm like, Okay, yeah, we can talk like I.
Victor: [00:24:37] Can help you. Yeah, that's awesome. But like you said, I am looking actually into debt. And also I'm trying to be a part time real estate agent. I told you, I have a friend who's a broker. And of course, in my Fidelity job, it's going to come first as a primary. But I want to kind of again, not to sell. And of course that would be great, make some money on the side. But I'm kind of looking for to get kind of rejected over cause so kind of talk to people. They don't like that. But I'm not desperate. So it's it's like.
Patrick (CEO of WSO): [00:25:09] My sister in law.
Victor: [00:25:11] That would be.
Patrick (CEO of WSO): [00:25:12] She's she's an agent down in SoCal and she's doing awesome. She's with Compass now and has built out a whole team.
Victor: [00:25:20] That would be great. I just need to learn. And now, of course, I'm going to bring something. And again, I don't need to at this kind of a stage, I think you don't get paid. There is no salary, which I don't need a salary. What I need to kind of learn if I can bring the value and down the line, if I get compensated, that's great. That would be awesome. If you can actually put me in a through with with, that would be great. Yeah. Yeah. Because I want to spend my Saturday Sunday just doing this. You know, I already sign up the course for everything. And one thing about good about military, they are really good with morale and welfare. They kind of taken care of that too. So that's. That's awesome. That's awesome.
Patrick (CEO of WSO): [00:25:56] What else? Any other questions? So we'll definitely book something when you get back September or something like that.
Victor: [00:26:02] Yeah, September. Yeah. I was going to say because of the branch work is little different than regional center right now. My schedule is like 1230, around 1230 till 10 p.m.. And again I took kind of extra hours of work. But with the branch there is strict 8:30 a.m. to 5 p.m. or 5:30 p.m. so why work again around your schedule? But I don't have much flexibility that I had. That's fine working from home.
Patrick (CEO of WSO): [00:26:30] We'll figure it out. We'll figure it out. We can do it early or later one day.
Victor: [00:26:35] I got to I got to tell you what that is, and I know your listeners are here and I am forever going to be grateful for every single help. You didn't get me a job. I want to make sure that.
Patrick (CEO of WSO): [00:26:45] No, you didn't.
Victor: [00:26:46] All you did all that. But you gave me so much resources. You set that okay. If you have a you have this Excel that is a monkey that eating bananas. If you are as smart or as paying, paying attention as much as that monkey, there is literally so much value that you offer through your work, through your and I'm forever grateful for that. I was in the dark. I didn't know what I was doing. And I am so, so happy that I kind of got to you because.
Patrick (CEO of WSO): [00:27:15] You got something stable. Now you are like running like a chicken with your head cut off. Ill plan. Just trying to scrape to perfect analogy. You're like, Oh.
Victor: [00:27:23] Yes, yes, yes, yes, yes.
Patrick (CEO of WSO): [00:27:26] Yeah. It's important to to have that time. And so I think all all of our all our conversations, did we just give you that time for to stop and think like, what's the step? And everyone needs that. I think myself included, is just it's not an easy it's not easy when you're like head down trying to get through the day to day monotony and all the tasks and all the tattoos and all the family obligations. It's a lot. So I'm happy it gave you that foundation to like, think.
Victor: [00:27:55] Yeah, absolutely. And again, I was just head of my my head of my head to the wall and I wasn't nothing was opening and you kind of kind of hold me down and push my head to the left. Hey, look at this and look at that because I wasn't missing it. So, you know, maybe I'm just giving kind of example.
Patrick (CEO of WSO): [00:28:11] It's hard to because, like, you read a lot, you're like, oh, investment banking, maybe private equity, maybe this, maybe that, you start going like, I can do anything. And it's like, okay, yeah, but to give yourself a good shot, you need to like, you need to make a decision exactly. And kind of start learning more deeper understanding about each of each and any of those, including financial planning and all that stuff. So it's great to hear. I'm very happy for you. It sounds like you're much happier than you were a year ago or a year and a half ago.
Victor: [00:28:40] Yeah, exactly. Or you're you're a couple. You're now much happier. Far, far happier and much better position, much better place and all of that. Thanks to you. So I appreciate.
Patrick (CEO of WSO): [00:28:51] That. No, man. Awesome. Well, Victor, let's stay in touch. We'll. What's in the calendar for September and keep me updated if there's anything in the meantime.
Victor: [00:28:59] All right. Well, thank you so much, Richard, for that sister in law connection. Yes, please. That will be okay. Okay. Thanks so much. I appreciate that. Thank you.
Patrick (CEO of WSO): [00:29:08] Bye. And thanks to you, my listeners at Wall Street Oasis. If you have any suggestions whatsoever, please don't hesitate to send them my way. Patrick at Wall Street Oasis dot com. And till next time
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