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Wall Street Oasis » Blogs » bankerella's blog
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5 ways to get dinged before the interview
 

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bankerella's picture
bankerella
      IB
 
 
(King Kong, 1,863
 
Points)
 on 9/10/12 at 11:00pm
BankerHandshake.jpg

All right, monkeys. Welcome to recruiting season. I am your interviewer.

No, seriously. I really might be your interviewer. This upcoming week your very own Auntie Bankerella will be hitting up several universities in a couple of different cities. I’ll be giving presentations, speaking at a panel, holding dinners, and, inevitably, interviewing a couple dozen of you monkeys.

Why would I do this when I have real work to do? Is it because I want my firm to have first dibs on the new generation of top talent? Is it because I want to fill my firm with alumni of my school to consolidate our power base? Is it because I lost a bet with HR? Is it so I can see how many monkeys post here next week saying, “Help, this [x] at [x firm] gave me her business card at a networking event and said I could call; what should I say and what questions should I ask?”

Hell no. I recruit because I’m fucking tired.

Because it gives me a chance to work a little less and get a full night's sleep. Because I get to disconnect for a few hours on planes (I get my best thinking done that way). Because for once I can sit in a restaurant and enjoy a drink and a meal without worrying about fishbowl issues. Because, alone and anonymous in a different city, I can do things I wouldn’t ordinarily be able to do. Things that definitively have nothing to do with undergraduate or MBA recruiting.

And I’m sorry to tell you folks, but if you want to go to second rounds at my firm from these schools, you have to go through me one way or another. Sucks for you, but it is what it is.

Great. So how do you get past this 30-something raging douchebitch interviewer who needs another two hours to sleep off her champagne hangover and doesn’t want to listen to your carefully crafted spiel on why you are the perfect fit for her firm?

I’ll give you the serious answers to that next time. Today I’ll be discussing what to do if you really just want to get dinged quickly before you ever get a shot at an interview.

Here are the no-fail techniques:

1: The EIS hustle. You got there early to position yourself strategically: front row, end seat next to the aisle. You spend the last five minutes of the talk locked onto me like a missile, your notebook closed, your pen put away, your thighs tensed, ready to spring. When the talk ends, you leap up and elbow past fourteen people to make it to me before anyone else does. Your eyes are soulless, your shoes are polished, your hand’s extended, you’re charging, you’re ten feet from me, eight, seven, six....

I see you. I know you. I was you. You’re a douchebag.

I give you total props for trying this hard, and I may shrug off this behavior if you do everything else exactly right. After all, I have to talk to people after the session; it might as well be you. But don’t monopolize my time. Or I will ask you for your business card, write “ding” on the back of it, and stick it in the receipts pocket of my bag. (In other words, I WILL see the card again and remember to follow up with the entire recruiting team to make sure they know your status.)

2: “My question is, do you know how great I am?” The purpose of a question is to ask a question, or to show that you can open your mouth without embarrassing yourself and me. The purpose of a question is not simply to kiss my ass or show yourself off. Do not fall into the habit of “I have a question. [Insert long, completely self-serving, declarative statement here.] What do you think about that?”

What do I think about that? I think you’re a douchebag. What’s worse and less forgivable, I think you lack even the tiny modicum of social awareness you need to survive in my world.

3: The pre-interview interview. I don’t care how awesome you are, all you can get out of me before round one is a pass to round one. You’re not getting the offer today, no matter how hard you try. So don’t treat my time the way you would if we were in the interview room, with long-winded answers and endless additional questions.

If you get the interview, you get thirty minutes on my calendar to showboat all you want. If you don’t have the interview yet, every second you take from me has to come from somewhere else in my life.

So step right up to me, shake my hand, introduce yourself very briefly (less than five seconds), lob me a fast softball question, listen to my answer, maybe ask a very brief followup, take my card, and go. Don’t expect it to turn into an interview. And don’t send me a followup email asking when the next round is. You haven’t had the first round yet.

4: Awkward Turtle’s school of ass-kissing. You’re only 21. Your only internship so far has been in brokerage operations. The banker in front of you has the power to change your life. You only get one shot, one opportunity to seize everything you ever wanted. (Cue the music here.) You gonna let it slip? No. You’re going to get on your knees and kiss this banker’s ass longer and harder and better than any ass has ever been kissed. And until you figure out what kind of ass-kissing this person likes, you’re going with the pray-and-spray approach: you will grovel and hang on every word the person says.

Except this banker just wants to get through the session.

Even if they love ass-kissing, it is slightly embarrassing to be seen enjoying the ass-kissing of an undergrad. More importantly, that sweaty, enthusiastic, wide-eyed ass-kissing is too high-energy. It takes too much work to even receive it.

If you're going to do it, be smooth about it. Be calm, be relaxed, meet as equals. Then throw ‘em a little smooch, real slick and subtle and down-low, like a throwaway line. More believable. Feels good. Make it something that doesn’t require a response, because responding to ass-kissing is usually awkward. But don’t worry; they heard it. No one misses a compliment.

5: The good old girl network. As a smart, hardworking girl, you’re not asking for a free pass to the head of the line, just for a little helping hand. A good word in the right ear. Is that so wrong? After all, you’ve worked hard to get where you are, and you deserve it. After all, we girls have to stick together, right?

As if you’re worried I might not notice you’re female, you make veiled allusions to a cause, to “the female experience”. You ask for mentorship five minutes after meeting me. You talk about how inspiring it is to meet a successful female in the business.

Maybe you ask me what my husband does for a living, about my childcare arrangements or maternity leave. You definitely ask about my hours. Maybe you google me and then show up with all sorts of exaggerated reasons (your sorority, your undergrad, your family background) why you’re just like me.

But, as we say where I come from, that and fifty cents will get you a cup of coffee.

If you’re a woman, your goal in handling me should be to behave like everyone else and get the same chance everyone else gets. If you try to get special treatment out of me because we share a gender, I will ding you so hard in undergrad that you’ll still be dinged when you come out of b-school five years later.

See my other WSO blog posts
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Tags:
  • recruiter
  • Recruiting
  • women on wall street
  • interviewer
  • interview
  • douchebag
  • eis
  • ass-kissing

Comments

adapt or die's picture

You're so hard, haha.

adapt or die
     
 
(King Kong, 1,231
 
Points)
 on 9/10/12 at 2:54pm

You're so hard, haha.

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DonVon's picture

Bankerella, I would be

DonVon
      IB
 
 
(King Kong, 1,914
 
Points)
 on 9/10/12 at 2:58pm

Bankerella, I would be mortified if you were my interviewer. Thank God I'm not on a campus.

"An intellectual is a man who takes more words than necessary to tell more than he knows."
- Dwight D. Eisenhower

Check out my blog!

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shark-monkey's picture

Bankerella, Hit me up when

shark-monkey
      HF
 
 
(Senior Orangutan, 381
 
Points)
 on 9/10/12 at 3:10pm

Bankerella, Hit me up when you're in my City. We can go out, have a nice dinner, and do things that you wouldn't normally be able to do....

Fear is the greatest motivator. Motivation is what it takes to find profit.

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BTbanker's picture

ah shit.

BTbanker
      IB
 
(Senior Neanderthal, 5,331
 
Points)
 on 9/10/12 at 3:15pm

ah shit.

"A man generally has two reasons for doing anything. One that sounds good, and the real one." - J.P. Morgan

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Aaron Burr's picture

Truth right here

Aaron Burr
      PE
 
 
(Gorilla, 558
 
Points)
 on 9/10/12 at 3:16pm

Truth right here

See my other WSO blog posts

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monaco1's picture

no offense but i seriously

monaco1
     
 
(Senior Monkey, 71
 
Points)
 on 9/10/12 at 3:25pm

no offense but i seriously think you belong in a mental institution

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happypantsmcgee's picture

monaco1: no offense but i

happypantsmcgee
      O
 
 
(Almost Human, 9,621
 
Points)
 on 9/10/12 at 3:31pm
monaco1:

no offense but i seriously think you belong in a mental institution

This sentence killed me, unintentional hilarity at its finest.

If I had asked people what they wanted, they would have said faster horses - Henry Ford

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R0bin's picture

Bankerella, I know this guy

R0bin
     
 
(Orangutan, 292
 
Points)
 on 9/10/12 at 3:37pm

Bankerella, I know this guy named Darnell, works at UPS, you guys would totally hit it off.

Baby you're the perfect shape, baby you're the perfect weight. Treat me like my birthday, I want it this way and I want it that way. It makes a man feel good baby.

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Nebular's picture

Can someone save me the read

Nebular
     
 
(Senior Gorilla, 846
 
Points)
 on 9/10/12 at 3:41pm

Can someone save me the read and see if number 5 is about some girl on girl action?

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Bearearns's picture

I have a question is a habit

Bearearns
     
 
(Orangutan, 275
 
Points)
 on 9/10/12 at 4:04pm

I have a question is a habit I picked up and the worst part is I have no idea how I did.

Somewhere post job offer.... which is even worse.

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BeerSaturns's picture

Bankerella, next time you go

BeerSaturns
     
 
(Monkey, 42
 
Points)
 on 9/10/12 at 4:06pm

Bankerella, next time you go recruiting dont forget that you provide a service on behalf of your firm to kids you recruit and nothing more. You are an employee. You are in charge of that one little moment and I can see it gives you a huge boner. To all the kids that go recruit dont kiss ass, especially to people like op, show respect, act strong and even if you are desperate never show weakness. Value your experiences, education and abilities. Good recruiters will see and appreciate that.

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mxc's picture

I've said it before but I'll

mxc
      O
 
(Senior Gorilla, 811
 
Points)
 on 9/10/12 at 4:07pm

I've said it before but I'll say it again. Let me know when you come to London. I'll show you my BB credentials.

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Financier4Hire's picture

I go from the jailhouse to

Financier4Hire
      PE
 
(King Kong, 1,082
 
Points)
 on 9/10/12 at 4:11pm

I go from the jailhouse to the penthouse in one day.

"The future isn't what it used to be "-Yogi Berra

"Perhaps you've failed to take into account my hidden assets"-007


The coolest cat on WSO
My BLOG

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Financier4Hire's picture

"Don't look at my car, Don't

Financier4Hire
      PE
 
(King Kong, 1,082
 
Points)
 on 9/10/12 at 4:23pm

"Don't look at my car,
Don't look at my clothes,
And label my as a loser,
'Cause I am royalty"

"The future isn't what it used to be "-Yogi Berra

"Perhaps you've failed to take into account my hidden assets"-007


The coolest cat on WSO
My BLOG

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tequilazombie's picture

"Im a GIRL and a banker - a

tequilazombie
     
 
(Senior Monkey, 74
 
Points)
 on 9/10/12 at 4:24pm

"Im a GIRL and a banker - a grrl banker!! XD don't hit on me you silly boys!!"

- Bankerella

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Financier4Hire's picture

mxc: I've said it before but

Financier4Hire
      PE
 
(King Kong, 1,082
 
Points)
 on 9/10/12 at 4:28pm
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"The future isn't what it used to be "-Yogi Berra

"Perhaps you've failed to take into account my hidden assets"-007


The coolest cat on WSO
My BLOG

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George87's picture

bankerella: And I’m sorry to

George87
      IB
 
 
(Senior Baboon, 243
 
Points)
 on 9/10/12 at 4:34pm
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trailmix8's picture

Bearearns: I have a question

trailmix8
      AM
 
 
(Senior Gorilla, 928
 
Points)
 on 9/10/12 at 4:57pm
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Bearearns's picture

I normally do. Quick

Bearearns
     
 
(Orangutan, 275
 
Points)
 on 9/10/12 at 5:32pm
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Bearearns's picture

Anytime I hear quick

Bearearns
     
 
(Orangutan, 275
 
Points)
 on 9/10/12 at 5:33pm
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KKS's picture

You would think these things

KKS
      IB
 
(Gorilla, 640
 
Points)
 on 9/10/12 at 5:56pm
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toothbrush234's picture

bankerella: I think you lack

toothbrush234
     
 
(Chimp, 2
 
Points)
 on 9/10/12 at 7:05pm
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Ches's picture

30s mean you are a sexual

Ches
      HF
 
(Senior Monkey, 75
 
Points)
 on 9/10/12 at 7:23pm
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wolverine19x89's picture

You would think it would be

wolverine19x89
      O
 
(King Kong, 1,845
 
Points)
 on 9/10/12 at 7:25pm

If your dreams don't scare you, then they are not big enough.

"There are two types of people in this world: People who say they pee in the shower, and dirty fucking liars."-Louis C.K.

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toothbrush234's picture

R0bin: Bankerella, I know

toothbrush234
     
 
(Chimp, 2
 
Points)
 on 9/10/12 at 7:32pm
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bankerella's picture

Ches: 30s mean you are a

bankerella
      IB
 
 
(King Kong, 1,863
 
Points)
 on 9/10/12 at 7:39pm

See my other WSO blog posts

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Senvik's picture

Thanks for the good post but

Senvik
     
 
(Senior Baboon, 187
 
Points)
 on 9/10/12 at 7:54pm

"You stop being an asshole when it sucks to be you." - IlliniProgrammer

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above_and_beyond's picture

monaco1: no offense but i

above_and_beyond
      IB
 
 
(Senior Orangutan, 465
 
Points)
 on 9/10/12 at 8:24pm
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GS's picture

bankerella: Ches: 30s mean

GS
      ST
 
(Senior Gorilla, 902
 
Points)
 on 9/10/12 at 8:32pm
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Billy Ray Valentine's picture

BeerSaturns, A) She's a chick

Billy Ray Valentine
      O
 
 
(King Kong, 1,122
 
Points)
 on 9/10/12 at 8:41pm

INTERVIEW GUIDES -- Technical, Fit and Networking... The Biz School Bible and More...

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Interest.ed's picture

I am in love. Ding me, I

Interest.ed
     
 
(Senior Chimp, 26
 
Points)
 on 9/10/12 at 9:02pm
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Nebular's picture

bankerella: Ches: 30s mean

Nebular
     
 
(Senior Gorilla, 846
 
Points)
 on 9/10/12 at 10:30pm
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UFOinsider's picture

happypantsmcgee: monaco1: n

UFOinsider
      O
 
(Human, 10,328
 
Points)
 on 9/10/12 at 10:40pm

YOU JUST GOT TROLLED
http://www.troll.me/images/red-foreman322/dont-you...

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Kenny Powers's picture

bankerella, if i see you at a

Kenny Powers
      O
 
(Senior Gorilla, 858
 
Points)
 on 9/10/12 at 10:54pm

pick em, lick em, stick em

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bankerella's picture

Kenny Powers: bankerella, if

bankerella
      IB
 
 
(King Kong, 1,863
 
Points)
 on 9/10/12 at 10:56pm

See my other WSO blog posts

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Kenny Powers's picture

bankerella: Kenny

Kenny Powers
      O
 
(Senior Gorilla, 858
 
Points)
 on 9/10/12 at 11:04pm

pick em, lick em, stick em

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bankerella's picture

Kenny

bankerella
      IB
 
 
(King Kong, 1,863
 
Points)
 on 9/10/12 at 11:07pm

See my other WSO blog posts

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ChrisHansen's picture

Billy Ray Valentine: A)

ChrisHansen
     
 
(Gorilla, 530
 
Points)
 on 9/10/12 at 11:08pm

"I'm the luckiest guy in the world, and when I die I want to come back as me."
-Mark Cuban

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wannabeaballer's picture

I don't want a job at

wannabeaballer
      O
 
(Senior Orangutan, 455
 
Points)
 on 9/10/12 at 11:09pm

Gun Control Discussion

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Onetwobit's picture

you sure have a lot of time

Onetwobit
      CF
 
(Orangutan, 252
 
Points)
 on 9/10/12 at 11:20pm
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R0bin's picture

Being a bit of a conspiracy

R0bin
     
 
(Orangutan, 292
 
Points)
 on 9/10/12 at 11:59pm

Baby you're the perfect shape, baby you're the perfect weight. Treat me like my birthday, I want it this way and I want it that way. It makes a man feel good baby.

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Financier4Hire's picture

R0bin: Being a bit of a

Financier4Hire
      PE
 
(King Kong, 1,082
 
Points)
 on 9/11/12 at 1:03am

"The future isn't what it used to be "-Yogi Berra

"Perhaps you've failed to take into account my hidden assets"-007


The coolest cat on WSO
My BLOG

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UFOinsider's picture

bankerella: the culture that

UFOinsider
      O
 
(Human, 10,328
 
Points)
 on 9/11/12 at 1:19am

YOU JUST GOT TROLLED
http://www.troll.me/images/red-foreman322/dont-you...

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blastoise's picture

bankerella are you

blastoise
      O
 
(Senior Neanderthal, 4,380
 
Points)
 on 9/11/12 at 3:19am
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GS's picture

wannabeaballer: I don't want

GS
      ST
 
(Senior Gorilla, 902
 
Points)
 on 9/11/12 at 7:29am
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ladubs111's picture

are you attractive enough to

ladubs111
      IA
 
(Senior Orangutan, 432
 
Points)
 on 9/11/12 at 10:39am
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Aldushy's picture

bankerella : Interesting post

Aldushy
      O
 
(Monkey, 44
 
Points)
 on 9/11/12 at 10:43am

Death is certain; Life aint.

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UFOinsider's picture

Aldushy: I say we give

UFOinsider
      O
 
(Human, 10,328
 
Points)
 on 9/11/12 at 10:54am

YOU JUST GOT TROLLED
http://www.troll.me/images/red-foreman322/dont-you...

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Aldushy's picture

UFOinsider: Aldushy: I say

Aldushy
      O
 
(Monkey, 44
 
Points)
 on 9/11/12 at 11:02am

Death is certain; Life aint.

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Ches's picture

A woman gets comfortable with

Ches
      HF
 
(Senior Monkey, 75
 
Points)
 on 9/11/12 at 3:29pm
  • 0
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You shall not copy or adapt the HTML code that the Company creates to generate its pages. It is also protected by the Company?s copyright.

Acceptable Site Use.

General Rules: Users may not use the Web Site in order to transmit, distribute, store or destroy material (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy, publicity or other personal rights of others, or (c) that is defamatory, obscene, threatening, abusive or hateful.

Web Site Security Rules. Users are prohibited from violating or attempting to violate the security of the Web Site, including, without limitation, (a) accessing data not intended for such user or logging into a server or account which the user is not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Web Site, overloading, "flooding", "spamming", "mailbombing" or "crashing", (d) sending unsolicited e-mail, including promotions and/or advertising of products or services, or (e) forging any TCP/IP packet header or any part of the header information in any e-mail. Violations of system or network security may result in civil or criminal liability. The Company will investigate occurrences which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Specific Prohibited Uses.

The Company specifically prohibits any use of the Web Site, and all users agree not to use the Web Site, for any of the following:

  • Posting any incomplete, false or inaccurate biographical information or information which is not your own accurate resume
  • Using any device, software or routine to interfere or attempt to interfere with the proper working of this Web Site or any activity being conducted on this site.
  • Taking any action which imposes an unreasonable or disproportionately large load on this Web Site?s infrastructure.
  • If you have a password allowing access to a non-public area of this Web Site, disclosing to or sharing your password with any third parties or using your password for any unauthorized purpose.
  • Notwithstanding anything to the contrary contained herein, using or attempting to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search this Web Site other than the search engine and search agents available from the Company on this Web Site and other than generally available third party web browsers (e.g., Netscape Navigator, Microsoft Explorer).
  • Attempting to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Web Site.
  • Aggregating, copying or duplicating in any manner any of the materials or information available from the Web Site.
  • Framing of or linking to any of the materials or information available from the Web Site.

User Information.

When you register for the Web Site, you will be asked to provide the Company with certain information including, without limitation, a valid email address (your "Information"). In addition to the terms and conditions that may be set forth in any privacy policy on this Web Site, you understand and agree that the Company may disclose to third parties, on an anonymous basis, certain aggregate information contained in your registration application. The Company reserves the right to offer third party services and products to you based on the preferences that you identify in your registration and at any time thereafter; such offers may be made by the Company or by third parties. Please see the Company's Privacy Policy below for further details regarding your Information.

Registration and Password.

You are responsible for maintaining the confidentiality of your information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify the Company of any unauthorized use of your registration or password.

The Company's Liability.

As a condition to your use of this site, you release the Company (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code d1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."

We are under no legal obligation to, and generally do not, control the information provided by other users which is made available through the Web Site. By its very nature, other people?s information may be offensive, harmful or inaccurate, and in some cases will be mislabeled or deceptively labeled. We expect that you will use caution and common sense when using this Web Site.

The Material may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, completeness, or timeliness of the Web Site or the Material. The use of the Web Site and the Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time.

You acknowledge and agree that you are solely responsible for the content and accuracy of any resume or material contained therein placed by you on the Web Site and you agree to let any users that are identified as recruiters (designated in the sole discretion of the Company) to have access to your resume.

The Company is not to be considered to be an employer with respect to your use of the Web Site and the Company shall not be responsible for any employment decisions, for whatever reason made, made by any entity posting jobs on the Web Site.

THE COMPANY DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages.

IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Other Sites.

The Web Site may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by the Company of the contents on such third-party Web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

No Resale or Unauthorized Commercial Use.

You agree not to resell or assign your rights or obligations under these Term of Use. You also agree not to make any unauthorized commercial use of the Web Site.

Limitation of Liability.

The aggregate liability for the Company to you for all claims arising from the use of the Materials is limited to $1.

Termination.

The Company reserves the right, at its sole discretion, to pursue all of its legal remedies, including but not limited to immediate termination of your registration with or ability to access the Web Site and/or any other service provided to you by the Company, upon any breach by you of these Terms and Conditions or if the Company is unable to verify or authenticate any information you submit to the Web Site registration with or ability to access the Web Site.

Indemnity.

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of these Terms and Conditions. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

General.

The Company makes no claims that the Materials may be lawfully viewed or downloaded outside of the United States. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and conditions are governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or federal courts within New York, New York. If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in additional terms of use for areas of the Web Site a particular "Legal Notice," or Software License or Material on particular Web pages, these Terms and Conditions constitute the entire agreement between you and the Company with respect to the use of Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.

PRIVACY POLICY

The Company recognizes that you are concerned about privacy. We are committed to preserving your privacy and safeguarding your sensitive information. The following statement describes the general information-gathering and usage practices of our sites.

Our staff, contractors, Internet service providers and others involved in this site follow this policy or similarly strict policies regarding your Information.

Disclosure

The Company is committed to fully disclosing our policies regarding the collection, use, maintenance, disclosure and security of personal information obtained from users of our site. The term "personal information" includes a name, address, email address, or any other information which could be used to contact you directly or to identify you personally.

Use and Disclosure Limitations

The Company only uses personal information about its Web site users for specific purposes. We do not share user information with third parties except when we have told users about the disclosures, when we have prior consent, or when required by law.

Use Policy: When the Company gathers personal information from users, we ask for permission first. We also disclose, at the time of collection, how the information will be used by us. Personal information is used for activities such as auto-completion of commonly-used forms and helping us contact you when you solicit information from us.

Disclosure Policy: We do not normally disclose personal information to anyone outside of the Company unless we have previously informed users about the disclosures. However, some data may be used from time to time by outside contractors, including auditors or consultants, to assist us in carrying out necessary financial or operational activities. These uses will be consistent with this privacy policy and all contractors using this potential personal information must agree to safeguard it, to use it only for the authorized purpose, and to return it or destroy it upon completion of the activity.

The Company might be required to disclose personal information in response to a valid legal process such as a subpoena, search warrant or court order.

Although unlikely, it is possible that we may have to make certain disclosures to ensure the security of our Web site, to protect its integrity, or to take precautions against potential liability. In any of these situations, we will take any reasonable steps to limit the scope of the data disclosed.

Web Logs: The Company maintains standard Web logs that record basic information about visitors to our Web site. These logs contain: * The Internet domain from which you came to our Web site. * Your IP address. An IP address is a series of numbers which uniquely identifies your connection to the Internet. Although it is possible in some instances, certain types of IP addresses may be used by interested persons to identify users but we do not attempt to identify users in this way. * The type of browser (e.g., Internet Explorer or Netscape) and operating system (e.g., Windows 98) you use. * The date and time you visited the site, and the pages you saw.

We use Web log information to design our Web site, identify popular features, and in similar ways. We do not try to identify individuals from Web logs or to link Web logs to other user information. However, if someone tries to damage our Web site or use it in an unauthorized or illegal way, we may share Web log information with law enforcement agencies. The Company may provide aggregate information such as the number of users who visit particular pages of the site, or the number of people who link to certain external sites from our site, to other parties.

Changes to Privacy Policy

The Company's features and services will change over time and our information-gathering practices and policies may also change.

While our philosophy of protecting user information from inappropriate uses and disclosures will not change, this policy will be updated occasionally to include any change that materially affects the collection, maintenance, use, or disclosure of personal information.

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    How you will finance your MBA ?
  • Since most of us will be working in the city for quite a long while, where would you prefer to settle when it comes time to buy a house and/or raise a family? I was thinking somewhere either in Nassau County (Long Island), West Chester County, or across the Hudson in NJ. Which would you choose and...
    Preferred suburbia with easy commute to NYC?
  • I'm hoping to get a few experienced opinions about transitioning from AM to PE through an MBA. I have been working in the business development and client service department for a top asset management firm for two years focusing mostly on our private funds. Prior to this, I worked at a...
    Transitioning from AM to PE
  • hi, I was just accepted to university of michigan's school of arts and science and I was wondering if I should transfer there? I am currently a rising sophomore at rutgers business school. Do you think it is worth. How is the reputation of UMICH for econ (not Ross),..is it good enough to...
    should I transfer from rutgers business school to umich(econ)?
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