Corporate Banking Analyst

Status

Student / Prospective Monkey at

Regions Bank

Group/Division/Type

Corporate Banking

City

Houston

Interviewed

October 2023

Overall experience

Positive

Difficulty

Average

General Interview Information

Outcome

No Offer

Interview Source

College / University / On Campus Recruiting

Length of Process

Less than 1 month

Interview Details

What did the interview consist of?

1 on 1 Interview

Please describe the interview / hiring process.

The process went by quickly and began with an initial interview with individuals from various roles in the corporate bank. This was followed by a final round interview where you once again talked to people in the various sections in the corporate bank. Behavioral and Technical accounting questions were included. Everyone throughput the process was nice, helpful and professional.

What were the most difficult or unexpected interview questions asked?

What questions would you ask someone looking to borrow capital to open a gasoline station?

How did you answer each of these questions (please be specific)?

When evaluating a prospective borrower seeking capital to open a gasoline station, the bank would inquire about the applicant's detailed business plan, encompassing market analysis, revenue projections, and the specific allocation of funds. Additionally, the applicant's experience in the gasoline station industry or related fields, including any previous ownership or management roles, would be scrutinized. Financial transparency is paramount; the bank would request personal and business financial statements, credit history, outstanding debts, and details about the collateral available to secure the loan. Market analysis is pivotal, focusing on the demand for gasoline in the proposed location, competitive landscape, and any pertinent regulatory considerations. Operational intricacies, such as supplier agreements, staffing plans, and contingency strategies, are crucial to assess the applicant's preparedness. Legal compliance, including permits and licenses, would be verified, and the applicant's repayment plan, income sources, and contingency measures in case of business challenges would be closely examined. Moreover, the bank would inquire about the applicant's understanding of industry trends and challenges, ensuring their ability to adapt and thrive in the competitive gasoline station market. These inquiries enable the bank to comprehensively evaluate the borrower's business acumen, risk mitigation strategies, and the feasibility of the proposed venture, informing their lending decision.

Overall Company Rankings

Overall Ranking

Overall Ranking is a score from 1 star (very bad) to 5 stars (excellent) generated based on the Company Reviews of current and former employees at this company, taking everything into account.

The number you see in the middle of the donut pie chart is the simple average of these scores. If you hover over the various sections of the donut, you will see the % breakdown of each score given.

The percentile score in the title is calculated across the entire Company Database and uses an adjusted score based on Bayesian Estimates (to account for companies that have few reviews). Simply put, as a company gets more reviews, the confidence of a "true score" increases so it is pulled closer to its simple average and away from the average of the entire dataset.

4.0

Career Advancement Opportunities

Career Advancement Opportunities is a score from 1 star (very bad) to 5 stars (excellent) generated based on the Company Reviews of current and former employees at this company, taking everything into account.

The number you see in the middle of the donut pie chart is the simple average of these scores. If you hover over the various sections of the donut, you will see the % breakdown of each score given.

3.8

Senior Management

Senior Management is a score from 1 star (very bad) to 5 stars (excellent) generated based on the Company Reviews of current and former employees at this company, taking everything into account.

The number you see in the middle of the donut pie chart is the simple average of these scores. If you hover over the various sections of the donut, you will see the % breakdown of each score given.

4.1

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Regions Bank

Corporate Banking Analyst

General Interview Information

Interview Details

Overall Company Rankings

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