T2 consulting vs Product Management

Have a FT offer from a T2 firm (think S&, ATK, OW, EYP) as well as an offer from a fintech company in a rotational product manager program. Didn’t enjoy consulting (w/out travel and other perks) that much over the summer and would probably want to exit after two years. Have heard exits are not that great unless you stay longer esp from the T2 so am thinking of jumping ship and doing product out of undergrad instead. Am I an idiot for considering this? Lots of consultants seem to want to exit to PM on fishbowl anyways, and starting pay is the same for both with PM being much more on a per hour basis