Job offers which would you choose?

I'm going to try to make this as unbiased as possible, and if you can give me your opinion on which job offer you would take that would be really helpful.

Some key pointers before I begin are: - My family currently lives in Miami, and if I worked there as well I could potentially have zero expenses for the first 2-4 years of working there. - I love my family and get along with them very well, living at home would not be a problem.

Job 1: corporate finance development role at large cruise ship company (won't say which just for my own sake). 2-year development program (4-5) different rotations within finance After 2 years become senior financial analyst or possibly manager 68k starting salary with 5k bonus In Miami, FL Met with CFO and team, really like them all Somewhat more friendly/relaxed environment Opportunity for growth within the company is very big

Job 2: Asset Management Group Development Program at PNC Financial 3.5 year program with Wealth Management (possible Hawthorne) In Baltimore, MD Required to get CFP or CFA within the 3.5 years 60k starting salary 5k bonus but each year salary grows ~10%

Obviously these two paths are completely different and the best answer is to follow whichever path I think I want to take in my career, so don't give me that answer. I want to know which you would choose and why. Keep in mind I do not have any friends or family in MD, and the fact that Baltimore and Miami are very different cities.

I would make (and save) a lot more money in Miami by virtue of living at home, but I feel like the opportunity for development (especially because of the CFA and the size of the bank) are just better at PNC.

Let me know what you think, I have to choose between the two soon.

6 Comments

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Goldman Sachs 01 97.8%
  • Guggenheim Partners No 97.2%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • Banco Santander 02 97.7%
  • BMO Capital Markets 12 97.2%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.2%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (16) $429
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (81) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”