CBDC great reset etc conspiracy explanation please?

I keep seeing crypto gurus on TikTok talking about how "CBDC" and "digital currencies" are some sort of evil ploy to control people or whatever, I don't really get it... What is this all about? Can someone explain this and this stupid conspiracy and stuff to me like im five?? I really don't understand the negatives..... Like what's the big deal of having your transactions being traceable, I'm not doing anything illegal.....

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