Analyst/Relationship Manager

My Citi interview process was one of the most challenging interviews in my career. It started with a phone call from their London office and subsequently a written test. I had previously written one before in the past and already had a learning curve. The test was a test for speed in reasoning so I knew my most important hurdle was time efficiency with the answers. I scaled through this stage and was invited to the next stage - a panel interview. The questions were technical, focusing on Excel, corporate banking credit analysis, and commercial awareness. I remember the question on the 5c's of credit and a description of the credit writing process. I nailed this question by wrapping my credit writing around the 5c's of credit by matching it with a relevant title in a typical credit term sheet. I was shaking after this interview for about an hour. The panelists were stern. This was how tough it was. I was elated when I was invited to the next round. A one- one-on-one with the executive director. She tested me mainly on commercial awareness and the ability to spot opportunities. She interviewed me twice in two weeks. I answered most of her questions which I can't recall very well. The interview with the MD was the last and it was the most interesting. I left the interview with a new viewpoint and learning. It was a question about the macroeconomic situation in my country and I was quick to assert that my country was an import dependent country and why the country should export more. I learned from the MD during the interview about Net Import Countries and Net Export Countries. He dived into the topic expanding my perspective on the topic and how the trade deficit should be rightly viewed. The last interview gave a good insight into the company culture as the MD lightly chatted whilst expanding my viewpoint. I got the job and had the most profound experiences in my career at the company.