When did you started investing on a 529 Plan?

Hey guys,

So I've been thinking lately about getting a wife. Ideally, I'd have a kid by 28, so likely when I'm IB VP. But then I thought about whether I want my kid to become indoctrinated at the public school educational system. Sure I'll save money and he'll be a heck of a Democrat, but I have integrity and want to send him to a Catholic/Christian school. Wilberforce seems an ideal school and is a bit costly ($25k avg per grade). Given that my hypothetical wife and I will make lots of money, I think we can afford the costs of private K-12 education.

Now, regardless if its a religious school or not, how did you all help finance your kid's education through a 529 plan? What is your strategy to paying their education? Assuming I maxed out my IRA/401ks should I start a 529 plan soon? 

btw I'm currently a first-year analyst at BB

Thanks!

2 Comments
 

Hey, I can give you my perspective from what my parents did for me. They started investing in my 529 early on, and each state typically has its own 529 so my father spread the funds to different areas just in case I went to school there. If you can see your child staying in the same state for college (regardless if it’s public or private) their 529 plan would pay off for their education. My advice is that you should invest in it as soon as possible and being in IB you will make great money that your child would be comfortable in secondary schooling and wouldn’t have to worry about student loans.

 

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