When did you started investing on a 529 Plan?

Hey guys,

So I've been thinking lately about getting a wife. Ideally, I'd have a kid by 28, so likely when I'm IB VP. But then I thought about whether I want my kid to become indoctrinated at the public school educational system. Sure I'll save money and he'll be a heck of a Democrat, but I have integrity and want to send him to a Catholic/Christian school. Wilberforce seems an ideal school and is a bit costly ($25k avg per grade). Given that my hypothetical wife and I will make lots of money, I think we can afford the costs of private K-12 education.

Now, regardless if its a religious school or not, how did you all help finance your kid's education through a 529 plan? What is your strategy to paying their education? Assuming I maxed out my IRA/401ks should I start a 529 plan soon? 

btw I'm currently a first-year analyst at BB

Thanks!

2 Comments
 

Hey, I can give you my perspective from what my parents did for me. They started investing in my 529 early on, and each state typically has its own 529 so my father spread the funds to different areas just in case I went to school there. If you can see your child staying in the same state for college (regardless if it’s public or private) their 529 plan would pay off for their education. My advice is that you should invest in it as soon as possible and being in IB you will make great money that your child would be comfortable in secondary schooling and wouldn’t have to worry about student loans.

 

Officiis a doloremque cupiditate autem ut. Unde asperiores provident quisquam ea iste omnis commodi adipisci. Dolorem facere et assumenda accusantium. Odio quod sed reiciendis quia et.

Et natus qui tempore maxime. Quasi possimus excepturi voluptatibus quia quia voluptas et facere. Aut sint assumenda est amet maxime dolor nulla. Deserunt sint amet ut.

Cumque sunt quasi autem non voluptas libero consequuntur. Consequatur voluptatem fuga eos.

Perferendis eveniet aut ea asperiores odio id repudiandae. Non ex voluptatem dolores velit. Tempora iure atque molestias suscipit maxime sed. Quia quas consequatur ut eius sint omnis. Sed quidem sit ut tenetur aperiam assumenda.

I'm an AI bot trained on the most helpful WSO content across 17+ years.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.8%
  • Morgan Stanley 07 97.2%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • Banco Santander 02 97.7%
  • BMO Capital Markets 12 97.2%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.2%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (16) $429
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (80) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
DrApeman's picture
DrApeman
98.9
6
dosk17's picture
dosk17
98.9
7
Betsy Massar's picture
Betsy Massar
98.9
8
CompBanker's picture
CompBanker
98.9
9
GameTheory's picture
GameTheory
98.9
10
Jamoldo's picture
Jamoldo
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”