Big 4 S&A Consulting vs Fintech PM

I’m short on time trying to decide between offers so I’ll sacrifice anonymity a little. I’m debating right now between Deloitte S&A consulting and product management at a major sort-of Fintech company (think MasterCard, Visa). 

I have a really strong interest in technology but also really like consulting. My junior year, I was recruiting for a summer internship in this same Deloitte S&A position but was turned down, so I worked my ass off casing this summer and was able to secure a full-time position. Deloitte is a really good brand and offers a more well rounded experience right out of school than PM. Plus, it will train me on communication and deck-building piece and give me a broader exposure of the corporate world as well as likely set me up for business school.

However, I also interned at the Fintech company this summer as a PM and loved it, and I was able to secure a return offer. It seems like Visa and Mastercard are both pretty strong technology companies as they are ranked #4 and #5 in the Technology Sector ETF XLK respectively, but many people have told me that their engineering is behind their Silicon Valley counterparts so that makes me skeptical. I have also heard from others that getting into product is hard to do not right out of school, and my end goal is to eventually move to a FAANG company preferably in product.

So that brings me to my paramount question of which offer should I choose?

1. PM Role at Visa/MasterCard with strong possibility of working in their startup accelerator division
2. Deloitte S&A Consulting with strong possibility of working in their M&A division

Appreciate the help!