Delaying graduation by a year for IB?

Going to give minimal details to preserve anonymity. I was in the hospital, injured, and/or unable to recruit from March to June this year. I go to a target school, am a good/prepared student, and was expecting to land a top BB/EB IB. At this point, pretty much the only BB left is DB (if you can even call it that anymore). I want to go buyside after banking and I feel like going to a lower-tier MM bank like those that are left would hurt me. Should I attempt to recruit for DB and/or the few decent opportunities still left or delay graduation by a year. I'm not really delaying since I ended up withdrawing last semester but I could graduate in 3.5 years without an issue. I really really want to wait a year because I know that I will land something good for SA if I wait but I feel like I am being stupid and giving up a massive opportunity cost of that extra year of IB income / starting early. Thoughts?

5 Comments
 

I have a relevant private equity internship for this summer which I am currently completing. I will have the opportunity to study abroad and/or intern off cycle as well, which is another option to do with that 10th semester (if I choose to graduate in 9 semesters).

 

Can second that, I did the same from a non target. Went from maybe managing to scrape a bottom-tier MM shop to landing a mid-tier BB. So happy I made the decision I did. Find something else that interests you (that you can take a few classes for) and take a lighter class load of your core classes. Or take a semester off to do an internship or other job full time. If anything, delaying a year will give you a competitive advantage over other interns next year since you will have had an extra year to study and break in. Good luck!

 

Was at a non-target and ended up having to delay graduation. Worked out very well for me. Got an extra year to be a kid, ended up at great BB, and love it. Would recommend if tuition costs are not an issue - good luck!

 

Quia exercitationem molestiae rerum. Et in quibusdam vero voluptates cupiditate. Officiis dolorem dolore rerum similique qui. Velit quasi molestiae vel et voluptatem ratione vero.

Career Advancement Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.8%
  • JPMorgan 01 98.2%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 01 98.8%
  • Evercore 01 98.2%
  • BMO Capital Markets 12 97.6%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.8%
  • Morgan Stanley 05 98.2%
  • JPMorgan No 97.7%
  • BMO Capital Markets 12 97.1%

Total Avg Compensation

June 2026 Investment Banking

  • Vice President (14) $434
  • Associates (43) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (75) $151
  • Intern/Summer Analyst (67) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
kanon's picture
kanon
99.0
5
dosk17's picture
dosk17
98.9
6
CompBanker's picture
CompBanker
98.9
7
DrApeman's picture
DrApeman
98.9
8
GameTheory's picture
GameTheory
98.9
9
Betsy Massar's picture
Betsy Massar
98.9
10
Linda Abraham's picture
Linda Abraham
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”