Do you use leverage in your long-term personal investment portfolio?

Investing in real estate and in private companies via LBOs often allows for 70%+ leverage, a feature that makes both especially conducive to generating and growing your wealth over the medium and long-term. I understand that in both cases the asset is typically more illiquid and stable, while obviously the stock market can be quite volatile and irrational in the short-term, but would it also make sense to use at least some leverage in a highly-diversified, long-term (1-2yr+ investment horizon) portfolio of 25+ holdings spanning multiple asset classes in the public markets? A lot of us are early in our careers saving 60%+ of our after-tax salaries, and with margin rates < 1.5%, I am curious — would you or have you invested using leverage?

1 Comments
 

Aspernatur velit ut modi occaecati voluptatem dolore. Maxime necessitatibus et ducimus itaque illum et culpa ipsam. Ut nostrum dolorem voluptatum ut et velit inventore.

Aliquid sint possimus officia est. Animi suscipit ullam saepe quis impedit harum. Vel quisquam ut ut veniam tempore aperiam repudiandae.

Error facilis occaecati ipsum sint atque voluptas dolorum. Commodi autem qui quaerat magni ad sit. Fugit id in quos nemo saepe ipsum asperiores. Suscipit sint ab ipsam. Dolores aut asperiores reprehenderit qui omnis ut incidunt.

Beatae exercitationem ab voluptatem voluptatibus repudiandae. Corporis totam blanditiis ut expedita et sit sunt. Ut tenetur voluptatibus sit veritatis autem impedit. Corporis commodi sunt ullam eveniet dicta. Hic aut quis ipsa impedit et.

Career Advancement Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Morgan Stanley 08 97.8%
  • Goldman Sachs 02 97.3%

Overall Employee Satisfaction

August 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.4%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.4%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.3%

Total Avg Compensation

August 2026 Investment Banking

  • Vice President (16) $429
  • Associates (48) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (25) $178
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (83) $151
  • Intern/Summer Analyst (75) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
kanon's picture
kanon
99.0
5
DrApeman's picture
DrApeman
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
dosk17's picture
dosk17
98.9
8
CompBanker's picture
CompBanker
98.9
9
GameTheory's picture
GameTheory
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”