Relocating to San Francisco

I've accepted a new position, put in my notice, and in a couple of weeks will be moving to SF. I've been an analyst at a well-known PERE company in Chicago for the past year and a half, and am taking a new role at a smaller, more entrepreneurial shop where I'll get to do a lot more (and make more).

I'm stoked about the job and I like SF from the times I've visited, but most friends I have that have lived there hated it. They mainly bitched about the homeless, the girls (i.e. the lack of hot ones), and the overall stuffy/lib culture.

What was the move like for other transplants to SF (from NYC, Chicago, or elsewhere)? Any advice is welcome.

20 Comments
 

There is a serious problem in California. San-Francisco. The homeless problem is beyond what even I can explain. After staying there with a bit, the homeless tents everywhere, needles and human feces defecation everywhere. The city program even gives clean needles to people who have a drug problem. Chicago is dangerous, there is a reason why they call the city Chiraq, the level of violence is unimaginable. It's your choice and decision.

"It's okay, I'll see you on the other side"
 
Most Helpful

I've seen a few threads here where people shit on SF. While homelessness / lack of attractive women qualms carry water, the threads are disproportionately negative.

I grew up outside of NYC and lived in SF for ~5 years after college and I loved it. I visit whenever I can. While I do think certain aspects of the city have deteriorated of late, it is still a pretty cool place. Just depends on the neighborhoods you frequent.

Cons:

  • Homelessness / lunatics: this was not good when I first arrived and it has definitely gotten worse. But homelessness is getting worse everywhere. It was mostly confined to the tenderloin and parts of the fidi, but it has spread. And yes, you'll see needles on the street. If you are used to living in Chi/NYC this won't be too much of a shock.

  • Women: the 49er phenomenon is real. Dating there was lousy. And every time I went back to NY I was shocked by how I had forgotten that women could actually be physically attractive. Yes many of them are stuck up.

  • Tech culture: when I arrived, Uber was still limited to black cars and was barely known. The presence of the startups and money has definitely worn away some of the culture of the city.

  • Progressives: there are a lot of them but there are a lot of them everywhere in this era.

Pros:

  • Most of the neighborhoods are great to live in. PM me if you want suggestions. If you can get a rent controlled unit that's money in the bank.

  • Food/bar scene is great. I've never been a club person and the nightlife there was just my speed.

  • Football at 10am on Sundays/5:30pm on Mondays

  • Wine country / tahoe / marin. You can literally ski in the morning at heavenly and then drive back and surf ocean beach in the afternoon.

  • Weather is OK year round so you pay squadoosh for utilities.

  • Many others

Rise and grind
 

Grew up in an affluent Chicago suburb and moved to the Bay Area after grad, so I agree with a lot of what's here. I'll also add that the Bay Area (outside of SF but even parts of SF) has many extremely nice suburbs, so the homelessness and other issues aren't a long-term problem if you decide to stay in the area. The hate for SF on these threads is definitely disproportionately negative - agreed there. If you're an outdoors person, there's a lot to love about the Bay. If you're looking for crazy nightlife, then NYC or LA might be more your place from my experiences. The girls point is fair. Again, NYC and LA are significantly better in that area, but I have still met many great women. I will just admit that it's noticeably more difficult.

 

There are really shitty parts of the city you need to avoid. Avoid those and you'll be fine. Tenderloin and certain southern parts of SOMA. 

The people..... idk... i've lived here for a while now so I'm in a sense used to it. Maybe i even contribute to it but there's this backwards elitist feeling in tech not dissimilar to finance in NYC.  The only difference is it's strangely more subtle lol

 

Make the best of a bad situation. Pick up a surf board and hit up Ocean Beach don't let the hipster, meth head techies keep you in doors.

Welcome to Cali. Can I still say that if I ditched it for AZ?

 

Ut ducimus sed repellendus sequi qui vel amet. Voluptas architecto dolorem et eum facere. Magni laudantium omnis fuga omnis. Atque nihil ipsam ut accusantium quas quas quibusdam aut. Cupiditate velit rerum iusto enim molestiae maiores. Explicabo sed cum aperiam delectus soluta aliquid in.

Non consequuntur animi quia dolor et tempore impedit qui. Maxime inventore consequatur quaerat omnis.

Career Advancement Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 02 98.8%
  • Evercore 01 98.3%
  • BMO Capital Markets 12 97.7%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 05 98.3%
  • JPMorgan No 97.7%
  • Goldman Sachs 02 97.1%

Total Avg Compensation

June 2026 Investment Banking

  • Vice President (14) $434
  • Associates (44) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (79) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
Secyh62's picture
Secyh62
99.0
5
Betsy Massar's picture
Betsy Massar
98.9
6
dosk17's picture
dosk17
98.9
7
DrApeman's picture
DrApeman
98.9
8
GameTheory's picture
GameTheory
98.9
9
CompBanker's picture
CompBanker
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”