Just finished 1st year at a large regional and am very happy-- but my friend's dad is a VP at a shitty little community bank here in town ($3B) in assets and wants me to join their team. Sounds like I would almost immediately be more qualified than 95% of the analysts they employ and could easily transition into a loan officer role.
Bottom line: If I go to a community bank, have I completely ruined the rest of my career?
Also: How much of a raise should I ask for? I would be moving from a middle market credit analyst/account officer role to "the third in line in commercial real estate" at a community bank. Not sure what that even means.
Worth mentioning: I have been contacted by a recruiter for another large regional bank in town and they want me to apply to their fixed income sales training program. Would this be a good lateral for me? I know those guys can make an absolute killing.
Any advice from you guys would be great, I'm sort of at a fork in the road here.
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