Investment: being the insurer

Mods: I think that this thread should be in the monkey around category. Please move it if that is correct; Sorry.

I would like to explore investing in reinsurance. IN other words, I want to consider taking a diversified position in insuring against risk. Is there any such thing available on the non-institutional level?

9 Comments
 

buy some Berkshire Hathaway stock.

********************************* “The American father is never seen in London. He passes his life entirely in Wall Street and communicates with his family once a month by means of a telegram in cipher.” - Oscar Wilde
 

Swiss Re, Partner Re, etc

A closed-end fund that invests in cat(astrophe) bonds - Pioneer's Diversified High Income Trust (HNW).

********************************* “The American father is never seen in London. He passes his life entirely in Wall Street and communicates with his family once a month by means of a telegram in cipher.” - Oscar Wilde
 

Look at the reinsurers.

1- Best measure is how they are trading relative to Book Value.
2- Make sure they haven't had too much adverse loss development in their reserves 3- Profit

********************************* “The American father is never seen in London. He passes his life entirely in Wall Street and communicates with his family once a month by means of a telegram in cipher.” - Oscar Wilde
 

Thank you guys for your feedback.

I am not really interested in equities. I am more interested in a pure play. The pure play, would tend to have less correlation with the US stock market and would therefore sit nice in a portfolio.

I am checking out the prospectus of Pioneer's Diversified High Income Trust (HNW). Looking at the assets in the portfolio, I do not see how these are cat bonds. Looks to me like mostly just regular high yield and corporate bonds.

 
Best Response

TOP 10 HOLDINGS (% of Portfolio) 1. Muteki Ltd. Cat Bond, Frn, 5/24/11 1.56% ***************************** 2. Atlas Reinsurance Plc FRN 1/10/11 Cat Bond 144A 1.34% ****************************** 3. GREEN VALLEY LTD 144A 1.34% 4. Residential Re FRN, 6/6/11 1.30% ************************************ 5. Successor II Ltd. Cat Bond, Frn, 4/6/10 1.29% *************************************88 6. Alliance One International Inc 10.0%, 7/15/16 1.19% 7. SUNGARD DATA TLB JP PR 1.19% 8. CALPINE CORP 1ST DIP CS PR 1.19% 9. Blue Fin Ltd FRN, 4/10/12 1.16% 10. Usi Holdings Corp. L+2.75%, 5/5/14 1.12%

SECTORS (% of Portfolio) 1. High Yield 35.3% 2. Bank Loans 28.2% 3. Event-Linked (cat bonds) 17.1% ****************************************************************** 4. Emerging Mkt/Int’l High Yield 16.3% 5. Mortgaged-Backed 3.2%

********************************* “The American father is never seen in London. He passes his life entirely in Wall Street and communicates with his family once a month by means of a telegram in cipher.” - Oscar Wilde
 
veritas14TOP 10 HOLDINGS (% of Portfolio) 1. Muteki Ltd. Cat Bond, Frn, 5/24/11 1.56% ***************************** 2. Atlas Reinsurance Plc FRN 1/10/11 Cat Bond 144A 1.34% ****************************** 3. GREEN VALLEY LTD 144A 1.34% 4. Residential Re FRN, 6/6/11 1.30% ************************************ 5. Successor II Ltd. Cat Bond, Frn, 4/6/10 1.29% *************************************88 6. Alliance One International Inc 10.0%, 7/15/16 1.19% 7. SUNGARD DATA TLB JP PR 1.19% 8. CALPINE CORP 1ST DIP CS PR 1.19% 9. Blue Fin Ltd FRN, 4/10/12 1.16% 10. Usi Holdings Corp. L+2.75%, 5/5/14 1.12%

SECTORS (% of Portfolio) 1. High Yield 35.3% 2. Bank Loans 28.2% 3. Event-Linked (cat bonds) 17.1% ****************************************************************** 4. Emerging Mkt/Int’l High Yield 16.3% 5. Mortgaged-Backed 3.2%

thanks. don't know how I missed all of that. I guess I was looking at part of the prospectus that had all of those categories lumped into the corporate bond category. Say, how did you find this bond fund in the first place? Fund screeners on TD Ameritrade and ETrade do not let you screen the funds for catestrophic bond. I guess you just have to look through the prospectuses of high yield bond funds.

 

Repellat recusandae at aut nihil velit quo et. Officiis est qui sunt sequi cumque excepturi enim. Quae iure dolor repellendus qui voluptatem. Reiciendis cumque similique minus omnis ut. In nisi rem aut eligendi.

Ea cupiditate laborum aspernatur qui. Id nesciunt ipsa doloremque illum sint. Labore est nemo numquam et dolorem et earum facere. Saepe quia inventore et nulla quibusdam dolores. Magni voluptatem ipsa voluptatem quis occaecati.

Ut in cumque ipsa aut. Facere necessitatibus sequi et consequatur. Eos pariatur impedit sed error doloribus et. Iste quibusdam laudantium eveniet adipisci non. Molestiae consequatur quia quasi ex voluptatem in est.

********************************* “The American father is never seen in London. He passes his life entirely in Wall Street and communicates with his family once a month by means of a telegram in cipher.” - Oscar Wilde

Career Advancement Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Goldman Sachs 01 97.9%
  • Morgan Stanley 07 97.3%

Overall Employee Satisfaction

September 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Morgan Stanley 03 98.9%
  • Evercore 01 98.4%
  • Banco Santander 02 97.9%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 07 98.4%
  • Goldman Sachs 01 97.9%
  • JPMorgan No 97.3%

Total Avg Compensation

September 2026 Investment Banking

  • Vice President (16) $429
  • Associates (51) $260
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (26) $182
  • Intern/Summer Associate (15) $159
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (76) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
Secyh62's picture
Secyh62
99.0
4
kanon's picture
kanon
99.0
5
dosk17's picture
dosk17
98.9
6
GameTheory's picture
GameTheory
98.9
7
Betsy Massar's picture
Betsy Massar
98.9
8
DrApeman's picture
DrApeman
98.9
9
CompBanker's picture
CompBanker
98.9
10
Mimbs's picture
Mimbs
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”