Financial Modelling Debt Sizing

Hi there,

I am currently looking to build a LBO financial model with a Term Loan but also put in place an RCF to be drawn if CFADS is negative.

The problem is that I would like this RCF to draw debt without outpassing a reference leverage to be respected along the tenor of the financing (5 years), i.e. max 6x Net debt leverage.

How would you model it in Excel ?

Thank you in advance !

4 Comments
 

Calculate the implied max leverage (based on 6x) possible, calculate the delta between current net debt and the implied max leverage and, subsequently, implement a MIN function to calculate the max the revolver can draw. Keep in mind though, if there is indeed a covenant which limits debt at 6x, to build in a reference that notifies you that covenants are not met during that specific year. Hope this helps.

 

Thank you for your reply.

I have the max leverage calculated and the delta and MIN function.

The problem is the covenant to be respected (for instance 6x). I cannot manage to make my RCF draw debt (only if my CFADS is negative) until reaching 6x leverage and not more. The delta would be filled in with Equity if Cash would still be negative after drawing RCF until 6x leverage.

 

Have you tried a line item with max revolver draw limit based on PF debt is drawn? Then if there’s additional need for cash if you’ve maxed the revolver you can can assume an equity infusion.

 

Repellat quos quis consectetur sed expedita voluptate aliquid. Doloremque perspiciatis nostrum incidunt quo. Nihil error voluptatum eaque voluptatem ut commodi.

Et sit explicabo qui magnam et. Eum consequatur illum et ut voluptas. Cumque aliquam autem facere sit dolores. Esse est nostrum et sequi. Consequuntur sit quibusdam nihil amet doloremque consequatur ea.

Career Advancement Opportunities

June 2026 Private Equity

  • The Riverside Company 99.6%
  • Blackstone Group 99.3%
  • KKR (Kohlberg Kravis Roberts) 98.9%
  • Warburg Pincus 98.5%
  • Vista Equity Partners 98.1%

Overall Employee Satisfaction

June 2026 Private Equity

  • Blackstone Group 99.6%
  • KKR (Kohlberg Kravis Roberts) 99.2%
  • The Riverside Company 98.9%
  • Ardian 98.5%
  • Starwood Capital Group 98.1%

Professional Growth Opportunities

June 2026 Private Equity

  • Bain Capital 99.6%
  • The Riverside Company 99.3%
  • Blackstone Group 98.9%
  • Starwood Capital Group 98.5%
  • Vista Equity Partners 98.1%

Total Avg Compensation

June 2026 Private Equity

  • Principal (9) $653
  • Director/MD (24) $547
  • Vice President (98) $365
  • 3rd+ Year Associate (104) $281
  • 2nd Year Associate (235) $272
  • 1st Year Associate (411) $229
  • 3rd+ Year Analyst (33) $157
  • 2nd Year Analyst (97) $134
  • 1st Year Analyst (272) $124
  • Intern/Summer Associate (38) $81
  • Intern/Summer Analyst (356) $61
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
kanon's picture
kanon
99.0
4
Secyh62's picture
Secyh62
99.0
5
CompBanker's picture
CompBanker
98.9
6
GameTheory's picture
GameTheory
98.9
7
Betsy Massar's picture
Betsy Massar
98.9
8
dosk17's picture
dosk17
98.9
9
DrApeman's picture
DrApeman
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”