Commercial PACE Financing

I am a new analyst at a boutique investment bank in Philadelphia that finances Commercial PACE loans and bonds. Most of the deals we see are through brokers, in order to generate my own leads I have been reaching out to developers directly.

I am having trouble gaining traction with developers - the main point of this post is to gauge the awareness and interest commercial developers have in the C-PACE product.

For those who are not aware, PACE financing is a voluntary tax assessment placed on the property. The financing can be used to replace mezzanine debt in a projects capital stack, typically we are able to fund about 30% of a projects hard costs and raise the LTC to 85-90%. We typically quote a mid 6% interest rate.

Are developers interested in this lending product? I appreciate the feedback.

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