UMICH Ross Vs. State School

First gen immigrant/college student shooting for investment banking. Just got accepted to UMICH Ross undergrad. However out of state tuition is damn expensive. My annual cost could probally be around 40k even though my parents are low income I have taught them to invest wisely and keep our expenses low so our assets don’t match our AGI (51k). Is it worth it to take on that debt or go to a state school (UMD) for in state tuition even if it means going to a non target. 

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