Which programs are worth taking the loan?

Hi, I think that a lot of students are biased in terms of business school and have a lot of money to throw away. First of all, most of the french schools are 80% of the time worth it only for french people(if you do HEC, ESSEC or ESCP you're set for life), you see non targets (for internationals) that require 20k per year and that says a lot about that program and where the main focus is. Programs that might place you in Deloitte cost 50-60k(in general not only in France), you're basically buying a brand name and gambling on it. Are the Mim specifically but also other programs becoming cash cows? I think that Europe in the next few years will allign with USA and make the MBA program the master to get a place in BB etc. I would like to know your thoughts about this.