Can a College Student Realistically Become a Financial Advisor?

There’s nothing quite like the college years when we work just as hard to spend money as we do to make it. But it’s also when many of us start investing and building portfolios, often without much financial knowledge or access to a financial planner.

That brings me to my question: Is it possible, or even viable, to become a financial advisor while still in college? And if so, what does it actually take to get qualified?

Here’s the idea I’ve been thinking about: if I could become some version of a “qualified” financial planner (whatever that officially means), maybe I could start managing small portfolios for friends, classmates, or coworkers. And I’m not talking about six-figure accounts here, more like a few thousand dollars perhaps. But it feels like starting small, building trust, and forming long-term relationships could pay off down the line, especially as these people grow in their careers and wealth.

Right now, I’m just an underclassman, so I know I don’t have the experience or knowledge to manage anyone else’s money yet. But I do manage a small portfolio of my own, and I’ve got a wide-open summer that I would absolutely dedicate to learning and building a foundation in financial planning if this idea proved to be worth it.

To those of you who have heard, seen, experienced, or know... is this a smart path to explore? Are there certifications or programs that make this possible at my age and stage? Has anyone here done something similar, or seen it done?

If anyone has any insights to offer, whether encouraging or cautionary, I would be immensely grateful. On paper, this feels like a promising idea. But I’m also self-aware enough to know I might just be an ignorant college kid trying to chase the next big thing. Either way, I’m all ears. Thanks fellas.

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