Ok so i think its fair to say that of us hate insider traders, and find it the most heinous of crimes and wouldn't do it.
But would you consider it in the following situations:
You need money for an operation for yourself which is life critical: Either potentially fatal or significant quality of life (i.e. leg restructuring).
A friend/family needed such an operation, and you were not asked for money but were aware that the person was unable to meet the costs themselves. What if you were asked?
What if your house was going to be repossessed?
To put your kids through private school (assume the best school around)?
Personally, I adopt the approach that my morals should not influence to the extent of life and death, other people. The rest are the price you pay for sleeping soundly at night.