CRE Lending at a big LifeCO, what are the exit opportunities like?

What would the exit opportunities look like for a mortgage lender at a large LifeCo. Is it possible to transition to the equity side or a debt fund?

Comments (9)

May 2, 2019

you would make more money at lifeco lol

May 2, 2019

How come?

May 2, 2019

Mortgage comp. is capital markets, and capital markets usually tend to pay on the low end for analysts in real estate.

Lifeco is buyside.

May 4, 2019

I disagree, I worked at a LifeCo in AM. As an analyst my total comp was $69K. Underwriting analysts made $75K total comp. I've always understood banks paid better.

And for what it's worth, I was able to directly jump to a development role doing investment analysis, so to answer the thread it's totally doable, just frame your job as well as you can

May 10, 2019

lifeco has debt arm aka lending

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May 6, 2019

Depends on the life company. Many do equity and have their own debt funds, so it would probably be possible to do an internal transfer 1 or 2 years after you start. Just don't be an asshole and come into the mortgage group and immediately make it known you want to move to equity/the debt fund; give it 9 to 12 months before you ask. It will piss off the mortgage people and that isn't how you want to be known.

As for external transfers, it would be a bit harder to move from debt to equity, but still possible. Just do it before you make associate, or after you get your MBA if that is your plan.

Moving to a debt fund externally shouldn't be that difficult.

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May 12, 2019

Underwriting is underwriting and I've seen many move at the associate, senior associate, and even VP level from debt to equity or equity to debt. I don't think you will have a problem at all.

May 6, 2019

I think with enough networking and proven ability, anything is possible, but I don't think that is how the majority of the industry looks at it. Personally, I feel like I could switch back and forth pretty easily, but I also think my career is a bit of an anomaly.

May 11, 2019
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