Football, Potential Felon, Non Target ---> S&T Offer

ABOUT ME

A decent amount of details will be omitted, went through too much to type.. just shoot questions...

My mom was 21 when she had me and my father was a taxi driver In NYC. Growing up was a bit tough given the cards I was dealt. I honestly don't remember a day where I didn't see a cockroach in our apartment or a week where I didn't wear the same clothes twice. Age of 7/8, my parents divorced. Father left while a mother of 2 boys decided to move to D.C to live with relatives in a search for a better opportunity. My mother is a very strong woman, I remember her bringing me to her college classes sometimes because she could not afford a babysitter. She graduated with honors.

Despite the circumstances, I was sure good at one thing. FOOTBALL! My mom didn't want me to end up like the other kids on the street so she signed me up when I was about 8. Trying my hardest not to brag, but coaches saw I was ahead of my peers. I was that kid playing tackle with the older boys on the street till my mom yelled my name.

Middle school was an interesting time in my life. It was then when I realized I could use football as an avenue to college and riches. I was also introduced to weed through older kids & cousin. This would have a positive and negative impact later on.

HIGH SCHOOL HIGH SCHOOL HIGH SCHOOL! The years that shaped me. Started on varsity as a receiver/safety during my sophomore year. By my junior year, I was being recruited by subpar D1 programs like UCONN, Nebraska, Georgia Tech, Rutgers, MIAMI U (IDK how the hell with the amount of talent in FL). Got my first offer from Nebraska after my junior season. I was super excited because things were going my way. Things went downhill from there. I tore my ACL + MCL after the 3rd game of my senior season and all interest in me went away, even my offer! This was a very dark time in my life. Yeah, it's only HS, but how would you feel if you were the top 10 players in the state and saw other players go on to play D1.

I pretty much said fuck school during my senior year. I ended with a 2.0.

DRUGS

As mentioned, I was introduced to weed in middle school. I wasn't smoking on a daily basis like I am now (need to slow down) but my intake only increased. Money was tight so my friend Billy taught me the game. He fronted me a quarter of some Reggie (low-grade weed) at the time and told me to come back when I have it. I remember mixing oregano into my product to increase my profits. This was 8TH grade, very few people smoked then and the ones that wanted to look cool, I took advantage of.

Fast forward to H.S. everyone knew I sold weed. Every ounce I sold I made sure to save X amount in order to buy my own product eventually. Taught me how to budget! Sophomore year was when I was first introduced to Cali weed and money started pouring in. I had enough to cop a pound (16 Oz, $3500-4500) depending on quality back then, prices are much lower nowadays. From there I started fronting people I trusted. Fast forward to senior year, I was on my way to the local grocery store parking lot to make a drop. My inspection sticker was expired so I eventually got pulled over. I made a drop earlier that day and my car stunk.

The officer issued me a ticket and asked me if I had any weed in the car because he could smell it. I was honest and told him I had a couple of ounces under the driver seat. Next thing you know 5-7 cop cars showed up like a murder happened. I was 17 at the time and my birthday was 2 weeks out. I remember being in the back of the squad car with no A/C like "fuck, is this really happening" A bald DEA agent with sunglasses started interrogating me. I gave him a fake story and he said the judge would give me some points for cooperating. Once my mom arrived to the scene, they asked if they could search my room. They searched my room and didn't find anything. I got very lucky because my room was in the basement and I had an extra QP (4 ounces) in my laundry room which was also a part of the basement but not the search.

It was a very dark time in my life. One that really made me think. At one point I was going to drop out H.S because I knew I was going to do at least 3-6 months and would miss graduation. Luckily, my lawyer knew the officer and due to my status in HS football, I think he leveraged that into making me look like a good kid. I still thank him to this day because my felony charge with intent to distribute were dropped.

INTEREST

During my senior year, my accounting teacher Ms. Hardin introduced the class to investing. We were put in groups and participated in a stock simulator competition. My friends didn't do shit, but for some reason, I took it serious. My team ended up winning the competition and that's when my teacher asked if I'd ever consider pursuing a career in the investment industry. I then started reading news and purchasing books about investing and tried to learn as much as I could.

COLLEGE

Due to terrible grades in HS, I went to community college during the first 2 years. This was the first time I've ever been a straight A student. Yeah, it's a community college but still an impressive accomplishment in my eyes. During those 2 years, I asked a family friend if I could work free of charge in exchange to learn more about accounting. He said yes, I would soon be hired 3-4 months later.

After completing my Associates, I transferred to a top 25 public school. By then, I had a LinkedIn and searched up if I knew any relatives in finance. I had a relative that worked at Goldman in IB and asked for advice on breaking in. While he wasn't much help, he still told me to network my butt off because chances were slim if I didn't land an internship my junior year.

I started reaching out to Alumni and before I knew it I was being considered for an internship at the Federal Reserve Board. My internship experience was great but I wanted to break into the investment industry. Senior year was around the corner and with no offers, I decided to stay an extra semester to try and lock in another internship. After a shit ton of emails and attending information sessions, I secured an internship in fixed income.

INTERVIEW/LYFT

The firm I interned at didn't offer full-time positions to recent grads. Started applying aggressively and used recruiters. I was able to land an interview with MS but I went in nervous as hell and asked stupid questions like "how did Morgan Stanley turn itself around"...did not get the job.

I drove Lyft for about 5 months frequently to pay for school loans & bills while I networked. I remember at one point telling myself to give up and take a typical finance job. I did it. Gave up on breaking in and decided to work for a private contractor. Luckily during those hard times, I kept in touch with the Managing Director at my previous internship. Got to know him pretty well and he was always there for advice.

After working for the government for about 3-4 months, I couldn't take it. I was itching to be in finance. I still kept up with what was going on in the markets because I was trading on my own account and knew my time would come. That time came last week!!!! The Managing Director told me they had an opening and that I should apply. There were 9 strong candidates and nothing was guaranteed. I went in with a "fuck what happens I'll be successful no matter what in this life" attitude. An hour after the interview I received a call with an Offer!!!!!!!!!

Man, it was the best feeling. I teared up a bit, looked myself in the mirror and said this is just the beginning.

Thank you to those who read my story.

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Comments (32)

Dec 5, 2018

Love the hustle. You earned every bit of that offer

Dec 5, 2018

Feels great! thanks for reading.

Dec 5, 2018

One of the best stories I have read on this forum. Congrats!

Dec 5, 2018

Thank you!

Dec 5, 2018

That's one hell of a story, congratulations! Talk about self-made...

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Dec 5, 2018

Thank you for reading! Rough ride but learned a lot from my mistakes and still learning.

Dec 5, 2018

No matter where or what your offer is, congrats! Always great when people push hard and succeed. But, still do you mind sharing more details on the offer itself? Industry? Bank? Group? City? Position title?

Dec 5, 2018

Thank you! I'll be a Capital Markets Analyst in D.C. After about 6 months I'll be on a short-term desk trading Discount Notes or whatever they give me.

    • 1
Dec 5, 2018

Congrats man, sounds like a hell of a ride but glad you made it

Dec 5, 2018

Thank you!

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Most Helpful
Dec 5, 2018

Great story, man. We had pretty similar paths, actually.

I was a blue-collar kid who had bad grades in HS because I thought that football was my meal ticket, had a very bad back injury while training after my senior year, lost all of my offers, was prescribed enough Percocet to kill a small horse, and sat in a recliner (because I couldn't sit, stand, or lay down any other way) viscously depressed and out of my gourd on painkillers for about 8 months, ended up going JUCO, got straight As, got into a good non-target, and ended up breaking up into IB through opportunities at university.

I come from down in the Valley, where Mr. when you're young, they bring you up to do like your daddy done.

    • 3
Dec 5, 2018

Glad you bounced back and made it man

    • 1
Dec 5, 2018

Amazing story! thanks for posting!

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Dec 5, 2018

Thanks for reading!

    • 1
Dec 5, 2018

Good for you man. Just be sure to keep your head on straight, going forward. Don't want dumb reasons to stop great endings.

Dec 5, 2018

Alright I will

Dec 5, 2018

What an awesome story. I was too geeky to hang out with the football players or druggies in high school, but I know what it's like to be an underdog from a state school and claw your way in.

Cheers, mate.

Dec 5, 2018

The struggle is truly a blessing in disguise! Thanks for reading.

Dec 5, 2018

from one game to another, congrats bro

Dec 6, 2018

Congrats on the offer and thank you for sharing your story with the community!

Dec 7, 2018

A great story! You inspired me to work harder. Thank you for sharing.

    • 1
Dec 8, 2018

Congrats! Nice to hear you didn't get take over the coals for bud. Good job keeping the motivation up and pressing forward. Do the same at work and you will do great.

Dec 8, 2018

Holy shit, props to you for making it dude. Had some similar turbulence in my background when I was a teenager (albeit not with the football aspect). Always great to see kids make it out of that lifestyle. Proud of you -- keep on crushing it!

Dec 8, 2018

Glad you made it, thank you!

    • 1
Dec 9, 2018

Dude, you almost made me cry because I understand that struggle so hard. I've been given some great opportunities and have wasted a few of them, usually not because of anything I did wrong but because of office politics, which un non/conformist types tend. It to do very well with. I often ended up the lamb that had to be slaughtered for somebody else's mistake. But I, too, had a felony charge dropped because I was drugged with acid at a bar and thought the purge was going on. I rang a freaking fire alarm to try to warn everybody and got charged with felony vandalism. Dropped, obviously, but I fear that story has now made it impossible for me to make it. But you have inspired me and I'm super psyched to hear about your success! You go, man!

    • 2
Dec 9, 2018

Never give up, i'm glad my post has inspired you!

Dec 9, 2018

good for you bro. Glad to hear that you are finally where you want to be.

GunningForPortfolioManager

Dec 9, 2018

That was very touching man :') definitely gave me some motivation

    • 2
Dec 10, 2018

Super hustle.

Dec 13, 2018

I needed to hear. ""fuck what happens I'll be successful no matter what in this life"

All the best!

Dec 21, 2018
Dec 22, 2018