How much wealth do you have?
As a multiple of disposable income. The household average in the US is almost 6x. I don't have that much lol.
As a multiple of disposable income. The household average in the US is almost 6x. I don't have that much lol.
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i'm still in the red
Not enough.
Wealth as a multiple of disposable income? I consider about half my takehome base disposable (i.e. what goes into savings after an average-slightly frugal month) - annualizing that (so excluding the bonus, which given its variability I just think of as straight flow-through to savings), im about there (also excluding 401k - if I included those would be higher obv).
Honestly, the metric I find more interesting is wealth (ex-401k) as a multiple of run-rate expense base - i.e. if you said "f**k it", how long can you sustain your current lifestyle - for me thats around 3-4 years, which I find comforting. What about you, fellow monkeys?
I think disposable income is typically considered to only have taxes removed, not any other outlays. Sounds like you're looking at it as a multiple of savings, which is disposable income minus other expenses, etc. That's cheating a little bit, in relation to the quoted 6x figure.
I'm about the same.
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