Curious to get everyone's thought on this. My company does not offer a 401K match, so I'm trying to figure out what's the best bet in terms of savings.
My thought is to contribute after-tax to a Roth IRA, as the fund I get through that has a much lower expense ratio than if I were to go through my company's 401K.
Is this the right way to think through this or should I still contribute to a 401K regardless of whether my company matches? Thanks!