1st years, how much is ur credit card bill a month?

just trying to gauge if I am spending too much compared to peers

all in this year should be probably around 130-150k. Rent is 3k (A lot I know but wanted to splurge for my mental health cuz job sucks lol)

and then spend ~2k a month on food, going out, drinks, shopping, etc

I definitely need to cut down/relax right , in terms of spending

8 Comments
 

Is 2k pretty extravagant or low for ny? Do you feel like you have to budget yourself at all? Incoming sa trying to get an idea. 

 

On one hand, the law of compounding means that the earlier you start saving, even if it's small amounts, makes a big difference when you retire. On the other hand, it's hard to expect anyone to live in Manhattan on $150k a year and save anything.  Just max out your 401k and try to save some token amount to cover you for a couple months if you (god forbid) lose your job.  Think that's all that can be hoped for.

 

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