Best way to apply to an open position?

If there is an opening on the careers page at a large bank that you want to apply for, what is the best way to go about it assuming you do not know anyone at the bank?

Do you just apply online and wait for an email back? Would you send a message to an analyst or associate in the group asking to learn more about the position?

Curious to know what has worked for you guys in the past. Would reaching out to one of the current team members be too much?

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