*Comprehensive UK credit card guide 2024*

Similar topics are very old or US-based, incoming London An1.

  • Which credit card or card combination is best for maximising value in UK (i.e. one card for food another for travel?)
  • What is the most efficient way to spend the points? 
  • How much 'profit' are you making after annual fees?

Assuming I'd expense ~£12k in reimbursed work expenses, ~£3k in holidays (bonus points?), and another ~£20k in discretionary spending.
 

With joining bonuses and 1-2 referrals, I believe this should be well worth the annual fees

Thanks in advance for the advice :)

4 Comments
 

A Premier banking credit card. Cheaper than any Amex. HSBCs World Elite is basically the same as the Platinum Amex.

 

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