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The entrepeneurship route is great, but it's good to get some real-world experience before setting off on your own. In some ways, working at a bank or other establishment firm is good experience- and ultimately a good fallback- for someone who wants to start a business.

One of the nice things about being at an established firm is that the paycheck always comes in on time and you don't have to make payroll. My Dad tried it for a year as an independant accountant, had a lot of fun, realized that customers don't pay their bills in as timely a manner as an accounting partnership- and came back to the firm.

The older you are and more experience you have, the less risky it is to start a business. I think the ideal age is in the early '30s if you hold kids and family constant.

 

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