How are you investing your own money with the trading constraints?

Just wondering how folks in banking are investing their own money given the various trading constraints imposed by the firm.

Most of my co-workers just invest in index ETFs/mutual funds to avoid the hassle of getting trades approved by compliance and the risk of the freezing period.

4 Comments
 

Thanks for the reply! very similar rules at where I work.

Our holding period is 2 weeks so I don't know if that makes individual security investments riskier (e.g., what if something negative happens during the 2 weeks and I can't offload my holdings).

 

We have a rule in place where if your position drops a certain amount you can offload (I forget what the % drop is before this rule gets activated).

Obviously the mentality is to invest long term and try to stick out any downturns. So you'd have to be investing in a really small / mid-cap company to risk a 10-20% downturn within a few weeks. For example I don't think the protocol would have been activated for any of the large cap stocks intra-day swings in the last few months.

 

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