Struggling

Hey, long time lurker and figured I would have better news by this time. Currently in a rough situation, college apps have gone pretty terribly for me having been waitlisted or rejected everywhere other than extremely low tier state schools (ASU, IU). Frankly when I first went to high school I naively thought that out of state schools were a waste of money and didn’t realize how much pedigree would matter in this industry. I am graduating in my third year and now realize how much I truly fucked up by not beefing up my admissions profile a lot more and not having my career goals lined up as a fucking high school freshman.

I’ve generally followed the advice on the forum of not being a finance hardo in HS but instead focused on developing a network, hitting the gym, chasing girls etc but now I’m just caught in a dilemma of realizing that I probably need to eat sleep and live finance if I even want a chance at this point. I haven’t been a bad student by any means but it was never my main focus, and coming from a family that didn’t go to college the pressure wasn’t really there to fill up my resume with flashy ECs and all of the other stuff admissions officers look for.

Here are my stats for reference:

GPA: 3.92UW/4.03W ACT: 31

Results Bucknell: Waitlisted Fordham: Waitlisted UVA: Rejected Hamilton: Rejected NYU: likely Rejection Wake Forest: likely Rejection IU: Accepted (no way I’m paying oos for that) ASU: Accepted UofA: Accepted

Just wondering if any fellow nontargets have found themselves in a similar situation or have any advice. I probably come off as a dumbass by saying ASU is the most economical choice for me and I am scared sick that it will be the death of any hopes of a career in IB. I know transferring is what will be necessary but sometimes it is just hard to keep my head up with this shit. Anything is greatly appreciated