Why have product teams at Banks whose industry teams do most of the modelling?

Sorry about the potentially dumb question. I’m aware that certain banks like Barclays has most of its M&A modelling performed by its industry teams for instance. What is the point then of having a M&A product team?

What I suspected was that certain industries are simply more likely to see certain types of transactions (I.e. maybe most healthcare transactions involve raising debt to research a new drug so it makes sense that the healthcare team would do most of the DCM work for instance) and then the other product teams would be able to perform the modelling for less common deals in that sector. Is that right?

Thanks a lot guys, hope you’re all doing well. Plz learned my ass before I make a fool out of myself at my internship.

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M&A, not sure since my bank's product team does most of it.

ECM/DCM often specialize to provide a better product than coverage could themselves. For example, my bank has a DCM team that provides solutions to lower interest rate and currency risk - a coverage team would be spreading itself too thin to worry about areas of expertise like this. Same thing goes for the convertible bonds group in ECM... converts are pretty niche and it doesn't make sense for coverage bankers to be worried about a unique product, another model, black scholes math, etc.

tldr; ECM/DCM provide a more holistic solution than a coverage team could provide on their own (due to their product expertise). Just like M&A.

 

Would you say that in the more 'complex' cases, then both teams will be contacted to do the modelling? Or would it just go straight to the M&A team for these more complex cases

 

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