Why have product teams at Banks whose industry teams do most of the modelling?

Sorry about the potentially dumb question. I’m aware that certain banks like Barclays has most of its M&A modelling performed by its industry teams for instance. What is the point then of having a M&A product team?

What I suspected was that certain industries are simply more likely to see certain types of transactions (I.e. maybe most healthcare transactions involve raising debt to research a new drug so it makes sense that the healthcare team would do most of the DCM work for instance) and then the other product teams would be able to perform the modelling for less common deals in that sector. Is that right?

Thanks a lot guys, hope you’re all doing well. Plz learned my ass before I make a fool out of myself at my internship.

4 Comments
 
Most Helpful

M&A, not sure since my bank's product team does most of it.

ECM/DCM often specialize to provide a better product than coverage could themselves. For example, my bank has a DCM team that provides solutions to lower interest rate and currency risk - a coverage team would be spreading itself too thin to worry about areas of expertise like this. Same thing goes for the convertible bonds group in ECM... converts are pretty niche and it doesn't make sense for coverage bankers to be worried about a unique product, another model, black scholes math, etc.

tldr; ECM/DCM provide a more holistic solution than a coverage team could provide on their own (due to their product expertise). Just like M&A.

 

Would you say that in the more 'complex' cases, then both teams will be contacted to do the modelling? Or would it just go straight to the M&A team for these more complex cases

 

Adipisci voluptas beatae maiores distinctio sapiente dolor. Aut neque quam ipsa reiciendis. Veritatis quaerat qui minima accusamus porro quam. Dignissimos quia voluptatem eveniet.

Iusto vel quos aut provident voluptate. Enim ullam reiciendis corporis ullam delectus dolor voluptatem impedit. Nesciunt beatae magnam sint aliquam molestiae recusandae quia. Modi amet corrupti qui aliquam est voluptate. Et numquam sed hic quis et necessitatibus quasi. Aliquam dolorem numquam optio.

Velit non esse et ut. Exercitationem error dolor est repudiandae sed. Iusto autem id illo. Ullam qui sit veniam illo animi ea consequuntur.

Minus qui distinctio quas atque delectus voluptatem beatae laborum. Distinctio perferendis officiis quas est et rerum. Consequatur porro tenetur enim iure voluptatum id temporibus dolore. Quas maxime ipsum placeat repellat.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.3%
  • BMO Capital Markets 12 97.7%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.7%
  • JPMorgan 01 97.1%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (15) $434
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (79) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
dosk17's picture
dosk17
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
DrApeman's picture
DrApeman
98.9
8
GameTheory's picture
GameTheory
98.9
9
CompBanker's picture
CompBanker
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”