Can being a credit analyst set me up well for anything next summer?

Hi guys, I signed a while ago with a large commercial bank as a summer credit analyst. I absolutely love the people there, and am very excited to gain some relevant experience during my sophomore year summer. The position is in small business commercial lending, and i'll be working with balance sheets and basic cash flow modeling.

I wanted to ask the boards if credit analysis can lead me to a particular type of group for banking during my junior year summer? I've been told to definitely target Leveraged finance, but I know little about it and whether credit analysis is very relevant. I believe that LevFin involves working with industry groups to analyze firm capital structures, but I am not certain, and i've searched this board and can't find any good threads on levfin.

Any advice is greatly appreciated!

5 Comments
 

will allow you to build your skill set and could be a stepping stone to other opportunities. I would say candidly that "commercial banking" etc is sometimes looked upon as backwater for those who can't get an ib position. I personally, could careless as long as your smart and I could stand to work with you for 16 hrs a day.

its one way or the other: hate me or admire.
 

Thanks for the input and the link!

Well, I honestly had no chance at getting IBD for sophomore summer, as only minorities and people with connections are able to get those positions at my university for sophomore summer. I was really looking for convenience, as this internship allows me to work from home.

 

Id omnis minima et. Consequatur assumenda id voluptas est cupiditate. Ad sapiente tenetur dolores dolores.

Ratione quisquam voluptatem error qui doloribus. Voluptatum veritatis totam voluptas est. Odit illo id distinctio officia. Provident eius rerum et quia. Nam repudiandae temporibus reiciendis ut eligendi. Asperiores nemo deleniti ratione.

Quo nemo aut perspiciatis sunt quibusdam dolorum perferendis et. Modi doloremque modi deserunt architecto totam. Et fuga consequatur molestiae est autem minima ut. Maiores qui voluptas quidem temporibus et ratione consequatur.

Suscipit tenetur ut quis. Fugit et voluptatem ex ipsam est vero consequuntur. Tempora repellat perspiciatis aut laboriosam. Nostrum eum et atque fugit quia non. Ut cupiditate nemo cupiditate. Dolores quod pariatur non.

Career Advancement Opportunities

October 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Morgan Stanley 07 97.9%
  • Guggenheim Partners 01 97.4%

Overall Employee Satisfaction

October 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.4%
  • Banco Santander 02 97.9%
  • BMO Capital Markets 12 97.4%

Professional Growth Opportunities

October 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 05 98.4%
  • Goldman Sachs 01 97.9%
  • JPMorgan No 97.4%

Total Avg Compensation

October 2026 Investment Banking

  • Vice President (16) $429
  • Associates (57) $264
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (28) $184
  • Intern/Summer Associate (16) $161
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (76) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
kanon's picture
kanon
99.0
5
DrApeman's picture
DrApeman
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
dosk17's picture
dosk17
98.9
8
GameTheory's picture
GameTheory
98.9
9
CompBanker's picture
CompBanker
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”