Citi Commercial Banking vs. JPM MMSI

Would love to hear views on JPM Commercial Bank - Middle Market Banking & Specialized Industries Analyst Program vs Citi Commercial Bank Associate Program.

I understand one is analyst vs. associate role but considering culture, long-term comp, exit ops, WLB, and clientele. Which do you think has more upside?

Offered: JPM- Analyst: $82k + $4-12k (bonus range) -SF Citi- Associate: $110k (bonus not specified) - DAL

6 Comments
 

Both are ok starting points in the industry but both aren’t serious players in middle market so long term you would want to go elsewhere most likely. The Citi role would have way better pay relative to cost of living. In the long term San Francisco is a better market for commercial banking but you can move there later. 

 

Jpm would be fine in a market they’ve already been in for a long time like Chicago or New York. But for San Francisco and most of the country a top player is Wells and then BofA for upper middle market. Then comes regionals like comerica and union bank. Svb completely dominates tech.

 

Sapiente voluptas molestiae eos ducimus ut rerum nulla. A nemo nam tempore sed tempore praesentium.

Iusto ut non optio repudiandae fuga aspernatur. Voluptatibus dolorem libero placeat alias nisi voluptatum non.

Sit aperiam vero distinctio. Quo maiores enim voluptatem tempora iure quis. Consequuntur minus sed qui cumque. Omnis officia quia veniam in. Sint nobis vel eum exercitationem inventore dolores. Voluptatem ut reiciendis ratione voluptate vero autem corrupti.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.8%
  • Morgan Stanley 07 97.2%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • Banco Santander 02 97.7%
  • BMO Capital Markets 12 97.2%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.2%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (16) $429
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (80) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
DrApeman's picture
DrApeman
98.9
6
dosk17's picture
dosk17
98.9
7
Betsy Massar's picture
Betsy Massar
98.9
8
CompBanker's picture
CompBanker
98.9
9
GameTheory's picture
GameTheory
98.9
10
Jamoldo's picture
Jamoldo
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”