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Is anyone that has commented in this thread even working fulltime in the US? Everyone is wrong so far.

Dental insurance costs depend on the insurance plan you have from the company. You usually are able to sign up towards the end of the year during the registration period. Most major insurance companies (Aetna/Cigna/etc.) include $1000 deductible lifetime for stuff like braces. Lifetime deductible is per group plan though and if you switch to another insurance at another company down the road you would qualify for a new $1000/$xxxx deductible since it would be a new group number.

Frank Sinatra - "Alcohol may be man's worst enemy, but the bible says love your enemy."
 
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